DIY Money Jr - Savings or Investing
episode
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
14 min
3 speakers
5 chapters
transcribed 1 month ago
Transcript
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Transcript generated automatically by AI and may contain errors.
How do Quint and Allie introduce the episode and its theme about saving vs investing?
Hey, this is Allie, and thanks for listening to the show. Give us a five-star review where you listen and share this episode with someone who might need to hear it. Now, enjoy the show.
Welcome back, ladies and gentlemen. You're listening to another edition of DIY Money.
DIY Money. Hey, Howard, back in the house. You have so much energy today.
I have a lot of energy. Why are you so jazzed up? I think it's our new studio. I know that the cameras are on and the cameras turn on. I mean, I'm not going to lie. I'm ready. I'm ready to go in the boat. You're ready to fight somebody. Because I also know social media is rocking. Instagram, we have followers, we have engagement. We're having fun. We are having a blast, and it's showing. We have, what, 20,000 people downloaded the podcast last week. Like, that's crazy. Welcome to all the new listeners. I mean, I did a search, and we immediately went back to top three on personal finance podcasts on Spotify and iTunes.
So thank you. We're blowing up. Everyone who's sharing it, sending it to friends. And send us questions.
This doesn't compute. These are not bots. I promise you. Because we're getting paid off the advertising. Listen to those commercials. Don't be skipping through those commercials. I tell you right now. I had a great student, Katie. I'm going to give Katie props. She was like, I listened to them. I listened to the beginning. I listened to the middle. And I even listened to the one in the end. I was like, yes, you did. You know, I do not listen to the ads. I'll just say it. Are you kidding me right now?
I don't need to hear the ads. Cut!
Wait, what? What? What? Allie, we are paid by the ads.
In fact, let's take a break right now for our great sponsors.
All right, we're back, and I can't believe you don't listen to the ads. Allie. I don't listen to the ads for anything. It's not personal.
Allie, you're an owner of DIY money. This is like not taking advantage of a match in a 401k. Okay, anyways, whatever. Let's keep moving on. I'm flabbergasted. I don't even know how to address this right now, and I'm being serious. All right. Justin, we got a junior question today. When I listen to this, I'll calm myself.
You will not.
From now on, do not skip the ads. All right, we got a junior question today from Justin. Justin, what do you got?
D-I-Y.
Hi, I'm Justin. I'm 13 years old, and I'm homeschooled from New Jersey. My question is that I want to get into investing, and I want to know how much money I should put aside for savings and how much money I should put into the market. Oh, and by the way, I'm a huge Giants fan, and I know you guys like investing, but do you have any favorite sports teams? Thank you.
Personal foul on Justin. 15-yard penalty from the spot of the foul. Shame on you, Justin.
Okay, Justin, clearly you're not listening to the show very much because you would know I'm a Buffalo Bills fan.
And Logan is a Green Bay Packer fan. Weren't you supposed to calm down when we played the question?
I'm not calmed down. I am literally envisioning you purposely hitting the skip button and watching money fly out the backseat of your car that could be going into our bank account. Anyways.
Just kidding, Justin. Quint is disqualified from the game.
This is a great question. Giants fan, though.
Why do the hosts emphasize listening to ads and what brief sponsor break happens early in the show?
You know, I guess you got Wandel from UK. I'm pretty pumped about him. Wandel Robbins.
He plays for the Giants now. Oh, my gosh. I don't watch a lot of NFL. Big Kentucky basketball fan.
Yeah, they play tonight.
And sometimes a Kentucky football fan.
The comeback cats.
When it's not painful.
Comeback cats, halftime. I love this team.
I really do.
Oh, this team pains me. It's like the Buffalo Bills. I don't even want to talk about that.
They have good chemistry. We're working hard. What? What team are you watching? I'm being so serious.
We do not have chemistry.
Like, I don't know. I feel like other teams may be more. But everyone acts like they're terrible.
Can I skip this? I'm skipping. Like, you skip our ads.
You answer the question.
Okay. Wow. Wow. All right. I don't even know where to start. Justin, first of all, 13.
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Chapters
5 chapters
1
How do Quint and Allie introduce the episode and its theme about saving vs investing?
0:01–3:21
2
Why do the hosts emphasize listening to ads and what brief sponsor break happens early in the show?
3:21–4:38
3
What junior question does 13-year-old Justin ask about splitting money between savings and investing?
4:38–6:59
4
How do the hosts react to Justin’s sports question and build rapport before answering?
6:59–13:11
5
What personal stories do the hosts share about their first experiences with saving and investing?
13:11–13:56