Back to the Basics: Budgeting 101
episodePreviously titled “Budgeting 101” — renamed by the publisher on Aug 3, 2026
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
24 min
3 speakers
5 chapters
transcribed 1 month ago
Transcript
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Transcript generated automatically by AI and may contain errors.
What is the main topic discussed in this episode?
Hey, this is Allie, and thanks for listening to the show. Give us a five-star review where you listen and share this episode with someone who might need to hear it. Now, enjoy the show.
Welcome back. Another episode of DIY Money.
DIY Money. What's shaking? How wild? Not a lot. Just getting kicked into the new year. We're going back to the basics. We are going back to the basics. A lot of housekeeping. Yeah. I feel like, so we had dinner. We talked about this last episode. We had dinner. We took the world's worst selfie. Quinn put it on Instagram. It was wonderful. We're not mad about it, obviously.
We all looked amazing. It's great that we were all looking at the camera.
And it's great that I said, oh gosh, we got to delete that. Don't post it anywhere. And it's posted! Anyway, that's neither here nor there. But a lot of awesome changes coming for 2026. Because that dinner, one of the things we talked about was, okay, we've drifted away from the purpose of this show. And it's awesome. We love the questions of like, here's 1,200 pieces of complexity. what say you and then we dissect it so keep those coming but we really said we want to shift we want to go back to the basics which we do every year and then throughout the year we almost want to go back to the classroom right and start to define some of the things that yes we have 850 episodes out now so i'm certain we've probably covered on it but we want the questions that are scary to ask other podcasts
We want to talk about what is a Roth. We want to talk about how do I pick a 401k allocation or what is a 401k and start to dissect these things.
I love it.
Let's just do a brief overview. Maybe you're joining us for the first time. What kind of resources are we going to have coming out this year? Where do you start?
Yeah, so there's a lot of places to start and go to. Obviously, the podcast is still the core of everything that we do. So listen to podcast episodes and start there. That's a good landing point. Definitely follow us on the social media pages. So DIY Money or DIY Money Podcast on your social media pages. And starting there and looking at some of the content that we're putting out will give you an idea of what we're looking for this year. We're also going to be posting a couple of different just quick snippets of these are the kind of episodes we're looking for.
How will DIY Money shift back to basics in 2026 and what new resources are planned?
Just like you just said, Ali. No matter what happens with this show over time, the core, the foundation of the show is you all. It's the questions that you have. It's the questions that you ask. And we want to get all of those nitty gritty ones of let's go back to what is the big things that a lot of people are struggling with. Just like the different data points that you and Quint talked about in the last episode is really important for us to get down to the foundation of there's a lot of people struggling out there. What are the big topics that they want to talk about that they're struggling with? So we'll have some of those. But definitely check out our website. We have revamped the entire website.
It's DIYMoney.org. If you go on DIYMoney.org, you'll see several things on there. One, you can sign up to receive our blog post, our newsletter that's going to be coming out on a weekly basis. This is really important because as we go through the Back to the Basics series, we're going to be providing resources for each area of what we're talking about. So, Allie, talk a little bit about what those kind of resources look like.
Sure. So we'll send these out once a week if you are looking to dive a little bit deeper. So some people, you might be hearing these ideas. We're going to roll through so quickly. You'll probably get whiplash by the end of it over the next week or two going back to the basics. But let's say you're out there and you're like, okay, you just word vomited at me how to track my expenses. I am sweating. How do I actually do this? We're going to try to either create or find really good links that towards, maybe it's a template you can use, or maybe it's just a few questions to consider, talk to your spouse about, that kind of thing, where we're not just rehashing, here's what we covered this episode in a written format, but giving you a chance to get involved.
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Chapters
5 chapters
1
What is the main topic discussed in this episode?
0:01–2:14
2
How will DIY Money shift back to basics in 2026 and what new resources are planned?
2:14–10:46
3
Where can listeners find weekly budgeting resources and newsletters from DIY Money?
10:46–12:29
4
What practical follow-up materials will accompany episodes to help implement budgeting tips?
12:29–24:17
5
Why should you manually track expenses first instead of auto-tracking apps?
24:17–24:21