DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

DIY Money Jr - Where to Invest

26 Dec 2025

Contributed by Lukas

Quint and Logan talk through this junior question about where to invest and what options to consider. Hosted by Simplecast, an AdsWizz company. See h...

Last Minute Gift Ideas

24 Dec 2025

Contributed by Lukas

Quint and Allie talk about TRADITIONS and great last minute gift ideas. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for inf...

Do I need a Roth?

22 Dec 2025

Contributed by Lukas

Logan and Quint dive into a whether or not a Roth IRA is a good option for your financial plan. Hosted by Simplecast, an AdsWizz company. See https:/...

Five F's - Goal Setting

19 Dec 2025

Contributed by Lukas

Quint and Allie talk about setting goals for 2026. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our col...

What is Market Cap?

17 Dec 2025

Contributed by Lukas

Logan and Quint explain a term that is thrown around all the time. They explain what market cap is and why it matters for your portfolio. Hosted by S...

HYSA v. Money Market

15 Dec 2025

Contributed by Lukas

Quint and Allie talk through the difference between a money market account and high yield savings account. Hosted by Simplecast, an AdsWizz company. S...

Rule of 4% - Am I on Track for Retirement?

12 Dec 2025

Contributed by Lukas

Quint and Allie talk through calculating the rule of 4% and if it is a good barometer for retirement. Hosted by Simplecast, an AdsWizz company. See h...

Stock Price Targets

10 Dec 2025

Contributed by Lukas

Quint and Logan talk about analyst price targets and how they can be used in your portfolio. Hosted by Simplecast, an AdsWizz company. See https://pc...

Responding to Volatility in Markets

08 Dec 2025

Contributed by Lukas

Quint and Logan have a conversation about the recent ups and downs of the market. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.co...

Roth v. Taxable Account

05 Dec 2025

Contributed by Lukas

Quint and Allie talk through saving in a brokerage account or a Roth account. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com f...

Teaching your Kids about Finances

03 Dec 2025

Contributed by Lukas

Quint and Logan talk about lessons and strategies to teach your kids about finances. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswiz...

When to Refinance?

01 Dec 2025

Contributed by Lukas

Quint and Logan talk about when to consider refinancing your mortgage. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for info...

Allocation in 529 Plan

28 Nov 2025

Contributed by Lukas

Logan and Allie talk about ways to allocate 529 accounts and how to adjust allocation over time. Hosted by Simplecast, an AdsWizz company. See https:...

How to Invest Large Chunks of Money?

26 Nov 2025

Contributed by Lukas

Whether from an inheritance, a property sale, or large bonus investing a large chunk of money can be intimidating. Allie and Logan break down how they...

Traditional or Roth

24 Nov 2025

Contributed by Lukas

Logan and Allie discuss if after-tax or pre-tax is better for savings. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for info...

Having a Child Financial Checklist

21 Nov 2025

Contributed by Lukas

Logan and Allie talk about financial items to think about before and after having a baby. Hosted by Simplecast, an AdsWizz company. See https://pcm.a...

Capital Gains Harvesting

19 Nov 2025

Contributed by Lukas

Logan and Allie talk about strategic ways to take capital gains. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informatio...

Self-Pay Health Insurance

17 Nov 2025

Contributed by Lukas

Allie and Logan talk about where to look and the process for getting health insurance outside of an employer Hosted by Simplecast, an AdsWizz company...

Series I Bonds

14 Nov 2025

Contributed by Lukas

Quint and Logan discuss if I Bonds are still a good investment. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information ...

No More Tax-Free Loans!

12 Nov 2025

Contributed by Lukas

Quint and Allie talk about how to avoid giving the government a tax-free loan (aka getting a tax refund). Hosted by Simplecast, an AdsWizz company. Se...

Money in Singleness: Allie

10 Nov 2025

Contributed by Lukas

Quint interviews Allie to talk about how she manages money. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information abou...

Money in Marriage: John and Carol

07 Nov 2025

Contributed by Lukas

Quint interviews a couple with 64 years of marriage experience to discuss how they manage money together. Hosted by Simplecast, an AdsWizz company. S...

Money in Marriage: Brandie and Quint

05 Nov 2025

Contributed by Lukas

Part two of money in marriage, Logan interviews Quint and Brandie to discuss how managing together has evolved over the years. Hosted by Simplecast, ...

Money In Marriage: Hannah and Logan

03 Nov 2025

Contributed by Lukas

In this series we interview 3 couples at different stages in marriage. First up, Quint interviews Logan and Hannah to see how they manage money as a t...

HSA Usage

31 Oct 2025

Contributed by Lukas

Quint and Allie talk about HSAs and almond joys. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our coll...

What is Monetary Stewardship?

29 Oct 2025

Contributed by Lukas

Allie and Quint take a deep dive into the topic of stewardship. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information...

Budgeting Rental Income

27 Oct 2025

Contributed by Lukas

Quint and Logan discuss how to factor rental income into your budget. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for infor...

Retirement Without an Employer Plan

24 Oct 2025

Contributed by Lukas

Allie and Logan talk about saving for retirement when you do not have access to an employer plan (like a 401(k)). Hosted by Simplecast, an AdsWizz com...

Start NOW!

22 Oct 2025

Contributed by Lukas

Allie and Logan share a listener’s story about changing their financial trajectory. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswi...

Increasing your Credit Score

20 Oct 2025

Contributed by Lukas

Allie and Logan talk about the components of a credit score and how to increase yours. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswi...

How to Budget for a Bonus?

17 Oct 2025

Contributed by Lukas

Quint and Logan talk through how to factor a bonus into your budget. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for inform...

How are Financial Advisors Compensated?

15 Oct 2025

Contributed by Lukas

Quint and Logan talk about upcoming transitions and how financial advisors are paid. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswiz...

Budgeting With a Stay at Home Parent

13 Oct 2025

Contributed by Lukas

Quint and Allie talk about budgeting when you transition to stay at home parenting. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz...

How to Narrow Down Investing Options

10 Oct 2025

Contributed by Lukas

Quint and Allie talk about narrowing down your investment options. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informat...

Roth 401(k) v. Roth IRA

08 Oct 2025

Contributed by Lukas

Logan and Allie talk about different savings buckets and the best to start saving your money right now. Hosted by Simplecast, an AdsWizz company. See...

Keep It Simple!

06 Oct 2025

Contributed by Lukas

Quint and Logan talk about evaluating various different financial decisions like employer benefits. We dive into the approach we like best. Hosted by ...

Should I pay down my Mortgage with Margin?

03 Oct 2025

Contributed by Lukas

Put money towards the mortgage or a brokerage account? Allie and Quint break it down. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswi...

What to Do With Your 401k After Changing Jobs?

01 Oct 2025

Contributed by Lukas

Quint and Allie talk about the ins and outs of rolling out a 401(k). Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informa...

Budgeting for Period of Reduced Income

29 Sep 2025

Contributed by Lukas

Challenging times will come, Allie and Quint talk about navigating them. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for in...

The Market Ride

26 Sep 2025

Contributed by Lukas

Quint and Logan talk about market cycles and what they have learned from them. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com ...

What is Roth Conversion?

24 Sep 2025

Contributed by Lukas

Quint and Logan talk about Roth Conversion and how it may work in your financial plan. Hosted by Simplecast, an AdsWizz company. See https://pcm.adsw...

Taking Advantage of Capital Gains Brackets

22 Sep 2025

Contributed by Lukas

Quint and Logan talk about how to strategically take advantage of your capital gains bracket in years with lower income. Hosted by Simplecast, an Ads...

What Rates are Controlled by the Fed?

19 Sep 2025

Contributed by Lukas

Quint and Allie break down how the FED changing interest rates influences the rest of the bond market. Hosted by Simplecast, an AdsWizz company. See ...

Christmas in... September?

17 Sep 2025

Contributed by Lukas

Quint and Allie talk about preparing for the end of the year on this 800th episode of DIY Money. Hosted by Simplecast, an AdsWizz company. See https:/...

How Much to Put Into an HSA

15 Sep 2025

Contributed by Lukas

Quint and Allie talk about funding an HSA. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection...

Playing the Interest Game

12 Sep 2025

Contributed by Lukas

Quint and Allie talk about the “interest rate game” or putting money in the market to get a higher return than your debt. Hosted by Simplecast, a...

Am I on Track?

10 Sep 2025

Contributed by Lukas

One of the most important questions we hear: Am I on track and should I talk with someone. Hosted by Simplecast, an AdsWizz company. See https://pcm....

Traditional 401(k) or Roth 401(k)

08 Sep 2025

Contributed by Lukas

Allie and Quint talk about where to put retirement savings. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information abou...

Teaching Kids Finance

05 Sep 2025

Contributed by Lukas

Quint and Logan talk about teaching kids how to save and invest. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informatio...

Starting a New Budget as Life Changes

03 Sep 2025

Contributed by Lukas

Quint and Logan talk through building a new budget as life circumstances change. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com...

Keeping Up With the Savings Joneses

01 Sep 2025

Contributed by Lukas

How much saving is too much saving? Quint and Allie talk through how to balance saving versus living in the moment. Hosted by Simplecast, an AdsWizz ...

Funding a Side Hustle

29 Aug 2025

Contributed by Lukas

Quint and Logan talk about how to get a business off the ground and how to finance it. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswi...

All Things Crypto

27 Aug 2025

Contributed by Lukas

Quint and Allie talk through cryptocurrencies and how it could play into your portfolio. Hosted by Simplecast, an AdsWizz company. See https://pcm.ads...

What is a Car Broker?

25 Aug 2025

Contributed by Lukas

Logan and Allie talk through buying a used vehicle and what to be aware of during the process. Hosted by Simplecast, an AdsWizz company. See https://p...

Options & Futures

22 Aug 2025

Contributed by Lukas

Quint and Logan talk about options and futures trading and if it makes sense in your financial plan. Hosted by Simplecast, an AdsWizz company. See htt...

5 Years or more... Now what?

20 Aug 2025

Contributed by Lukas

We talk all the time about “5 years or less don’t invest” but what do you do when it is more than 5 years? Hosted by Simplecast, an AdsWizz comp...

Savings for Annual Expenses v. Paying Down Debt

18 Aug 2025

Contributed by Lukas

Allie and Logan talk about accruing for annual expenses and if it’s better to pay down debt than set aside funds for those expenses. Hosted by Simp...

Medicare or HSA Plan

15 Aug 2025

Contributed by Lukas

Quint and Logan talk about different healthcare plans including Medicare and HSAs. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.c...

What is FINTECH?

13 Aug 2025

Contributed by Lukas

Allie and Quint answer a question about moving money to a Fintech firm. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for inf...

Dollar Cost Averaging When Taking Distributions

11 Aug 2025

Contributed by Lukas

Quint and Logan talk through the other side of investing: withdrawling money and the best ways to do it. Hosted by Simplecast, an AdsWizz company. See...

Going off to College

08 Aug 2025

Contributed by Lukas

Allie and Quint discuss some of the things they encourage your people and parents to think about when they go to college. Hosted by Simplecast, an Ads...

Using the Emergency Fund

06 Aug 2025

Contributed by Lukas

Sometimes it happens! Quint and Allie talk about when you have to tap your emergency fund. Hosted by Simplecast, an AdsWizz company. See https://pcm....

DIY Money Jr - Why do Markets Return More than the Bank?

04 Aug 2025

Contributed by Lukas

Quint and Allie talk through why it is beneficial to invest rather than keep money in the bank. Hosted by Simplecast, an AdsWizz company. See https:/...

Short Positions and Lending Stock

01 Aug 2025

Contributed by Lukas

Quint and Logan talk about lending your stocks and how shorting stock works. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com fo...

How Many Accounts are Too Many?

30 Jul 2025

Contributed by Lukas

Quint and Allie talk through different types of accounts and when you may have too many. Hosted by Simplecast, an AdsWizz company. See https://pcm.ads...

Market Update

28 Jul 2025

Contributed by Lukas

Quint and Logan talk about the current market conditions and what they see on the horizon as well as current actions they are taking. Hosted by Simple...

Buying Early Retirement

25 Jul 2025

Contributed by Lukas

Logan and Allie talk about buying early retirement years and how exactly to make that happen. Hosted by Simplecast, an AdsWizz company. See https://pc...

Playing the Interest Game

23 Jul 2025

Contributed by Lukas

Quint and Allie talk about navigating the current debt and interest rate market. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.co...

What are "Earnings"?

23 Jul 2025

Contributed by Lukas

Quint and Logan talk about analyzing companies through their earnings numbers and multiples. Hosted by Simplecast, an AdsWizz company. See https://pc...

Big Beautiful Series: No Tax on Social Security?

18 Jul 2025

Contributed by Lukas

Logan and Allie breakdown the Big Beautiful Bill’s adjustments to taxes for seniors. Hosted by Simplecast, an AdsWizz company. See https://pcm.adsw...

Big Beautiful Series: Tips and Overtime

16 Jul 2025

Contributed by Lukas

Logan and Allie break down the new tax rules on tips and overtime. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informati...

Big Beautiful Series: Market Impact

14 Jul 2025

Contributed by Lukas

Quint and Logan talk through the market impact of the “Big Beautiful Bill” passing. Hosted by Simplecast, an AdsWizz company. See https://pcm.ad...

Retirement Accounts in Trusts

11 Jul 2025

Contributed by Lukas

Allie and Logan talk about some of the tax consequences of trust accounts and whether it is helpful to put your IRA in a trust after you pass. Hosted...

Debts at Passing

09 Jul 2025

Contributed by Lukas

Quint and Allie talk about what happens to debts after someone passes away. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for ...

Index Fund Construction

07 Jul 2025

Contributed by Lukas

Quint and Logan talk about the difference in small cap index funds and large cap index funds and the place both could have in your portfolio. Hosted ...

DIY Money Jr - Impulse Buying

04 Jul 2025

Contributed by Lukas

Logan and Allie talk about ways to avoid impulse buying. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about ...

Saving By Giving: Donor Advised Fund

02 Jul 2025

Contributed by Lukas

Logan and Allie talk through giving strategies and whether or not they can help you with monthly cash flow. Hosted by Simplecast, an AdsWizz company....

Solo 401k v. Roth IRA

30 Jun 2025

Contributed by Lukas

Logan and Allie talk about good saving principles to follow especially when you have a small business. Hosted by Simplecast, an AdsWizz company. See h...

All Things Investing - Stock Picking

27 Jun 2025

Contributed by Lukas

Logan and Quint talk all things individual stocks. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our col...

All Things Investing - Getting Started

25 Jun 2025

Contributed by Lukas

Quint and Logan talk about the basics of laying your investing foundation. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for ...

All About Investments - Taxes and Accounts

23 Jun 2025

Contributed by Lukas

Quint and Allie kick off a three part series on investing. They discuss different investment accounts and the taxes of each. Hosted by Simplecast, an ...

Buying Fractional Shares

20 Jun 2025

Contributed by Lukas

Allie and Logan break down buying fractional shares and the benefits of doing so. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.c...

DIY Money Jr - How to Get Started in Investing

18 Jun 2025

Contributed by Lukas

Logan and Allie answer a junior question about getting started with investing and how much to invest. Hosted by Simplecast, an AdsWizz company. See h...

How to Save Before You are Eligible for Workplace Plans

16 Jun 2025

Contributed by Lukas

Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Using a 529

13 Jun 2025

Contributed by Lukas

Allie and Quint talk about utilizing a 529 account. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our co...

Choosing an Advisor

11 Jun 2025

Contributed by Lukas

Quint and Allie talk about what to look for if you want a financial advisor. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com fo...

ETF v. Mutual Funds

09 Jun 2025

Contributed by Lukas

Quint and Logan talk about the differences in mutual funds and ETFs and what to use in your portfolio. Hosted by Simplecast, an AdsWizz company. See h...

When to Use the Fast Cash?

06 Jun 2025

Contributed by Lukas

Quint and Allie take a question about when to use fast cash. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information ab...

What Does the Average Investor Need to Know About Stocks?

04 Jun 2025

Contributed by Lukas

Quint and Logan talk about evaluating individual stocks and whether or not to trust analyst reports. Hosted by Simplecast, an AdsWizz company. See htt...

How Much Cash is Too Much Cash?

02 Jun 2025

Contributed by Lukas

Quint and Allie talk about having cash on the sidelines and how much is appropriate. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswiz...

Cash on Hand? Easy to Save or Easy to Spend

30 May 2025

Contributed by Lukas

Quint and Logan talk about if having cash on hand is good or bad for your budget. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.co...

Zero Cost Funds

28 May 2025

Contributed by Lukas

Quint and Logan talk about zero cost mutual funds. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our co...

Take More Risk in a Roth?

27 May 2025

Contributed by Lukas

Quint and Logan talk about investing in Roth IRAs and how it compares to the rest of your portfolio. Hosted by Simplecast, an AdsWizz company. See ht...

DIY Money Jr - How to Make Money in Your Neighborhood

23 May 2025

Contributed by Lukas

Quint and Allie talk about how to make money in your neighborhood. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informati...

Why Do Markets "Close"?

21 May 2025

Contributed by Lukas

Quint and Logan talk about the history of the stock market and how it operates today. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswiz...

How Much in Your Emergency Fund?

19 May 2025

Contributed by Lukas

Quint and Allie talk about emergency funds and how much should be set aside for the inevitable emergency. Hosted by Simplecast, an AdsWizz company. S...

Dollar Cost Averaging Large Sums

16 May 2025

Contributed by Lukas

Quint and Logan talk about Dollar Cost Averaging (DCA). Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about ou...

Balancing Goals

14 May 2025

Contributed by Lukas

Allie and Quint discuss one of the hardest parts of personal finance: balancing goals. Hosted by Simplecast, an AdsWizz company. See https://pcm.adsw...

Navigating Finances with a Spouse

12 May 2025

Contributed by Lukas

Quint and Logan talk about learnings your spouse's money DNA. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information ab...

How to Pay for College

09 May 2025

Contributed by Lukas

Logan and Allie talk about how to graduate college with little to no debt. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for ...