Starting a New Budget as Life Changes

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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing 13 min 4 speakers 3 chapters transcribed 1 month ago
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Quint (host) 0:01
Hey, this is Allie, and thanks for listening to the show. Give us a five-star review where you listen and share this episode with someone who might need to hear it. Now, enjoy the show. Welcome back. Ladies and gentlemen, you're listening to another edition of DIY Money. DIY Money. Oh, wow. Wow. Money, money, money. What's up, Logan? What's up with you? Oh, I'm two weeks until the big race. Getting close. Yeah. It's exciting. Yeah, I've learned a lot over the last month or so. It's really amazing the science that goes into running. My buddy, Morris, sat with me and we looked at various runs over the last year, even going back to that last marathon, and sectioned off miles into heart rate zones and, I mean, the whole nine yards.
Unknown 0:50
Holy cow.
Quint (host) 0:51
Yeah. It really all is going to come down, in my opinion, is all going to come down to the weather and the temperatures. I think that I am in a condition to do what I want to do. I'm healthy. I'm running better than I ever have in my life. I'm fitter and faster and all that stuff. But at the end of the day, if it's too hot, I have learned – that it will not matter. Well, I hit a level, and lactate starts to flow in, heart rate's too high, and then it doesn't matter. You can have as much willpower as you want, but there's nothing much you can do. So I am genuinely looking at the weather in that neck of the woods every day and hoping and praying that we get a nice, cool break, and we'll see what happens.
Quint (host) 1:35
I think it's going to be perfect here and hit all the goals. I hope you're right, brother. That would be great. How is the house and the dog and all the things?
Logan (host) 1:42
Well, last night I did a... It wasn't Ikea, but it was effectively an Ikea furniture piece. Got maybe a quarter of the way done of the 37 steps it takes to put it together. Oh, my goodness. I mean, you're taking these little parts and you're putting together... I mean, there's 57 pieces. We got the box. I was like, you have to be kidding me. This is awful.
Quint (host) 2:03
I mean, like every... And what is it?
Logan (host) 2:05
It's like a... It's like a TV stand. It's like a TV stand. Like, it's not big. Oh, my. It's like...
Unknown 2:11
three feet wide by like two and a half feet tall and i'm telling you it's going to take me a week to put together oh it's terrible so it's going to take me six times as long because i'm going to do them the wrong you you know you know how i work gotta love moving i'm sorry to hear that that's never fun all
Quint (host) 2:26
All right, let's talk about some housekeeping odds and ends. Keep those questions coming. We got a good one today. And what you do, it's real simple. You jump on your phone. You record a voice memo. You email it to podcast at diymoney.org. That's podcast at diymoney.org. And if we use it on the show, bam, $25 Amazon gift card. Great way to get gift cards for your holiday purchases coming up. It's coming up. It'll be here before we know it. Maybe I'll be sending in a couple questions. Help with the prime shopping spree that I'm sure we're going to have to have for this holiday season. Also, if you have a complex situation headed into the end of the year and you're like, oh, I got to make a decision on some of these options that I have or whatever it might be, and you want a second opinion, you can visit us on the web, Jewel Financial.
Quint (host) 3:16
That's J-O-U-L-E financial.com. I also want to take just a minute here and take a break for our other fine sponsors. All right. Today we got a great question from Ryan. Ryan, what do you got? D!
Unknown 3:32
Hi, DIY Money. My name is Ryan from Kansas City, Missouri. I'm in my last year of graduate school and have accepted a job for after graduation. Since my lifestyle will be so different from college to the professional world, what's the best way to set up a budget for after graduation while going through such large life changes? Thanks.
Quint (host) 3:49
Okay, Ryan, great question. First of all, I want to commend Ryan. Ryan, I think, sent in five separate questions. I love it. He wanted to make sure that we got him in the queue and used one of his questions. And interestingly enough, when we went through all five, and we chose the first one.

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