Back to the Basics: Save First

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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing 18 min 4 speakers 2 chapters transcribed 1 month ago
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What do Allie and Logan introduce at the very start of the episode?

Unknown 0:00
Most people don't realize how much of their personal information is being bought and sold every day. Data brokers are making billions pulling details about you from public records and the internet, then packaging and selling it, usually without your consent. That's how your information lands in the hands of scammers, spammers, even stalkers. That's where Aura comes in. Aura actively removes your data from broker sites and keeps it off. They also instantly alert you if your information shows up in a breach or on the dark web. But Aura goes beyond data protection. With one app, you get a VPN, antivirus, password manager, spam call protection, dark web monitoring, and even up to $5 million in identity theft insurance.
Unknown 0:44
All backed by 24-7 US-based fraud support. Other companies might just sell credit monitoring or just a VPN. Aura gives you all of that together at the same price competitors charge for just one service. Start your free trial today at aura.com slash prevent. Protect yourself now at aura.com slash prevent.
Allie Howard 1:09
Hey, this is Allie and thanks for listening to the show. Give us a five-star review where you listen and share this episode with someone who might need to hear it. Now, enjoy the show. What's up, everybody? Welcome back to another edition of DIY Money.
Logan (host) 1:25
DIY Money.
Allie Howard 1:25
See, I brought the heat.
Logan (host) 1:26
That was good. That was a very good intro.
Allie Howard 1:28
What's new in your world, Logan?
Logan (host) 1:29
Well, no, you were almost to the point of anger with Quint about this very important sip club and Panera Bread and all the things. Yes.
Allie Howard 1:41
Quinn's not here today to defend himself.
Logan (host) 1:43
So we can roast him. That's actually how it works.
Allie Howard 1:45
But I'll totally roast him for this. So as you guys might know, I've talked about it from the podcast before. I'm actually so glad you brought this up because now I'm getting mad about it again and I need to air it out. Panera has this program. It's called the Sip Club. Okay? You pay, I think it's $15 a month.
Quint (host) 2:01
Okay.
Allie Howard 2:02
I only don't know, to be clear, because I had a promo for a while where it was cheaper and it's still slightly cheaper.
Quint (host) 2:08
Yeah, you're doing a really good job tracking, Allie. But I think folks out there...
Allie Howard 2:11
can sign up for $15 a month, and then you get unlimited sips, you could say. Coffees, juice, I guess if you want juice. Get some juice. Go get your unlimited juice. Hey, now, I love juice. What is wrong with you? For $15 a month. What's wrong with me is I'm angry about this.
Logan (host) 2:29
I don't think people get unlimited sips for the juice.
Allie Howard 2:32
I'm going to be honest. Anyway, go get your juice at Panera. I get it because I go there weekly for breakfast. And then I also go there to study so I can get like a green tea or sometimes I get coffee in the mornings. I get their coffee and I regret it every single time. It is so bad. For a while, I was trying to be like, this is OK. I'm saving money. It's literally horrible. And I think it's because now and you guys heard me talk about my. find on Marketplace. I don't know if I'll make it through this episode right now. I'm so mad. I need to take my jacket off.
Allie (host) 3:07
We can't have anyone freak out out there, okay?
Allie Howard 3:10
We've got to keep our composure. The coffee is so bad, okay? That's all you need to know.
Logan (host) 3:13
Okay, but you did find an espresso maker on Facebook Marketplace.
Allie Howard 3:16
On Facebook Marketplace and I think that's why I'm such a butt about my coffee now. There, I said it.
Logan (host) 3:21
But the funny part about the fact that you have an espresso machine off Facebook Marketplace that now makes you a coffee snob is like your espresso machine breaks like every three days.
Allie Howard 3:30
Okay, well... Sorry. You're just trying to razz me off. I'm so mad. Okay, anyway, Quint, Logan, and myself went to Panera earlier this week to talk about DRL money.
Logan (host) 3:42
We didn't take a great picture like we did at Texas Roadhouse. I'm disappointed in that.
Allie Howard 3:46
So true. See if there's ways that we can better serve you guys and help more. So if you have ideas, feel free to shoot them to us. We're always looking for ways to improve. Sidebar for there. The point is, he was raving. And I mean raving. He was like, have you ever had Panera's coffee?

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