Phil Thompson

speaker
1,592 appearances 4 recordings 3 series first heard Apr 2026 last heard 25 Aug

Phil Thompson’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
1 · Aug OctJan 26AprJulnow

Recordings per month over the last 12 months — 4 in all, peaking in Aug 2026 with 1.

Appearances

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Because most of the time with insurance, you're actually not doing stuff.
You're just waiting on the insurer to do all the work and get the medical reports.
So a lot of people think, oh, there must be heaps involved.
Well, no, there is two points in time to fill in a form.
Once you've filled in those forms, that's really all you need to do, Victoria, is fill in the form.
Yeah, exactly.
Me too.
Hey, I have a lot of empathy because I'm exactly the same.
Yeah, for sure.
Will your income last if you are unable to work?
Yes.
And this is where there is a lot of nuance because insurers may actually limit your income protection benefit amount because you're doing a lot of expenses through your business.
People think I'm earning $150,000, but the actual salary and profit is much less than that or it could be much greater than that.
They're all the things that you need to consider when you're self-employed.
Well, actually, we did a shout out to the She's On The Money community to fill in this form.
And so this is the community members.
Yeah, okay.
Yeah, I agree.
So the form, we ask the community members just to give us age, some idea about the existing cover, and we allow people to upload their details.
So for this person, they are single, 45 years old, no kids, and an executive assistant.
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