DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Purchasing a Car

16 Sep 2024

Contributed by Lukas

Quint and Daniel talk about purchasing a car and what things to remember when you are in the finance room. Hosted by Simplecast, an AdsWizz company. S...

AI and Nvidia

13 Sep 2024

Contributed by Lukas

Quint and Logan talk about Nvidia and this new age of AI. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our coll...

DIY Money Jr - How Much to Save for College?

11 Sep 2024

Contributed by Lukas

Quint and Daniel answer this question about beginning to save for college and how much should be saved. Hosted by Simplecast, an AdsWizz company. See ...

National Debt & Money Supply

09 Sep 2024

Contributed by Lukas

Quint and Logan talk about the United States debt levels and the increase in the money supply. How does this influence your financial plan? Hosted by ...

Building Discipline Early

06 Sep 2024

Contributed by Lukas

Allie and Logan talk about building discipline early in your financial journey.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for in...

Real Estate Investing: The Money is Made on the Buy

04 Sep 2024

Contributed by Lukas

Quint and Daniel talk about real estate investing and buying real estate in this environment. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

How Many Accounts Do We Need?

02 Sep 2024

Contributed by Lukas

Logan and Daniel talk through merging accounts in marriage or keeping things separate. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com f...

Money in Marriage

30 Aug 2024

Contributed by Lukas

Quint and Logan talk about how they manage money with their spouse and what pitfalls to avoid. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Managing Hefty Student Loans

28 Aug 2024

Contributed by Lukas

Should you take a job that helps you pay off your student loans? Or get the highest paying job you can? Quint and Logan talk about managing your stude...

Combining Retirement Accounts

26 Aug 2024

Contributed by Lukas

Quint and Allie discuss what accounts can be combined and if you should consolidate accounts. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Preparing for a Recession

23 Aug 2024

Contributed by Lukas

With the potential of a recession on the horizon, Daniel and Logan talk about how he has advised clients through recessions in the past. Hosted by Sim...

DIY Money Jr - Buying Partial Shares

21 Aug 2024

Contributed by Lukas

Logan and Daniel answer a DIY Money Junior question about buying partial shares when you have small dollar amounts to invest. Hosted by Simplecast, an...

What Account Should You Use?

19 Aug 2024

Contributed by Lukas

Allie and Logan talk through which accounts to use when saving for retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...

DIY Money Steps

16 Aug 2024

Contributed by Lukas

Allie in Quint go back and review the basic DIY Money steps. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our c...

Making up for Lost Time in Investing

14 Aug 2024

Contributed by Lukas

What do you do if you are behind on investing? Quint and Logan talk about how to get started saving for yourself or others and what to do if you are b...

How Much Do I Need for Retirement?

12 Aug 2024

Contributed by Lukas

Quint and Allie talk about dollar amount goals for retirement. What should you target? What is a good rule of thumb? Hosted by Simplecast, an AdsWizz ...

Why is Paying off Debt Important?

09 Aug 2024

Contributed by Lukas

Daniel and Logan talk about the importance of debt payoff and why it is so crucial for building wealth. Hosted by Simplecast, an AdsWizz company. See ...

Creating Your First Budget

07 Aug 2024

Contributed by Lukas

Allie and Logan talk about how to set up your first budget. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our co...

Switching to Roth

05 Aug 2024

Contributed by Lukas

Daniel and Allie answer a question about switching your retirement contributions from Traditional to Roth. Hosted by Simplecast, an AdsWizz company. S...

What to Expect in an Election Year

02 Aug 2024

Contributed by Lukas

Quint and Logan talk about how to manage your finances in an election year and what to expect. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Saving for Larger Goals

31 Jul 2024

Contributed by Lukas

Quint and Allie talk about anniversary gifts and saving for bigger goals. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informatio...

Planning for a Pension

29 Jul 2024

Contributed by Lukas

Quint and Logan talk about how to factor a pension into your financial planning. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...

Rebalancing 101

26 Jul 2024

Contributed by Lukas

Quint and Daniel talk about how to rebalance your portfolio, when to do it, and why you should go through the rebalancing process over time. Hosted by...

Roth IRA Basics

24 Jul 2024

Contributed by Lukas

Quint and Allie talk about the basics of a Roth IRA and if you should use one. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...

The Housing Market

22 Jul 2024

Contributed by Lukas

Quint and Daniel talk about their thoughts on the current housing market and where they see it going in the future. Hosted by Simplecast, an AdsWizz c...

DIY Money Jr: What to Invest In?

19 Jul 2024

Contributed by Lukas

Quint and Logan talk about how to start investing in stocks and the market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informat...

Does Non-Interest Bearing Debt Matter?

17 Jul 2024

Contributed by Lukas

Quint and Allie talk about zero interest loans and if you should have them.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inform...

DIY Money Jr - How to Start Saving for Retirement

12 Jul 2024

Contributed by Lukas

Allie and Quint talk about how to get started early saving for retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informati...

Being on the Deed v. on the Will

10 Jul 2024

Contributed by Lukas

Quint and Daniel talk about estate planning and the best ways to title assets. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...

Fast Cash - Hard Cash or in the Bank?

09 Jul 2024

Contributed by Lukas

Quint and Logan talk about the purpose of fast cash and how to keep it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information ...

Debit Card or Credit Card

05 Jul 2024

Contributed by Lukas

Quint and Allie talk about what you should use on a daily basis. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about o...

Student Loan Repayment

03 Jul 2024

Contributed by Lukas

Quint and Daniel talk through student loans and how to approach repayment. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informati...

Withdrawing Funds from Life Insurance

01 Jul 2024

Contributed by Lukas

Quint and Allie talk about life insurance and what to do with cash value of a whole life policy. Hosted by Simplecast, an AdsWizz company. See pcm.ads...

DIY Money Jr - Risk v. Gambling

28 Jun 2024

Contributed by Lukas

Allie and Logan answer a junior question about risk and if the stock market is equivalent to gambling. Hosted by Simplecast, an AdsWizz company. See p...

Important Roth IRA Rules

26 Jun 2024

Contributed by Lukas

Allie and Logan talk through BOTH 5 year rules for a Roth IRA. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our...

Paying Off Your Mortgage

24 Jun 2024

Contributed by Lukas

Daniel and Logan discuss the psychology v. the math on when it makes sense to pay off your mortgage. Hosted by Simplecast, an AdsWizz company. See pcm...

DIY JR: When Should I Get a Credit Card?

21 Jun 2024

Contributed by Lukas

Quint and Logan answer this question on how old you should be to consider getting a credit card.  Hosted by Simplecast, an AdsWizz company. See pcm.a...

Should I Have Cash in My Retirement Account?

19 Jun 2024

Contributed by Lukas

Logan and Quint unpack how much cash should be held within retirement accounts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for info...

Custodial Accounts & Kiddie Tax

17 Jun 2024

Contributed by Lukas

Quint and Allie dive into this tax question that is important to consider when saving for kids. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...

DIY Money Jr - Starting a Business and Giving Back

14 Jun 2024

Contributed by Lukas

Quint and Allie answer one of the best junior questions we have ever gotten. They talk through building a business and giving back. Hosted by Simpleca...

What is a Donor-Advised Fund?

12 Jun 2024

Contributed by Lukas

Quint and Daniel "get into the weeds" on a donor-advised fund. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our...

How Long Will I Live? What Should I Plan For?

10 Jun 2024

Contributed by Lukas

One of the important aspects of a financial plan is how long that plan should last. Quint and Logan talk through how long to project out your financia...

DIY Money Jr - In the Bank? Or in the Markets?

07 Jun 2024

Contributed by Lukas

Logan and Quint answer a question for where a DIY Money Jr listener should start putting money. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...

Where to Contribute Extra Funds?

05 Jun 2024

Contributed by Lukas

Daniel and Quint tackle one of the most important questions in any financial plan.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for...

How Much in an Emergency Fund?

03 Jun 2024

Contributed by Lukas

Allie and Quint talk about how much to keep in your emergency fund. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information abou...

DIY Money Jr - Individual Stocks vs. Index Funds

31 May 2024

Contributed by Lukas

Quint and Logan talk through how to get young people started with investments. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...

How Much Do Your Investments Cost?

29 May 2024

Contributed by Lukas

Quint and Daniel talk about expense ratios and factoring this in when building your portfolio. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

National Debt Crisis

28 May 2024

Contributed by Lukas

Quint and Logan talk about the national debt, what it means for our country, and how the US can pull through this crisis. Hosted by Simplecast, an Ads...

Traditional or Roth 401(k)

24 May 2024

Contributed by Lukas

Quint and Logan explain how to decide between a Traditional or Roth 401(k). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informat...

Big Raise? Now What?

22 May 2024

Contributed by Lukas

Quint and Allie talk about what to do when you get a big raise. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about ou...

Disability Insurance

20 May 2024

Contributed by Lukas

Quint and Daniel talk about how disability insurance factors into your financial plan. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com f...

Simplifying Your Portfolio

17 May 2024

Contributed by Lukas

Daniel and Allie talk about taking a portfolio from individual stocks to ETFs and mutual funds. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...

Leveraged ETFs & Volatility

15 May 2024

Contributed by Lukas

Daniel and Logan talk about volatility in your investments and if a leveraged ETF is a good idea. Hosted by Simplecast, an AdsWizz company. See pcm.ad...

DIY Money Jr - Custodial Roth IRA

13 May 2024

Contributed by Lukas

Quint and Allie talk about opening a Roth IRA for kids and how beneficial they can be. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com f...

Should I Invest in I Bonds?

10 May 2024

Contributed by Lukas

Quint and Logan discuss investing in I bonds and why to own bonds at all. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informatio...

Margin Loans

08 May 2024

Contributed by Lukas

Quint and Daniel talk about taking out margin specifically on stock plans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informati...

Appropriate Percentages for Budgeting

06 May 2024

Contributed by Lukas

Quint and Allie talk about how much to allocate to each category of your budget. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...

Putting Your Home in a Trust

03 May 2024

Contributed by Lukas

Quint and Logan talk about estate planning and utilizing a trust account properly. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for i...

Debt Sent to Collections

01 May 2024

Contributed by Lukas

Quint and Allie talk through negotiating and paying off debt that has been sent to collections. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...

Ethical Investing

29 Apr 2024

Contributed by Lukas

Logan and Quint talk about ESG and ethical investing. Also, Quint talks more about his early days of starting the Joule business. Hosted by Simplecast...

DIY Interview - Drew Sutton - Teaching Kids About Investing

26 Apr 2024

Contributed by Lukas

Quint interviews Drew Sutton who has invented a really cool way to teach your kids about investing early in life. Check out this tool at theblackinves...

Student Loans

24 Apr 2024

Contributed by Lukas

Quint and Allie talk about student loans and the new SAVE repayment plan. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informatio...

Bitcoin ETFs

22 Apr 2024

Contributed by Lukas

Quint and Logan talk about Bitcoin and purchasing it through an exchange-traded fund. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com fo...

DIY Money JR - When to Invest

19 Apr 2024

Contributed by Lukas

Allie and Logan answer this junior question about when to get started investing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...

Money Hack: The HSA

17 Apr 2024

Contributed by Lukas

Daniel and Allie dive deep into how a health savings account works and why it is one of the best money hacks out there.   Hosted by Simplecast, an Ad...

Life Insurance for Kids

15 Apr 2024

Contributed by Lukas

Should you have life insurance for your kids? If so what kind? Daniel and Logan discuss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...

How to Invest for Short Term Goals

12 Apr 2024

Contributed by Lukas

Logan and Allie talk about investing large sums of money for short term goals. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...

When to Take Social Security

10 Apr 2024

Contributed by Lukas

Quint and Logan break down the math of taking social security early versus waiting till later in retirement. Hosted by Simplecast, an AdsWizz company....

Credit Card "Hack" - Adding Kids to Parent's Credit Card

08 Apr 2024

Contributed by Lukas

Allie and Daniel talk about this credit card "hack" for helping your kids build credit. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

Buy When the Market is Down

05 Apr 2024

Contributed by Lukas

Quint and Allie answer a question about buying stocks on days the market is down. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for in...

Fees on Your Investments

03 Apr 2024

Contributed by Lukas

Quint and Daniel talk about one of the most important things to watch out for when investing. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Retirement Strategies with Large Age Gap

01 Apr 2024

Contributed by Lukas

What can an age difference mean for your financial planning? Allie and Daniel weigh in. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

Budgeting with Multiple Accounts

29 Mar 2024

Contributed by Lukas

Quint and Logan explain tracking your budget with multiple accounts like savings, checking, and credit cards. Hosted by Simplecast, an AdsWizz company...

Changing Investment Strategy

27 Mar 2024

Contributed by Lukas

Quint and Daniel talk through changing investment strategies from individual stocks to index funds and ETFs. Hosted by Simplecast, an AdsWizz company....

Bringing on a Tax Advisor?

25 Mar 2024

Contributed by Lukas

Logan and Allie talk through how to build a team of advisors around you and when you need to do so. Hosted by Simplecast, an AdsWizz company. See pcm....

How to Evaluate Individual Stocks

22 Mar 2024

Contributed by Lukas

Quint and Logan discuss how to evaluate individual stocks and their earnings reports.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

When Do You Need a Trust?

20 Mar 2024

Contributed by Lukas

Daniel and Quint talk about estate planning and when it is important to get a trust in place. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Filing Jointly Versus Separately

18 Mar 2024

Contributed by Lukas

Quint and Allie talk through filing taxes jointly versus separately and why you would do either. Hosted by Simplecast, an AdsWizz company. See pcm.ads...

DIY Money Jr - Should I Own Gold?

15 Mar 2024

Contributed by Lukas

Quint and Daniel answer this great question from a young listener about owning/buying gold. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz....

Pulling Funds from Your 401K

13 Mar 2024

Contributed by Lukas

Logan and Allie dive into the tax consequence of pulling money out of your 401K. They also touch on strategies for tax management when living outside ...

How to Network - Question from Will Levis, NFL Quarterback of the Tennessee Titans

11 Mar 2024

Contributed by Lukas

Quint and Logan answer a great question about networking from NFL quarterback of the Tennessee Titans, Will Levis. Hosted by Simplecast, an AdsWizz co...

Using Credit Cards - Sponsored by Wallet Hub

08 Mar 2024

Contributed by Lukas

Quint and Daniel talk through how they use credit cards, the pitfalls of credit, and what to look for when searching for a credit card. Hosted by Simp...

Accounts for Kids: UTMA v. UGMA

06 Mar 2024

Contributed by Lukas

Quint and Logan talk about various investment accounts for kids, what the different acronyms mean, and the best one to save for your child. Hosted by ...

How to Charitably Give Stock

04 Mar 2024

Contributed by Lukas

Quint and Logan talk through tax advantages and strategies for giving stock to charity.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.co...

Where to Hold Your Emergency Fund

01 Mar 2024

Contributed by Lukas

Daniel and Allie talk through where to hold your emergency fund. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about o...

Basics of a Roth IRA

28 Feb 2024

Contributed by Lukas

Logan and Allie talk through the basics of opening, saving, and investing in a Roth IRA. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...

How to Invest in Different Accounts

26 Feb 2024

Contributed by Lukas

Daniel and Logan talk about the differences between ETFs, Mutual Funds, and how to invest in different accounts. Hosted by Simplecast, an AdsWizz comp...

How to Track Expenses

23 Feb 2024

Contributed by Lukas

Logan and Allie talk about apps and resources to help you track your expenses. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...

HSA v. Paying off Mortgage

21 Feb 2024

Contributed by Lukas

Quint and Logan talk about funding an HSA versus funding other goals like paying off your house. Hosted by Simplecast, an AdsWizz company. See pcm.ads...

Backdoor Roth IRA

19 Feb 2024

Contributed by Lukas

Allie and Daniel talk through a backdoor Roth IRA contribution, when you should use this strategy, and how to do it. Hosted by Simplecast, an AdsWizz ...

DIY Money Jr - How to Make Money as a Kid

16 Feb 2024

Contributed by Lukas

Quint and Logan answer this question and tell stories about how to make money when you are young. Hosted by Simplecast, an AdsWizz company. See pcm.ad...

Keep Funds in a Business or Take Money Out?

14 Feb 2024

Contributed by Lukas

Quint and Allie talk about reinvesting funds into your business or taking that money out for your benefit.  Hosted by Simplecast, an AdsWizz company....

Balancing Joy and Savings

12 Feb 2024

Contributed by Lukas

Daniel and Quint talk through the balancing act of spending now versus saving for later. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...

DIY Money Jr - Investing in a Roth IRA without Earned Income

09 Feb 2024

Contributed by Lukas

Allie and Quint talk about contributions to a Roth IRA when you are young and just starting to make money. Hosted by Simplecast, an AdsWizz company. S...

Relationships and Budgeting

07 Feb 2024

Contributed by Lukas

Daniel and Logan talk about how to navigate spending and budgeting in a relationship.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

Saving for Retirement & Taxes when Self-Employed

05 Feb 2024

Contributed by Lukas

Quint and Allie talk through the best ways to save on taxes and for retirement when you are self-employed or have a small business. Hosted by Simpleca...

Finance Must-Knows

02 Feb 2024

Contributed by Lukas

Quint and Logan talk about the most important things to teach young people about personal finance. Hosted by Simplecast, an AdsWizz company. See pcm.a...

How to Value Real Estate

31 Jan 2024

Contributed by Lukas

We talk about how to value stocks often, but in this episode Daniel and Quint break down how to value Real Estate. Hosted by Simplecast, an AdsWizz co...

What to Do With an Inheritance

29 Jan 2024

Contributed by Lukas

Logan and Daniel talk through where money should go if you receive an inheritance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for i...

DIY Money Jr - How do Banks Make Money?

26 Jan 2024

Contributed by Lukas

Logan and Allie tackle a great questioner from a young listener about how banks work. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com fo...