Back to the Basics: Saying No

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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing 17 min 3 speakers 3 chapters transcribed 1 month ago
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What is the episode about and who are the hosts introducing it?

Allie Howard 0:02
Hey, this is Allie, and thanks for listening to the show. Give us a five-star review where you listen and share this episode with someone who might need to hear it. Now, enjoy the show.
Quint (host) 0:13
Welcome back, ladies and gentlemen. You're listening to another edition of DIY Money. DIY Money. What's taking a Howard? Oh, not much, Quinn. Nothing's changed. I need to squash some beef. Where's the beef? What? Yeah, I need to squash some beef. Here's why I want to squash some beef with you. Hey, where's the beef? First of all, I was listening to an episode, and we're going to have to realize that there are listeners that are in different categories. Okay. For example, I probably spend upwards of $6,000 on a vacation. And you had said, oh my gosh, if I spent $500 a month, $6,000 a year, I am not bougie. And I went, holy cow, A. Howard, we probably have a lot of listeners that spend $6,000 a month or $6,000 a year or more on vacation.
Quint (host) 1:03
Sure. So anyways, I just, that's my beef. I want to squash it.
Allie Howard 1:07
Can I say something? Absolutely. It should be personalized to your financial situation. Booyah. You.
Quint (host) 1:12
Yes, absolutely.
Allie Howard 1:13
I can't afford to spend six grand, but some people can. It is personalized. And that has to be a priority.
Quint (host) 1:17
I totally agree with you.
Allie Howard 1:19
I think that we do have beef about that.
Quint (host) 1:20
Yeah.
Allie Howard 1:21
Because I feel fine about it.
Quint (host) 1:22
I understand that. When I was listening, if I was a casual listener and I did not know about you, I would have been like, why is she saying all that?
Allie Howard 1:32
Let me caveat then for the casual listeners. As someone who is single and young and likes to sleep in a tent, that feels like more than I would spend.
Quint (host) 1:43
Yes.
Allie Howard 1:44
But I have spent a good chunk on vacations before going to Europe or something more elaborate where I'm not in a tent. Yes. So that's fair. I'll take the beef.
Quint (host) 1:53
The second thing I want to say, I have yet to get there, but you have inspired me. I'm going to go find an Aldi. Aldi.
Allie Howard 2:03
Aldi.
Quint (host) 2:04
Aldi.
Allie Howard 2:05
Singular.
Quint (host) 2:06
Okay. I'm going to go find an Aldi and I'm going to check it out.
Allie Howard 2:09
Are you serious? Yeah. Yeah.
Quint (host) 2:10
There's one on Nicholasville road in Lexington, right?
Allie Howard 2:12
By the mall. Yeah.
Quint (host) 2:13
I'm going to go check it out because you have inspired me. I think three episodes now you're like, I go to Aldi.
Allie Howard 2:19
It's truly fire. Don't forget your quarter.
Quint (host) 2:22
Yeah, fire.
Allie Howard 2:23
Best find of last year, two years ago. Really? Oh, you're going to save so much money. And then you're going to go on $6,000 vacation.
Quint (host) 2:30
I have one more thing to say to you.
Allie Howard 2:33
How many beefs?
Quint (host) 2:34
Have you been on the ticky-tocky yet?
Allie Howard 2:37
No. Scratch? No. What's our question? Can we just get into it?
Quint (host) 2:41
We have some housekeeping. First of all, let's take a moment for our sponsors. All right, I love our sponsors, by the way. You don't skip through the ads, right?
Allie Howard 2:50
No, of course not. Of course not.
Quint (host) 2:52
I would never do that. Our sponsors are great. I mean, I hear all sorts of different ads, Thursday night football.
Allie Howard 2:57
I think if I could say we got some beef in the email recently about that because I think they personalize it to the person. It's not the same ad for everyone. No, it's not. And if you go back and listen, it's still not the same ad. Correct. Like it will switch.
Quint (host) 3:11
And it's geolocation. So if you're getting an ad for a casino, odds are you are close to a casino.
Allie Howard 3:16
So just so you guys know, because we've gotten some feedback of people getting ads that they're like, I don't know if that's in line with the views of the podcast. It's not probably. That's really helpful to know. Unfortunately, I don't think there's much we can.
Quint (host) 3:27
We screen a couple of items. There are a couple of items that I said, this is an X-nay to the X-nay. But for the most part, if again, if you live near a casino, you're probably going to get an ad for that casino, just like you would on all of your radio stations that you're listening to and probably every other podcast. You're a good guy. But anyways, our sponsors have been great. It helps us to continue with this show and be in this new podcast studio that we're broadcasting from. That if you're not following us on social, you can check out DIY Money Podcast on all your social outlets. You can see clips of us in this new podcast studio, which is pretty cool.

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