Pension Plan Vs Investment Plan

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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing 20 min 4 speakers 2 chapters transcribed 1 month ago
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Allie (host) 0:00
Hey, this is Daniel. Thanks for listening to DIY Money. If you haven't already, be sure to give us a five-star review on iTunes so your friends know that they can learn from the show. Now, enjoy the show.
Quint (host) 0:15
Welcome back. Ladies and gentlemen, you're listening to another edition of DIY Money. Oh, A. Howard.
Unnamed staff voice (brief) / Unknown 0:24
DIY money. I got her ripping already, everybody. Oh, my gosh.
Quint (host) 0:27
We get sparkling water in our office. It's one of the small perks that we have in this office. This is one fine glass of H2O.
Allie Howard 0:35
Small perks, Quint.
Quint (host) 0:37
Do we have large perks that I'm unaware of?
Allie Howard 0:39
There's large perks.
Quint (host) 0:40
And they are?
Allie Howard 0:40
It's the best company ever.
Quint (host) 0:42
Okay. What do you mean? Come on. But I'm serious. Like, what other perks do we have?
Allie Howard 0:45
Just the minor perks. Coffee.
Quint (host) 0:47
Okay, but... That's a major perk. All right. I don't drink coffee every day here. I don't view that as... Anyways... Working with each other. Can I finish the story, please? Holy cow. So we have this sparkling, and it's evolved really this year into being a real big thing. We probably go through... Cases.
Allie Howard 1:05
I think I started on accident. Did you know that?
Quint (host) 1:08
I don't know that. All I know is that I would open the refrigerator and I never touched the water because it was for clients. I would see some sparkling in there and I figured that was people bringing their sparkling in, putting it in. So I never touched it. And then I remember coming up one day or something and you were like, and I said, oh, that's your sparkling. I wondered who put that in there. And you were like, no, that's community sparkling. And I'm like, I'm sorry, what? It was game on. And it was like, rawr. So my personality, I don't just participate in the sparkling. I have to subtly kind of take over the sparkling. And Georgia, she orders and handles all the sparkling and
Allie Howard 1:51
George is the LaCroix connoisseur.
Allie (host) 1:53
LaCroix. LaCroix. LaCroix. Not LaCroix. She is.
Quint (host) 1:58
We're bubbly. We do all the brands. I used to think there were only like a couple of things of sparkling. No. There's like dozens. Like I feel like there's somebody just making stuff up up there. I mean, it's flavored water, right? And don't get me started on how it actually has a flavor, but there's no other calories in there or anything added. Anyways, but we occasionally have these – these flavors that they go on a band list and I'm drinking one now called the Guava Sao Paulo and It's bad. Trash.
Allie Howard 2:31
It's really bad.
Quint (host) 2:32
It is terrible. And Allie said, oh, it's like drinking soap. And I said, I don't recall what that's like. And you just adamantly were like, what do you mean? So do you often drink soap?
Allie Howard 2:43
No, but if you're in the shower or something, you don't ever get soap in your mouth on accident?
Quint (host) 2:46
No. First of all, I have no hair. So that's number one. That could be the difference here. And number two, I'm a bar soap guy. So I don't lather up with the thing. So we're just not the same. Yeah, we're definitely not the same.
Allie Howard 2:55
Yeah, well, this LaCroix thing has taken off.
Quint (host) 2:58
LaCroix. LaCroix. LaCroix.
Allie Howard 2:59
So for context, I thought they were community for a while, and one day I said something to Linda. I was like, honestly, you're the only one who ever drinks these. That's amazing. I should bring my own. And she was like, oh, you can just have one. And I was like, no, I don't want to drink yours. I'll bring them for an afternoon treat. And she was like, no, no, Abby and I drink them. That's the thing. I was like, these are community? And I had been here for like a month. And then I told you, and you were like, what?
Quint (host) 3:23
Obviously, I do not check the line item on our income statement that closely, but I would dare say it's now moved up to probably its own budgeted expense within our office line. All right, let's get into the questions here because we got some doozies today. First of all, this podcast is sponsored by Juul Financial, and we go through, at minimum, probably a case of La Croix a day. La Croix. At minimum, right? Visit us on the web at juulfinancial.com, J-O-U-L-E financial.com. podcast um social you can check us out at podcast at diy or what what is our social why it's just a social what is it check us out on social diy money podcast i don't know it's been up there for since i started making all right and you were just you were just sharing were you what was a peace sign what were you oh we're just gonna cut the second episode oh so we are when you're going to all right we're going we're going right into a second episode so we're

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