DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Episodes
Roth 401(k) v. Roth IRA
08 Oct 2025
Contributed by Lukas
Logan and Allie talk about different savings buckets and the best to start saving your money right now. Hosted by Simplecast, an AdsWizz company. See...
Keep It Simple!
06 Oct 2025
Contributed by Lukas
Quint and Logan talk about evaluating various different financial decisions like employer benefits. We dive into the approach we like best. Hosted by ...
Should I pay down my Mortgage with Margin?
03 Oct 2025
Contributed by Lukas
Put money towards the mortgage or a brokerage account? Allie and Quint break it down. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswi...
What to Do With Your 401k After Changing Jobs?
01 Oct 2025
Contributed by Lukas
Quint and Allie talk about the ins and outs of rolling out a 401(k). Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informa...
Budgeting for Period of Reduced Income
29 Sep 2025
Contributed by Lukas
Challenging times will come, Allie and Quint talk about navigating them. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for in...
The Market Ride
26 Sep 2025
Contributed by Lukas
Quint and Logan talk about market cycles and what they have learned from them. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com ...
What is Roth Conversion?
24 Sep 2025
Contributed by Lukas
Quint and Logan talk about Roth Conversion and how it may work in your financial plan. Hosted by Simplecast, an AdsWizz company. See https://pcm.adsw...
Taking Advantage of Capital Gains Brackets
22 Sep 2025
Contributed by Lukas
Quint and Logan talk about how to strategically take advantage of your capital gains bracket in years with lower income. Hosted by Simplecast, an Ads...
What Rates are Controlled by the Fed?
19 Sep 2025
Contributed by Lukas
Quint and Allie break down how the FED changing interest rates influences the rest of the bond market. Hosted by Simplecast, an AdsWizz company. See ...
Christmas in... September?
17 Sep 2025
Contributed by Lukas
Quint and Allie talk about preparing for the end of the year on this 800th episode of DIY Money. Hosted by Simplecast, an AdsWizz company. See https:/...
How Much to Put Into an HSA
15 Sep 2025
Contributed by Lukas
Quint and Allie talk about funding an HSA. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection...
Playing the Interest Game
12 Sep 2025
Contributed by Lukas
Quint and Allie talk about the “interest rate game” or putting money in the market to get a higher return than your debt. Hosted by Simplecast, a...
Am I on Track?
10 Sep 2025
Contributed by Lukas
One of the most important questions we hear: Am I on track and should I talk with someone. Hosted by Simplecast, an AdsWizz company. See https://pcm....
Traditional 401(k) or Roth 401(k)
08 Sep 2025
Contributed by Lukas
Allie and Quint talk about where to put retirement savings. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information abou...
Teaching Kids Finance
05 Sep 2025
Contributed by Lukas
Quint and Logan talk about teaching kids how to save and invest. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informatio...
Starting a New Budget as Life Changes
03 Sep 2025
Contributed by Lukas
Quint and Logan talk through building a new budget as life circumstances change. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com...
Keeping Up With the Savings Joneses
01 Sep 2025
Contributed by Lukas
How much saving is too much saving? Quint and Allie talk through how to balance saving versus living in the moment. Hosted by Simplecast, an AdsWizz ...
Funding a Side Hustle
29 Aug 2025
Contributed by Lukas
Quint and Logan talk about how to get a business off the ground and how to finance it. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswi...
All Things Crypto
27 Aug 2025
Contributed by Lukas
Quint and Allie talk through cryptocurrencies and how it could play into your portfolio. Hosted by Simplecast, an AdsWizz company. See https://pcm.ads...
What is a Car Broker?
25 Aug 2025
Contributed by Lukas
Logan and Allie talk through buying a used vehicle and what to be aware of during the process. Hosted by Simplecast, an AdsWizz company. See https://p...
Options & Futures
22 Aug 2025
Contributed by Lukas
Quint and Logan talk about options and futures trading and if it makes sense in your financial plan. Hosted by Simplecast, an AdsWizz company. See htt...
5 Years or more... Now what?
20 Aug 2025
Contributed by Lukas
We talk all the time about “5 years or less don’t invest” but what do you do when it is more than 5 years? Hosted by Simplecast, an AdsWizz comp...
Savings for Annual Expenses v. Paying Down Debt
18 Aug 2025
Contributed by Lukas
Allie and Logan talk about accruing for annual expenses and if it’s better to pay down debt than set aside funds for those expenses. Hosted by Simp...
Medicare or HSA Plan
15 Aug 2025
Contributed by Lukas
Quint and Logan talk about different healthcare plans including Medicare and HSAs. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.c...
What is FINTECH?
13 Aug 2025
Contributed by Lukas
Allie and Quint answer a question about moving money to a Fintech firm. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for inf...
Dollar Cost Averaging When Taking Distributions
11 Aug 2025
Contributed by Lukas
Quint and Logan talk through the other side of investing: withdrawling money and the best ways to do it. Hosted by Simplecast, an AdsWizz company. See...
Going off to College
08 Aug 2025
Contributed by Lukas
Allie and Quint discuss some of the things they encourage your people and parents to think about when they go to college. Hosted by Simplecast, an Ads...
Using the Emergency Fund
06 Aug 2025
Contributed by Lukas
Sometimes it happens! Quint and Allie talk about when you have to tap your emergency fund. Hosted by Simplecast, an AdsWizz company. See https://pcm....
DIY Money Jr - Why do Markets Return More than the Bank?
04 Aug 2025
Contributed by Lukas
Quint and Allie talk through why it is beneficial to invest rather than keep money in the bank. Hosted by Simplecast, an AdsWizz company. See https:/...
Short Positions and Lending Stock
01 Aug 2025
Contributed by Lukas
Quint and Logan talk about lending your stocks and how shorting stock works. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com fo...
How Many Accounts are Too Many?
30 Jul 2025
Contributed by Lukas
Quint and Allie talk through different types of accounts and when you may have too many. Hosted by Simplecast, an AdsWizz company. See https://pcm.ads...
Market Update
28 Jul 2025
Contributed by Lukas
Quint and Logan talk about the current market conditions and what they see on the horizon as well as current actions they are taking. Hosted by Simple...
Buying Early Retirement
25 Jul 2025
Contributed by Lukas
Logan and Allie talk about buying early retirement years and how exactly to make that happen. Hosted by Simplecast, an AdsWizz company. See https://pc...
Playing the Interest Game
23 Jul 2025
Contributed by Lukas
Quint and Allie talk about navigating the current debt and interest rate market. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.co...
What are "Earnings"?
23 Jul 2025
Contributed by Lukas
Quint and Logan talk about analyzing companies through their earnings numbers and multiples. Hosted by Simplecast, an AdsWizz company. See https://pc...
Big Beautiful Series: No Tax on Social Security?
18 Jul 2025
Contributed by Lukas
Logan and Allie breakdown the Big Beautiful Bill’s adjustments to taxes for seniors. Hosted by Simplecast, an AdsWizz company. See https://pcm.adsw...
Big Beautiful Series: Tips and Overtime
16 Jul 2025
Contributed by Lukas
Logan and Allie break down the new tax rules on tips and overtime. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informati...
Big Beautiful Series: Market Impact
14 Jul 2025
Contributed by Lukas
Quint and Logan talk through the market impact of the “Big Beautiful Bill” passing. Hosted by Simplecast, an AdsWizz company. See https://pcm.ad...
Retirement Accounts in Trusts
11 Jul 2025
Contributed by Lukas
Allie and Logan talk about some of the tax consequences of trust accounts and whether it is helpful to put your IRA in a trust after you pass. Hosted...
Debts at Passing
09 Jul 2025
Contributed by Lukas
Quint and Allie talk about what happens to debts after someone passes away. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for ...
Index Fund Construction
07 Jul 2025
Contributed by Lukas
Quint and Logan talk about the difference in small cap index funds and large cap index funds and the place both could have in your portfolio. Hosted ...
DIY Money Jr - Impulse Buying
04 Jul 2025
Contributed by Lukas
Logan and Allie talk about ways to avoid impulse buying. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about ...
Saving By Giving: Donor Advised Fund
02 Jul 2025
Contributed by Lukas
Logan and Allie talk through giving strategies and whether or not they can help you with monthly cash flow. Hosted by Simplecast, an AdsWizz company....
Solo 401k v. Roth IRA
30 Jun 2025
Contributed by Lukas
Logan and Allie talk about good saving principles to follow especially when you have a small business. Hosted by Simplecast, an AdsWizz company. See h...
All Things Investing - Stock Picking
27 Jun 2025
Contributed by Lukas
Logan and Quint talk all things individual stocks. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our col...
All Things Investing - Getting Started
25 Jun 2025
Contributed by Lukas
Quint and Logan talk about the basics of laying your investing foundation. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for ...
All About Investments - Taxes and Accounts
23 Jun 2025
Contributed by Lukas
Quint and Allie kick off a three part series on investing. They discuss different investment accounts and the taxes of each. Hosted by Simplecast, an ...
Buying Fractional Shares
20 Jun 2025
Contributed by Lukas
Allie and Logan break down buying fractional shares and the benefits of doing so. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.c...
DIY Money Jr - How to Get Started in Investing
18 Jun 2025
Contributed by Lukas
Logan and Allie answer a junior question about getting started with investing and how much to invest. Hosted by Simplecast, an AdsWizz company. See h...
How to Save Before You are Eligible for Workplace Plans
16 Jun 2025
Contributed by Lukas
Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Using a 529
13 Jun 2025
Contributed by Lukas
Allie and Quint talk about utilizing a 529 account. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our co...
Choosing an Advisor
11 Jun 2025
Contributed by Lukas
Quint and Allie talk about what to look for if you want a financial advisor. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com fo...
ETF v. Mutual Funds
09 Jun 2025
Contributed by Lukas
Quint and Logan talk about the differences in mutual funds and ETFs and what to use in your portfolio. Hosted by Simplecast, an AdsWizz company. See h...
When to Use the Fast Cash?
06 Jun 2025
Contributed by Lukas
Quint and Allie take a question about when to use fast cash. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information ab...
What Does the Average Investor Need to Know About Stocks?
04 Jun 2025
Contributed by Lukas
Quint and Logan talk about evaluating individual stocks and whether or not to trust analyst reports. Hosted by Simplecast, an AdsWizz company. See htt...
How Much Cash is Too Much Cash?
02 Jun 2025
Contributed by Lukas
Quint and Allie talk about having cash on the sidelines and how much is appropriate. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswiz...
Cash on Hand? Easy to Save or Easy to Spend
30 May 2025
Contributed by Lukas
Quint and Logan talk about if having cash on hand is good or bad for your budget. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.co...
Zero Cost Funds
28 May 2025
Contributed by Lukas
Quint and Logan talk about zero cost mutual funds. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our co...
Take More Risk in a Roth?
27 May 2025
Contributed by Lukas
Quint and Logan talk about investing in Roth IRAs and how it compares to the rest of your portfolio. Hosted by Simplecast, an AdsWizz company. See ht...
DIY Money Jr - How to Make Money in Your Neighborhood
23 May 2025
Contributed by Lukas
Quint and Allie talk about how to make money in your neighborhood. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informati...
Why Do Markets "Close"?
21 May 2025
Contributed by Lukas
Quint and Logan talk about the history of the stock market and how it operates today. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswiz...
How Much in Your Emergency Fund?
19 May 2025
Contributed by Lukas
Quint and Allie talk about emergency funds and how much should be set aside for the inevitable emergency. Hosted by Simplecast, an AdsWizz company. S...
Dollar Cost Averaging Large Sums
16 May 2025
Contributed by Lukas
Quint and Logan talk about Dollar Cost Averaging (DCA). Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about ou...
Balancing Goals
14 May 2025
Contributed by Lukas
Allie and Quint discuss one of the hardest parts of personal finance: balancing goals. Hosted by Simplecast, an AdsWizz company. See https://pcm.adsw...
Navigating Finances with a Spouse
12 May 2025
Contributed by Lukas
Quint and Logan talk about learnings your spouse's money DNA. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information ab...
How to Pay for College
09 May 2025
Contributed by Lukas
Logan and Allie talk about how to graduate college with little to no debt. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for ...
Buying a Car: New v. Used
07 May 2025
Contributed by Lukas
Quint and Logan talk about buying a car. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection an...
Emergency Fund v. Debt
05 May 2025
Contributed by Lukas
Quint and Allie talk through whether to tap your emergency fund to pay off outstanding debt. Hosted by Simplecast, an AdsWizz company. See https://pc...
Money Map: No Shortcuts
02 May 2025
Contributed by Lukas
Quint and Allie wrap up our series with how to avoid the temptation of taking shortcuts. Hosted by Simplecast, an AdsWizz company. See https://pcm.ads...
Money Map: Investing The Right Way
30 Apr 2025
Contributed by Lukas
Quint and Logan break down how to start investing in the right way. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informa...
Money Map: Traveling Companions
28 Apr 2025
Contributed by Lukas
Quint and Logan talk about mentors and building a team around yourself. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for inf...
Money Map: Know the Destination
25 Apr 2025
Contributed by Lukas
Quint and Allie talk about setting goals and understanding the destination of your financial plan. Hosted by Simplecast, an AdsWizz company. See http...
Money Map: Yes, Even You.
23 Apr 2025
Contributed by Lukas
Allie and Logan break down how anyone can become a millionaire. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information...
Money Pit: Kicking the Can Down the Road
21 Apr 2025
Contributed by Lukas
Allie and Logan talk about waiting to “save later” or “payoff debt later” and instead how to starting doing something now. Hosted by Simplecas...
Money Pit: Keeping up with the Joneses
18 Apr 2025
Contributed by Lukas
One of the most common money pits we see, Quint and Logan talk about avoiding keeping up with the Joneses. Hosted by Simplecast, an AdsWizz company. ...
Money Pit: Inevitable 2x4
16 Apr 2025
Contributed by Lukas
Emergencies and setbacks happen. Quint and Logan talk about how to be prepared for them. Hosted by Simplecast, an AdsWizz company. See https://pcm.ad...
Money Pit: Paycheck to Paycheck
14 Apr 2025
Contributed by Lukas
Quint and Logan talk about how to avoid living paycheck to paycheck and how to create margin. Hosted by Simplecast, an AdsWizz company. See https://pc...
Money Pit: Lifestyle Creep
11 Apr 2025
Contributed by Lukas
Quint and Allie kick off a new miniseries on some of the common financial mistakes we see people make. They break down one of the biggest: lifestyle c...
"When to Sell a Stock "Winner"
09 Apr 2025
Contributed by Lukas
Quint and Logan talk about trimming or selling stock winners that have done well. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.c...
Moving States in a Tax Year
07 Apr 2025
Contributed by Lukas
Quint and Allie talk about taxes in a year you move states. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information abo...
Investing from Outside of the US
04 Apr 2025
Contributed by Lukas
Quint and Logan talk about investing when you are outside of the US. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informa...
Budget Accruals
02 Apr 2025
Contributed by Lukas
Quint and Allie talk about accruing for larger expenses and how to be a DIY Budgeteer! Hosted by Simplecast, an AdsWizz company. See https://pcm.adsw...
Buying Years of Service
31 Mar 2025
Contributed by Lukas
Quint and Logan talk about buying years of service for retirement. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informat...
Simple IRA v. Roth IRA v. 403(b)
28 Mar 2025
Contributed by Lukas
Quint and Allie talk about the best type of retirement plan to utilize. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for inf...
Real Estate and Interest Rates
26 Mar 2025
Contributed by Lukas
Quint and Logan talk about buying real estate and what that can mean for your financial picture. Hosted by Simplecast, an AdsWizz company. See https:/...
Married Filing Separately and Roth IRAs
24 Mar 2025
Contributed by Lukas
Allie and Quint break down married filing separately on your taxes and when it can be a good idea. Hosted by Simplecast, an AdsWizz company. See http...
All About Tariffs
21 Mar 2025
Contributed by Lukas
Quint and Logan talk about how tariffs influence prices and markets. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for inform...
What are 457(b)s?
19 Mar 2025
Contributed by Lukas
Allie and Quint talk about where a 457(b) or any retirement plan should fall in your financial planning hierarchy. Hosted by Simplecast, an AdsWizz c...
When to Rebalance?
17 Mar 2025
Contributed by Lukas
Quint and Logan talk about rebalancing your portfolio and when to make changes to your kids’ accounts. Hosted by Simplecast, an AdsWizz company. See...
Pay Yourself First
14 Mar 2025
Contributed by Lukas
Allie and Quint talk about paying yourself first and what it means to save before you spend. Hosted by Simplecast, an AdsWizz company. See https://pc...
All About REITs
12 Mar 2025
Contributed by Lukas
Logan and Allie break down Real Estate Investment Trusts (REITs). Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informatio...
Shopping Credit Cards
10 Mar 2025
Contributed by Lukas
Logan and Allie talk about shopping for credit card deals and whether you should even have a credit card. Hosted by Simplecast, an AdsWizz company. S...
Good Debt v. Bad Debt
07 Mar 2025
Contributed by Lukas
Allie and Quint talk about what is good debt and what is bad debt. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for informat...
"The Family Business"
05 Mar 2025
Contributed by Lukas
Quint and Logan talk about operating your family finances like a business and the importance of being on the same page with your spouse. Hosted by Sim...
STOP IT!!
03 Mar 2025
Contributed by Lukas
Quint and Logan explain the major spending/debt issues they are seeing on a daily basis and encourage people to change their habits. Hosted by Simple...
Using Your Emergency Fund
28 Feb 2025
Contributed by Lukas
Quint and Allie talk about when you may have to use your emergency fund. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for in...
Pension Plan Vs Investment Plan
26 Feb 2025
Contributed by Lukas
Allie and Quint discuss whether it is better to have a pension plan or a retirement investing plan. Hosted by Simplecast, an AdsWizz company. See http...
HSA & Super HSA?
24 Feb 2025
Contributed by Lukas
Quint and Logan talk about the HSA and a way for your children to begin contributing to an HSA while on your health care plan. Hosted by Simplecast, a...
Donor Advised Fund
21 Feb 2025
Contributed by Lukas
Quint and Allie talk about how to utilize a donor advised fund as a tax strategy. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for in...
Debts in Collections
19 Feb 2025
Contributed by Lukas
Quint and Logan talk about what to do if you have a debt go into collections. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for info...