DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Online Investing Platforms

17 Feb 2025

Contributed by Lukas

Quint and Logan discuss the different investing platforms and how to get started on them. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.co...

Paying off College?

14 Feb 2025

Contributed by Lukas

Quint and Allie discuss paying for college versus setting yourself up for the future.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

What Asset Class to Choose in Investing

12 Feb 2025

Contributed by Lukas

Quint and Logan talk about valuing different asset classes and adding those to your portfolio.  Hosted by Simplecast, an AdsWizz company. See pcm.ads...

When to Hire a Tax Pro

10 Feb 2025

Contributed by Lukas

Allie and Quint talk about when you might need professional help during tax season. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for ...

Real Estate Investing vs High-Yield Dividend Stocks

07 Feb 2025

Contributed by Lukas

Quint and Logan think through the best ways to create passive income. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information ab...

Employer Plan Versus IRA

05 Feb 2025

Contributed by Lukas

Quint and Allie talk through whether to utilize an employer plan (like a 403(b)) or an Individual Retirement Account (IRA). Hosted by Simplecast, an A...

Is the S&P 500 Overvalued?

03 Feb 2025

Contributed by Lukas

Quint and Logan talk about the overall market and whether or not it is overvalued. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for i...

All About Mortgages

31 Jan 2025

Contributed by Lukas

Logan is joined by a special guest, Vinson Bunting, to talk through the key terms and tips you should know before you get a mortgage.  Hosted by Simp...

DIY Money Jr - Earning an Allowance

29 Jan 2025

Contributed by Lukas

Daniel and Allie talk about earning an allowance: how much, how often, and cash or something else? Hosted by Simplecast, an AdsWizz company. See pcm.a...

Savings Hierarchy

27 Jan 2025

Contributed by Lukas

Logan and Allie talk through what to save for first. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collectio...

Am I Saving Too Much?

24 Jan 2025

Contributed by Lukas

Logan and Allie talk through balancing saving and spending when you have already built a decent nest egg. Hosted by Simplecast, an AdsWizz company. Se...

Retiring Early: Free Health Care v. Roth Conversion

22 Jan 2025

Contributed by Lukas

Allie and Logan talk about strategies in early retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our col...

When to take Social Security?

20 Jan 2025

Contributed by Lukas

Allie and Logan talk about when to take Social Security and how to plan for that in advance.  Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Back to the Basics: Wealth Creation - Part 2

17 Jan 2025

Contributed by Lukas

Logan and Allie talk about the various different accounts you can use to build wealth. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com f...

Back to the Basics: Wealth Creation - Part 1

15 Jan 2025

Contributed by Lukas

Quint and Logan talk through the ways to build wealth after you have completed the basic DIY Money steps. Hosted by Simplecast, an AdsWizz company. Se...

Back to the Basics: Debt Hierarchy

13 Jan 2025

Contributed by Lukas

Quint and Allie talk about paying off debt and the best way to attack your outstanding loans. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Back to the Basics: Fast Cash and Emergency Fund

10 Jan 2025

Contributed by Lukas

Quint and Logan talk about where to apply your extra margin starting with fast cash and an emergency fund.  Hosted by Simplecast, an AdsWizz company....

Back to the Basics: Magic is in the Margin

08 Jan 2025

Contributed by Lukas

Quint and Logan talk about building margin and the ways to grow your income minus outgo.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.c...

Back to the Basics: Saying No

06 Jan 2025

Contributed by Lukas

Quint and Logan talk about one of the most important words in the DIY steps “No”.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

Back to the Basics: Budgeting 101

03 Jan 2025

Contributed by Lukas

Quint and Allie break down how to create a budget. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection ...

Back to the Basics: Tracking Expenses

01 Jan 2025

Contributed by Lukas

We are bringing it back to the basics for the new year. Quint and Allie talk through the first DIY Money step of tracking your expenses. Hosted by Sim...

End of Year Wrap Up

30 Dec 2024

Contributed by Lukas

Quint and Allie wrap up 2024. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal d...

DIY Money Jr - What is Sales Tax

27 Dec 2024

Contributed by Lukas

Allie and Logan talk through what sales tax is and what it is used for.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informatio...

Real Estate in a Roth IRA

25 Dec 2024

Contributed by Lukas

Daniel and Allie talk about having real estate in an IRA. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our coll...

Setting up Kids for Success

23 Dec 2024

Contributed by Lukas

Logan and Allie talk through how to set up children for financial success. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informati...

Financial Must-Reads

20 Dec 2024

Contributed by Lukas

Quint and Logan give financial and motivational book recommendations. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information ab...

Robo/Digital Advisors

18 Dec 2024

Contributed by Lukas

Quint and Allie talk about robo or digital advisors. They discuss the good and the bad of utilizing one of these advisors.  Hosted by Simplecast, an ...

Why Analyze Individual Stocks?

16 Dec 2024

Contributed by Lukas

Quint and Logan talk about why they analyze individual stocks but typically suggest indexed investments. Hosted by Simplecast, an AdsWizz company. See...

Money Tips for the Holiday Season

13 Dec 2024

Contributed by Lukas

Quint and Logan talk about how they manage money through the holiday season and how to prepare in advance for this time of year. Hosted by Simplecast,...

Taxes on Inherited Trust

11 Dec 2024

Contributed by Lukas

Quint and Allie talk about future tax consequences of putting funds in a trust. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for info...

DIY Money Jr - Save or Invest?

09 Dec 2024

Contributed by Lukas

Daniel and Quint talk about when you should be saving and when you should be investing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

Psychology of Spending Money

06 Dec 2024

Contributed by Lukas

Daniel and Allie talk about actually spending money versus our usual talk of saving. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for...

Careers in Wealth Management

04 Dec 2024

Contributed by Lukas

Logan and Allie talk about different careers in Wealth Management and pathways to get to there. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...

Paper Trading?

02 Dec 2024

Contributed by Lukas

Daniel and Logan talk about paper trading: what it is, how to do it, and if it is valuable for learning about trading. Hosted by Simplecast, an AdsWiz...

Tax-Advantaged Charitable Giving

29 Nov 2024

Contributed by Lukas

Allie and Logan talk about giving to charities in the most tax efficient ways. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...

DIY Money Jr - Financial Books for Starting Out

27 Nov 2024

Contributed by Lukas

Quint and Logan talk about what to read and listen to when you are first starting to learn about money. Check out our previous episode where we interv...

Saving Without Social Security

25 Nov 2024

Contributed by Lukas

Daniel and Allie talk about the 10/10/80 plan and how to save if you will not be receiving social security. Hosted by Simplecast, an AdsWizz company. ...

Market Talk

22 Nov 2024

Contributed by Lukas

Quint and Logan talk about the state of the market and things to think about moving forward. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...

Pension in Retirement

20 Nov 2024

Contributed by Lukas

Quint and Allie talk about pensions and how to plan for them. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our ...

What are RSUs?

18 Nov 2024

Contributed by Lukas

Quint and Daniel talk about Restricted Stock Units and how different company stock plans can play into your financial plan. Hosted by Simplecast, an A...

Investment Considerations for End of Year

15 Nov 2024

Contributed by Lukas

Quint and Logan talk about important items to consider before the end of the year in your investment accounts. Hosted by Simplecast, an AdsWizz compan...

Helping Family With Money

13 Nov 2024

Contributed by Lukas

Daniel and Quint talk about the difficulties of helping family with their finances and how to make sure you are taking care of your finances first. Ho...

HSA or 401(k) or IRA - Where to Invest?

11 Nov 2024

Contributed by Lukas

Allie and Quint talk about where to invest funds and why. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our coll...

3 Financial Tips for the End of the Year

08 Nov 2024

Contributed by Lukas

Daniel and Allie talk about the important things to consider doing before year end. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for ...

Custodial Accounts for Unborn Child

06 Nov 2024

Contributed by Lukas

Want to start saving for a child before they are born? Quint and Logan talk about how to do that. Hosted by Simplecast, an AdsWizz company. See pcm.ad...

"Girl Math"

04 Nov 2024

Contributed by Lukas

Quint and Allie talk about some of the psychological pitfalls that are out there when it comes to spending. Hosted by Simplecast, an AdsWizz company. ...

How does the Election Impact Your Finances?

01 Nov 2024

Contributed by Lukas

Daniel and Logan talk about the upcoming election and how that can influence a financial plan. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Master Limited Partnerships Taxation

30 Oct 2024

Contributed by Lukas

Daniel and Allie talk about taxation on this type of investment.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about...

DIY Money Jr - Business Income

28 Oct 2024

Contributed by Lukas

Logan and Allie talk about managing business income when first starting a business. Where should those earnings go? Hosted by Simplecast, an AdsWizz c...

When Do You Need an Advisor?

25 Oct 2024

Contributed by Lukas

Allie and Logan talk about when to seek professional advice and when to get an advisor to talk about financial goals. Hosted by Simplecast, an AdsWizz...

Building an Estate Plan

23 Oct 2024

Contributed by Lukas

Daniel and Allie discuss the different components of estate planning and the most important things to get in place. Hosted by Simplecast, an AdsWizz c...

DIY Money Jr - Set It and Forget It

21 Oct 2024

Contributed by Lukas

Daniel and Logan answer this junior question about how to set up investment accounts on auto pilot. Hosted by Simplecast, an AdsWizz company. See pcm....

How to Set Goals - The 5 F's

18 Oct 2024

Contributed by Lukas

Quint and Logan explain how they set goals in the different areas of their lives. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for in...

Selling Your Home? Now What?

16 Oct 2024

Contributed by Lukas

Quint and Allie talk about the taxes of selling your home and how to potentially invest the proceeds. Hosted by Simplecast, an AdsWizz company. See pc...

Selling Rental Property

14 Oct 2024

Contributed by Lukas

Quint and Daniel talk about some real estate best practices. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our c...

Tips for Young Adults

11 Oct 2024

Contributed by Lukas

Logan and Allie talk about three tips that are important for young adults. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informati...

Taking a Tax Loss in a Retirement Account

09 Oct 2024

Contributed by Lukas

Quint and Allie talk about taxes in a retirement account and how to best manage your gains or losses. Hosted by Simplecast, an AdsWizz company. See pc...

Which Healthcare Plan Should you Have?

07 Oct 2024

Contributed by Lukas

Daniel and Logan talk about the pros and cons of PPO and HDHP healthcare plans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for info...

How Interest Rate Changes Impact You

04 Oct 2024

Contributed by Lukas

Daniel and Logan talk about interest rate changes and how that change can ripple through your entire financial plan. Hosted by Simplecast, an AdsWizz ...

Should I Borrow from my 401(k)?

02 Oct 2024

Contributed by Lukas

Allie and Quint talk about some of the pitfalls of credit and if a 401(k) loan is ever a good idea. Hosted by Simplecast, an AdsWizz company. See pcm....

Beneficiary Designations

30 Sep 2024

Contributed by Lukas

Quint and Logan talk about naming beneficiaries on your assets and making sure your wishes are fulfilled correctly.  Hosted by Simplecast, an AdsWizz...

When to hire a CPA?

27 Sep 2024

Contributed by Lukas

Allie and Quint talk about when to bring on a professional for your taxes. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informati...

DIY Money Jr - Getting Involved in Finance

25 Sep 2024

Contributed by Lukas

Quint and Logan discuss how to explore finance early on in life. They talk about starting to invest and how to learn about this world regardless of wh...

Saving for Mid-Term Goals

23 Sep 2024

Contributed by Lukas

Daniel and Quint talk about ways to save outside of a retirement account. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informatio...

Estate Planning

20 Sep 2024

Contributed by Lukas

Quint and Logan break down wills, trusts, and the additional documents you may need for your estate plan. Hosted by Simplecast, an AdsWizz company. Se...

Planning for an Inheritance

18 Sep 2024

Contributed by Lukas

Quint and Allie talk about how to plan for an inheritance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our col...

Purchasing a Car

16 Sep 2024

Contributed by Lukas

Quint and Daniel talk about purchasing a car and what things to remember when you are in the finance room. Hosted by Simplecast, an AdsWizz company. S...

AI and Nvidia

13 Sep 2024

Contributed by Lukas

Quint and Logan talk about Nvidia and this new age of AI. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our coll...

DIY Money Jr - How Much to Save for College?

11 Sep 2024

Contributed by Lukas

Quint and Daniel answer this question about beginning to save for college and how much should be saved. Hosted by Simplecast, an AdsWizz company. See ...

National Debt & Money Supply

09 Sep 2024

Contributed by Lukas

Quint and Logan talk about the United States debt levels and the increase in the money supply. How does this influence your financial plan? Hosted by ...

Building Discipline Early

06 Sep 2024

Contributed by Lukas

Allie and Logan talk about building discipline early in your financial journey.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for in...

Real Estate Investing: The Money is Made on the Buy

04 Sep 2024

Contributed by Lukas

Quint and Daniel talk about real estate investing and buying real estate in this environment. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

How Many Accounts Do We Need?

02 Sep 2024

Contributed by Lukas

Logan and Daniel talk through merging accounts in marriage or keeping things separate. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com f...

Money in Marriage

30 Aug 2024

Contributed by Lukas

Quint and Logan talk about how they manage money with their spouse and what pitfalls to avoid. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Managing Hefty Student Loans

28 Aug 2024

Contributed by Lukas

Should you take a job that helps you pay off your student loans? Or get the highest paying job you can? Quint and Logan talk about managing your stude...

Combining Retirement Accounts

26 Aug 2024

Contributed by Lukas

Quint and Allie discuss what accounts can be combined and if you should consolidate accounts. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Preparing for a Recession

23 Aug 2024

Contributed by Lukas

With the potential of a recession on the horizon, Daniel and Logan talk about how he has advised clients through recessions in the past. Hosted by Sim...

DIY Money Jr - Buying Partial Shares

21 Aug 2024

Contributed by Lukas

Logan and Daniel answer a DIY Money Junior question about buying partial shares when you have small dollar amounts to invest. Hosted by Simplecast, an...

What Account Should You Use?

19 Aug 2024

Contributed by Lukas

Allie and Logan talk through which accounts to use when saving for retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...

DIY Money Steps

16 Aug 2024

Contributed by Lukas

Allie in Quint go back and review the basic DIY Money steps. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our c...

Making up for Lost Time in Investing

14 Aug 2024

Contributed by Lukas

What do you do if you are behind on investing? Quint and Logan talk about how to get started saving for yourself or others and what to do if you are b...

How Much Do I Need for Retirement?

12 Aug 2024

Contributed by Lukas

Quint and Allie talk about dollar amount goals for retirement. What should you target? What is a good rule of thumb? Hosted by Simplecast, an AdsWizz ...

Why is Paying off Debt Important?

09 Aug 2024

Contributed by Lukas

Daniel and Logan talk about the importance of debt payoff and why it is so crucial for building wealth. Hosted by Simplecast, an AdsWizz company. See ...

Creating Your First Budget

07 Aug 2024

Contributed by Lukas

Allie and Logan talk about how to set up your first budget. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our co...

Switching to Roth

05 Aug 2024

Contributed by Lukas

Daniel and Allie answer a question about switching your retirement contributions from Traditional to Roth. Hosted by Simplecast, an AdsWizz company. S...

What to Expect in an Election Year

02 Aug 2024

Contributed by Lukas

Quint and Logan talk about how to manage your finances in an election year and what to expect. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Saving for Larger Goals

31 Jul 2024

Contributed by Lukas

Quint and Allie talk about anniversary gifts and saving for bigger goals. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informatio...

Planning for a Pension

29 Jul 2024

Contributed by Lukas

Quint and Logan talk about how to factor a pension into your financial planning. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...

Rebalancing 101

26 Jul 2024

Contributed by Lukas

Quint and Daniel talk about how to rebalance your portfolio, when to do it, and why you should go through the rebalancing process over time. Hosted by...

Roth IRA Basics

24 Jul 2024

Contributed by Lukas

Quint and Allie talk about the basics of a Roth IRA and if you should use one. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...

The Housing Market

22 Jul 2024

Contributed by Lukas

Quint and Daniel talk about their thoughts on the current housing market and where they see it going in the future. Hosted by Simplecast, an AdsWizz c...

DIY Money Jr: What to Invest In?

19 Jul 2024

Contributed by Lukas

Quint and Logan talk about how to start investing in stocks and the market. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informat...

Does Non-Interest Bearing Debt Matter?

17 Jul 2024

Contributed by Lukas

Quint and Allie talk about zero interest loans and if you should have them.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inform...

DIY Money Jr - How to Start Saving for Retirement

12 Jul 2024

Contributed by Lukas

Allie and Quint talk about how to get started early saving for retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informati...

Being on the Deed v. on the Will

10 Jul 2024

Contributed by Lukas

Quint and Daniel talk about estate planning and the best ways to title assets. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...

Fast Cash - Hard Cash or in the Bank?

09 Jul 2024

Contributed by Lukas

Quint and Logan talk about the purpose of fast cash and how to keep it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information ...

Debit Card or Credit Card

05 Jul 2024

Contributed by Lukas

Quint and Allie talk about what you should use on a daily basis. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about o...

Student Loan Repayment

03 Jul 2024

Contributed by Lukas

Quint and Daniel talk through student loans and how to approach repayment. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informati...

Withdrawing Funds from Life Insurance

01 Jul 2024

Contributed by Lukas

Quint and Allie talk about life insurance and what to do with cash value of a whole life policy. Hosted by Simplecast, an AdsWizz company. See pcm.ads...

DIY Money Jr - Risk v. Gambling

28 Jun 2024

Contributed by Lukas

Allie and Logan answer a junior question about risk and if the stock market is equivalent to gambling. Hosted by Simplecast, an AdsWizz company. See p...