Phil Thompson
speaker
1,592 appearances
4 recordings
3 series
first heard Apr 2026
last heard 25 Aug
Phil Thompson’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 4 in all, peaking in Aug 2026 with 1.
Appearances
Have you had any health events that may impact increasing in the future?
Because sometimes it may be worth overpaying for insurance, even if you're not going to get paid a claim, if it's going to limit any future increase on your income protection.
Short answer, go speak to your advisor who helped you set it up.
Well, congratulations.
That's so exciting, isn't it?
On the house and land package.
Mortgages and insurance, they're both painful experiences to go through from a life admin point of view.
Yeah.
So there is a fair amount of work.
And so we've got to recognize there is work.
Generally speaking, I like setting up insurance for when you have the mortgage because as early as possible is ideal.
But when you've got that mortgage, you've got that obligation there that you need to be servicing that mortgage.
And so therefore that comes with, you need an income.
Therefore, if you don't have an income, you may not be able to service that mortgage.
So I generally like to say, once you've purchased it or done all that work, do it before you move into the house.
Because once you move into the house, you've got to set up electricity, internet, you've got to do all of that other life admin.
Then you're thinking about buying furniture.
What does all of that look like?
Yeah, your settlement period can be 90 days.
And so, yeah, getting it sorted out in that time period or at least starting the process and then either putting the responsibility onto Sky to get the work done or then once you've got the advice, go ahead with the insurer.
Showing 1001–1020 of 1,592 · page 51 of 80
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