Are Bonds a Good Investment?

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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing 20 min 3 speakers 2 chapters transcribed 2 months ago
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What personal stories introduce the episode and set the tone?

Allie Howard 0:01
Hey, this is Allie, and thanks for listening to the show. Give us a five-star review where you listen and share this episode with someone who might need to hear it. Now, enjoy the show.
Logan (host) 0:12
Welcome back to another episode of DIY Money.
Allie Howard 0:15
DIY Money. What's shaking, eh? How up? Same old. I got my garden in last weekend. Wow. And now it's raining every day, which... Is that a good thing? Yes, it is.
Logan (host) 0:26
But do you get too much water? Is that a bad thing?
Allie Howard 0:29
You know, I don't know. I was told water once a day. And when it rains every day, that's watering once a day. So it makes it easier on me. Fair enough. But from my understanding, and this, someone out there is going to be like, you're an idiot. And that's fair. I know nothing about gardening. I'm not going to pretend to, and it's probably going to be a disaster.
You idiot!
Logan (host) 0:49
Hold on, but you say you know nothing about gardening, and you came in, and you're like, yeah, we did a 40-foot bed of gardening.
Allie Howard 0:55
Yeah, that's what I mean.
Logan (host) 0:56
Why would you go zero to 1,000?
Allie Howard 0:58
Because that's what I do, Logan. Jeez. It's a 28-foot bed, 28 feet long, 3 feet wide. I planted half of it with seeds, and the seeds, I think, my understanding, again, we'll find out if this is true or not. I think seeds, you really can't water enough. Yeah. They love to just have as much water as possible. You want to keep them like wet the whole time. Then once they root, then it's like once a day. But then I've also read sometimes it's better like three times a week with more water. I don't know what I'm doing, but I go out there with the hose and I just beam. I'm so excited. And I'll just stand on the corner and water my plants and the neighbors will walk by and I've met a lot of neighbors the last few days, and that has been really fun.
Allie Howard 1:44
Can I come over this afternoon and touch your face? Sure. Thanks. Good luck, guys.
Logan (host) 1:48
This is a pretty amazing transition that you're going through, Allie. You're going from what you do as a 20-something-year-old to what you do as a 70-year-old-something.
Unknown 2:01
I'm somewhere in between there, yeah.
Logan (host) 2:02
In addition to now having 90 square feet of garden... You are also having, you're in a bird watching club now, I believe.
Allie Howard 2:10
Not yet. I'm waiting for signups.
Logan (host) 2:13
I'm waiting for signups. Go outside and watch birds. Like you have to sign up.
Allie Howard 2:19
You can bird watch for free, but this club is exclusive.
Logan (host) 2:22
How do you have a club for bird watching? I'm so confused.
Allie Howard 2:25
Do you wear a visor too? I'm not. We've talked about the visor, Logan. That's sensitive. I'm not in my visor area yet, but I fear I'm on my way. And by fear, I mean, I'm excited about the fact that I'm on my way. So my church over the summer in efforts to, I think, make intergenerational like relationships where you're not just with people your age, they have what they call affinity groups where Okay. And so there's different things. So they might have one for board games or bonfire or hiking or chess. Like they had a chess one this year. They, and I hope this is real and they didn't just make this up on the stage. They said they were having a birdwatching affinity group.
Logan (host) 3:07
Yes.
Allie Howard 3:07
That's where I want to be.
Logan (host) 3:09
So you went from like, I like birds to I will join a bird watching.
Allie Howard 3:14
Yeah. Oh, a hundred percent.
Logan (host) 3:16
Fair enough.
Allie Howard 3:16
And I won't know any of them. Like I know three to four birds at this point, but think about who else is going to be in that group. And need I say more?
Logan (host) 3:26
Hello, I'm Rico, and I like to party. I don't understand.
Allie Howard 3:30
Like, that group is going to be awesome. Some of the most fascinating, like, people-watchering kind of people. Like, you know there's going to be characters.
Logan (host) 3:39
There's no one in that group under 70.
Allie Howard 3:41
That's the point. That's awesome.
Logan (host) 3:43
Fair enough.
Allie Howard 3:44
That's your group. If you join, like, the chess thing, it's probably going to be, like, a lot of younger people. Okay. And then some old men. Like, for the most part.
Logan (host) 3:52
Fair enough.
Allie Howard 3:52
Bird watching is going to be me. In your visor. And then middle-aged women in their visors. Not me in my visor. And then older men. That's what I'm hoping for.
Logan (host) 4:03
Fair enough.
Allie Howard 4:04
I can't think of anything I'd rather do more than go birdwatching with some older people.

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