Quint (host)

speaker

33,109 appearances 164 recordings 1 series first heard Dec 2024 last heard 31 Jul

Quint (host)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 90 in all, peaking in Dec 2025 with 14.

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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing · Should I Buy Now? · 31 Jul 2026 podcast

Yeah. voice-verified

So that's, I mean, whatever. voice-verified

That's what I'm doing. voice-verified

That's what I'm working on. voice-verified

Housekeeping odds and ends. voice-verified

Thank you. voice-verified

Thank you for everything. voice-verified

So I think to answer this question, I have to come back to some basic principles of the wealth development phase of the DIY money journey. voice-verified

So when you're in a wealth development phase of the DIY money journey, you've paid down your debt, you have your emergency fund, you have these sort of steps, these preliminary steps out of the way so that you can prepare to start building wealth in the market. voice-verified

The interesting thing is, depending on your age, your time horizon, when you will need this money, we would then focus on what we call your allocation. voice-verified

Now, remember... voice-verified

Five years or less, do not invest. voice-verified

And we say that constantly, irrespective of where the market is, because we never know what can happen. voice-verified

And the statistics tell us that over a two- to five-year period, the percentages are much higher that you will be down. voice-verified

Mm-hmm. voice-verified

However, if you lengthen that beyond five years, the percentages become 70%, 80%, 90%. voice-verified

The farther out you go, 100% that you will be up. voice-verified

So again, five years or less, don't invest. voice-verified

Now, this environment that we're in, I am in 100% agreement with anybody observing markets that it's difficult to be a buyer here. voice-verified

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