DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Important Roth IRA Rules

26 Jun 2024

Contributed by Lukas

Allie and Logan talk through BOTH 5 year rules for a Roth IRA. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our...

Paying Off Your Mortgage

24 Jun 2024

Contributed by Lukas

Daniel and Logan discuss the psychology v. the math on when it makes sense to pay off your mortgage. Hosted by Simplecast, an AdsWizz company. See pcm...

DIY JR: When Should I Get a Credit Card?

21 Jun 2024

Contributed by Lukas

Quint and Logan answer this question on how old you should be to consider getting a credit card.  Hosted by Simplecast, an AdsWizz company. See pcm.a...

Should I Have Cash in My Retirement Account?

19 Jun 2024

Contributed by Lukas

Logan and Quint unpack how much cash should be held within retirement accounts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for info...

Custodial Accounts & Kiddie Tax

17 Jun 2024

Contributed by Lukas

Quint and Allie dive into this tax question that is important to consider when saving for kids. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...

DIY Money Jr - Starting a Business and Giving Back

14 Jun 2024

Contributed by Lukas

Quint and Allie answer one of the best junior questions we have ever gotten. They talk through building a business and giving back. Hosted by Simpleca...

What is a Donor-Advised Fund?

12 Jun 2024

Contributed by Lukas

Quint and Daniel "get into the weeds" on a donor-advised fund. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our...

How Long Will I Live? What Should I Plan For?

10 Jun 2024

Contributed by Lukas

One of the important aspects of a financial plan is how long that plan should last. Quint and Logan talk through how long to project out your financia...

DIY Money Jr - In the Bank? Or in the Markets?

07 Jun 2024

Contributed by Lukas

Logan and Quint answer a question for where a DIY Money Jr listener should start putting money. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...

Where to Contribute Extra Funds?

05 Jun 2024

Contributed by Lukas

Daniel and Quint tackle one of the most important questions in any financial plan.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for...

How Much in an Emergency Fund?

03 Jun 2024

Contributed by Lukas

Allie and Quint talk about how much to keep in your emergency fund. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information abou...

DIY Money Jr - Individual Stocks vs. Index Funds

31 May 2024

Contributed by Lukas

Quint and Logan talk through how to get young people started with investments. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...

How Much Do Your Investments Cost?

29 May 2024

Contributed by Lukas

Quint and Daniel talk about expense ratios and factoring this in when building your portfolio. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

National Debt Crisis

28 May 2024

Contributed by Lukas

Quint and Logan talk about the national debt, what it means for our country, and how the US can pull through this crisis. Hosted by Simplecast, an Ads...

Traditional or Roth 401(k)

24 May 2024

Contributed by Lukas

Quint and Logan explain how to decide between a Traditional or Roth 401(k). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informat...

Big Raise? Now What?

22 May 2024

Contributed by Lukas

Quint and Allie talk about what to do when you get a big raise. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about ou...

Disability Insurance

20 May 2024

Contributed by Lukas

Quint and Daniel talk about how disability insurance factors into your financial plan. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com f...

Simplifying Your Portfolio

17 May 2024

Contributed by Lukas

Daniel and Allie talk about taking a portfolio from individual stocks to ETFs and mutual funds. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...

Leveraged ETFs & Volatility

15 May 2024

Contributed by Lukas

Daniel and Logan talk about volatility in your investments and if a leveraged ETF is a good idea. Hosted by Simplecast, an AdsWizz company. See pcm.ad...

DIY Money Jr - Custodial Roth IRA

13 May 2024

Contributed by Lukas

Quint and Allie talk about opening a Roth IRA for kids and how beneficial they can be. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com f...

Should I Invest in I Bonds?

10 May 2024

Contributed by Lukas

Quint and Logan discuss investing in I bonds and why to own bonds at all. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informatio...

Margin Loans

08 May 2024

Contributed by Lukas

Quint and Daniel talk about taking out margin specifically on stock plans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informati...

Appropriate Percentages for Budgeting

06 May 2024

Contributed by Lukas

Quint and Allie talk about how much to allocate to each category of your budget. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...

Putting Your Home in a Trust

03 May 2024

Contributed by Lukas

Quint and Logan talk about estate planning and utilizing a trust account properly. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for i...

Debt Sent to Collections

01 May 2024

Contributed by Lukas

Quint and Allie talk through negotiating and paying off debt that has been sent to collections. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...

Ethical Investing

29 Apr 2024

Contributed by Lukas

Logan and Quint talk about ESG and ethical investing. Also, Quint talks more about his early days of starting the Joule business. Hosted by Simplecast...

DIY Interview - Drew Sutton - Teaching Kids About Investing

26 Apr 2024

Contributed by Lukas

Quint interviews Drew Sutton who has invented a really cool way to teach your kids about investing early in life. Check out this tool at theblackinves...

Student Loans

24 Apr 2024

Contributed by Lukas

Quint and Allie talk about student loans and the new SAVE repayment plan. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informatio...

Bitcoin ETFs

22 Apr 2024

Contributed by Lukas

Quint and Logan talk about Bitcoin and purchasing it through an exchange-traded fund. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com fo...

DIY Money JR - When to Invest

19 Apr 2024

Contributed by Lukas

Allie and Logan answer this junior question about when to get started investing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...

Money Hack: The HSA

17 Apr 2024

Contributed by Lukas

Daniel and Allie dive deep into how a health savings account works and why it is one of the best money hacks out there.   Hosted by Simplecast, an Ad...

Life Insurance for Kids

15 Apr 2024

Contributed by Lukas

Should you have life insurance for your kids? If so what kind? Daniel and Logan discuss. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...

How to Invest for Short Term Goals

12 Apr 2024

Contributed by Lukas

Logan and Allie talk about investing large sums of money for short term goals. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...

When to Take Social Security

10 Apr 2024

Contributed by Lukas

Quint and Logan break down the math of taking social security early versus waiting till later in retirement. Hosted by Simplecast, an AdsWizz company....

Credit Card "Hack" - Adding Kids to Parent's Credit Card

08 Apr 2024

Contributed by Lukas

Allie and Daniel talk about this credit card "hack" for helping your kids build credit. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

Buy When the Market is Down

05 Apr 2024

Contributed by Lukas

Quint and Allie answer a question about buying stocks on days the market is down. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for in...

Fees on Your Investments

03 Apr 2024

Contributed by Lukas

Quint and Daniel talk about one of the most important things to watch out for when investing. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Retirement Strategies with Large Age Gap

01 Apr 2024

Contributed by Lukas

What can an age difference mean for your financial planning? Allie and Daniel weigh in. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

Budgeting with Multiple Accounts

29 Mar 2024

Contributed by Lukas

Quint and Logan explain tracking your budget with multiple accounts like savings, checking, and credit cards. Hosted by Simplecast, an AdsWizz company...

Changing Investment Strategy

27 Mar 2024

Contributed by Lukas

Quint and Daniel talk through changing investment strategies from individual stocks to index funds and ETFs. Hosted by Simplecast, an AdsWizz company....

Bringing on a Tax Advisor?

25 Mar 2024

Contributed by Lukas

Logan and Allie talk through how to build a team of advisors around you and when you need to do so. Hosted by Simplecast, an AdsWizz company. See pcm....

How to Evaluate Individual Stocks

22 Mar 2024

Contributed by Lukas

Quint and Logan discuss how to evaluate individual stocks and their earnings reports.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

When Do You Need a Trust?

20 Mar 2024

Contributed by Lukas

Daniel and Quint talk about estate planning and when it is important to get a trust in place. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Filing Jointly Versus Separately

18 Mar 2024

Contributed by Lukas

Quint and Allie talk through filing taxes jointly versus separately and why you would do either. Hosted by Simplecast, an AdsWizz company. See pcm.ads...

DIY Money Jr - Should I Own Gold?

15 Mar 2024

Contributed by Lukas

Quint and Daniel answer this great question from a young listener about owning/buying gold. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz....

Pulling Funds from Your 401K

13 Mar 2024

Contributed by Lukas

Logan and Allie dive into the tax consequence of pulling money out of your 401K. They also touch on strategies for tax management when living outside ...

How to Network - Question from Will Levis, NFL Quarterback of the Tennessee Titans

11 Mar 2024

Contributed by Lukas

Quint and Logan answer a great question about networking from NFL quarterback of the Tennessee Titans, Will Levis. Hosted by Simplecast, an AdsWizz co...

Using Credit Cards - Sponsored by Wallet Hub

08 Mar 2024

Contributed by Lukas

Quint and Daniel talk through how they use credit cards, the pitfalls of credit, and what to look for when searching for a credit card. Hosted by Simp...

Accounts for Kids: UTMA v. UGMA

06 Mar 2024

Contributed by Lukas

Quint and Logan talk about various investment accounts for kids, what the different acronyms mean, and the best one to save for your child. Hosted by ...

How to Charitably Give Stock

04 Mar 2024

Contributed by Lukas

Quint and Logan talk through tax advantages and strategies for giving stock to charity.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.co...

Where to Hold Your Emergency Fund

01 Mar 2024

Contributed by Lukas

Daniel and Allie talk through where to hold your emergency fund. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about o...

Basics of a Roth IRA

28 Feb 2024

Contributed by Lukas

Logan and Allie talk through the basics of opening, saving, and investing in a Roth IRA. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...

How to Invest in Different Accounts

26 Feb 2024

Contributed by Lukas

Daniel and Logan talk about the differences between ETFs, Mutual Funds, and how to invest in different accounts. Hosted by Simplecast, an AdsWizz comp...

How to Track Expenses

23 Feb 2024

Contributed by Lukas

Logan and Allie talk about apps and resources to help you track your expenses. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...

HSA v. Paying off Mortgage

21 Feb 2024

Contributed by Lukas

Quint and Logan talk about funding an HSA versus funding other goals like paying off your house. Hosted by Simplecast, an AdsWizz company. See pcm.ads...

Backdoor Roth IRA

19 Feb 2024

Contributed by Lukas

Allie and Daniel talk through a backdoor Roth IRA contribution, when you should use this strategy, and how to do it. Hosted by Simplecast, an AdsWizz ...

DIY Money Jr - How to Make Money as a Kid

16 Feb 2024

Contributed by Lukas

Quint and Logan answer this question and tell stories about how to make money when you are young. Hosted by Simplecast, an AdsWizz company. See pcm.ad...

Keep Funds in a Business or Take Money Out?

14 Feb 2024

Contributed by Lukas

Quint and Allie talk about reinvesting funds into your business or taking that money out for your benefit.  Hosted by Simplecast, an AdsWizz company....

Balancing Joy and Savings

12 Feb 2024

Contributed by Lukas

Daniel and Quint talk through the balancing act of spending now versus saving for later. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...

DIY Money Jr - Investing in a Roth IRA without Earned Income

09 Feb 2024

Contributed by Lukas

Allie and Quint talk about contributions to a Roth IRA when you are young and just starting to make money. Hosted by Simplecast, an AdsWizz company. S...

Relationships and Budgeting

07 Feb 2024

Contributed by Lukas

Daniel and Logan talk about how to navigate spending and budgeting in a relationship.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

Saving for Retirement & Taxes when Self-Employed

05 Feb 2024

Contributed by Lukas

Quint and Allie talk through the best ways to save on taxes and for retirement when you are self-employed or have a small business. Hosted by Simpleca...

Finance Must-Knows

02 Feb 2024

Contributed by Lukas

Quint and Logan talk about the most important things to teach young people about personal finance. Hosted by Simplecast, an AdsWizz company. See pcm.a...

How to Value Real Estate

31 Jan 2024

Contributed by Lukas

We talk about how to value stocks often, but in this episode Daniel and Quint break down how to value Real Estate. Hosted by Simplecast, an AdsWizz co...

What to Do With an Inheritance

29 Jan 2024

Contributed by Lukas

Logan and Daniel talk through where money should go if you receive an inheritance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for i...

DIY Money Jr - How do Banks Make Money?

26 Jan 2024

Contributed by Lukas

Logan and Allie tackle a great questioner from a young listener about how banks work. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com fo...

Hiring a Financial Advisor

24 Jan 2024

Contributed by Lukas

Quint and Logan talk about hiring a financial advisor and what that process actually looks like. Hosted by Simplecast, an AdsWizz company. See pcm.ads...

How to Treat Debt Forgiveness

22 Jan 2024

Contributed by Lukas

Daniel and Quint talk about loans that could potentially be forgiven and how that changes a financial plan. Hosted by Simplecast, an AdsWizz company. ...

Changing Beneficiaries for 529s

19 Jan 2024

Contributed by Lukas

Quint and Logan dive into 529 plans and different strategies for these accounts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...

Business Bank Account

17 Jan 2024

Contributed by Lukas

Logan and Allie talk through opening a business bank account and what you should look out for. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Budgeting for Flexible Income

15 Jan 2024

Contributed by Lukas

Quint and Daniel talk through budgeting when you do not have a steady income. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inform...

Back to the Basics: Wealth Creation

12 Jan 2024

Contributed by Lukas

Daniel and Logan break down the final step in the DIY Money process of how to build wealth. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz....

Back to the Basics: Debt Hierarchy

10 Jan 2024

Contributed by Lukas

Allie and Logan explain the next step in the DIY process of how to pay off debt. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...

Back to the Basics: Magic is in the Margin

08 Jan 2024

Contributed by Lukas

Quint and Logan talk about margin, what it is, and how to get more of it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informatio...

Back to the Basics: Fast Cash & Managing Emergency Fund

05 Jan 2024

Contributed by Lukas

Quint and Daniel talk about the next steps in the DIY process. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our...

Back to the Basics: Budgeting 101

03 Jan 2024

Contributed by Lukas

Allie and Quint bring it back to the foundation of DIY Money. How to start a budget. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for...

DIY Money Jr. - Taxable Investment Accounts v. Retirement Accounts

01 Jan 2024

Contributed by Lukas

Allie and Quint discuss goals and making sure you are putting money in the correct accounts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...

Managing Short-Term and Long-Term Goals

29 Dec 2023

Contributed by Lukas

Allie and Quint talk about balancing short-term and long-term goals. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information abo...

How Best to Buy a Car?

27 Dec 2023

Contributed by Lukas

Buying a car can be a necessary evil sometimes, Quint and Logan break down the best ways to purchase one. Hosted by Simplecast, an AdsWizz company. Se...

Evaluating Alternative Investments

25 Dec 2023

Contributed by Lukas

Quint and Logan talk about how to evaluate alternative investments and when they might make sense in a portfolio. Hosted by Simplecast, an AdsWizz com...

Rebalancing Accounts Over Your Lifetime

22 Dec 2023

Contributed by Lukas

Quint and Logan talk how to rebalance your retirement accounts over the course of your lifetime. Hosted by Simplecast, an AdsWizz company. See pcm.ads...

Taking Out Debt to Fund Retirement?

20 Dec 2023

Contributed by Lukas

Quint and Allie discuss if you should take out personal loans to further fund retirement accounts. Hosted by Simplecast, an AdsWizz company. See pcm.a...

Should I Have Multiple 401Ks?

18 Dec 2023

Contributed by Lukas

Daniel and Quint talk about having multiple jobs in a short time period and if you should take advantage of the 401K at each. Hosted by Simplecast, an...

Contribute to Roth or Traditional 401K?

15 Dec 2023

Contributed by Lukas

Allie and Daniel break down the age old question of Roth versus Traditional contributions. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.c...

Marrying Into Debt

13 Dec 2023

Contributed by Lukas

Logan and Quint talk through tackling debt when you are recently married. How should each side of the marriage approach debt payoff? Hosted by Simplec...

Living on One Income

11 Dec 2023

Contributed by Lukas

Quint and Allie talk about maximizing savings, budgeting, and planning for one spouse to stop working. Hosted by Simplecast, an AdsWizz company. See p...

Combining Your Finances

08 Dec 2023

Contributed by Lukas

Quint and Logan answer this question about combining finances for newlyweds. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informa...

Long Term Care Insurance

06 Dec 2023

Contributed by Lukas

Quint and Daniel talk about long term care insurance and when it is a good time to explore these policies. Hosted by Simplecast, an AdsWizz company. S...

Retirement Savings: Where to Put Money

04 Dec 2023

Contributed by Lukas

Quint and Daniel dive in to a question about where to put margin as you approach retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...

DIY Interview - Jacob Thomson - Professional Marathon Runner and Coach

01 Dec 2023

Contributed by Lukas

Quint interviews Jacob Thomson about his Olympics aspirations, coaching business, and DIY Money lifestyle. Hosted by Simplecast, an AdsWizz company. S...

Providing Funds for Special Needs Children

29 Nov 2023

Contributed by Lukas

Quint and Daniel break down providing money for special need children through an ABLE account or a 529 plan. Hosted by Simplecast, an AdsWizz company....

Alternative Investment Ideas

27 Nov 2023

Contributed by Lukas

Quint and Daniel throw around this fun question about shipping container homes and alternative investment ideas. Hosted by Simplecast, an AdsWizz comp...

DIY Interview - Ian McMillan - What Is A Stock

24 Nov 2023

Contributed by Lukas

Quint interviews writer of the book, "What Is A Stock", Ian McMillan to discuss his story and inspiration for the book. Hosted by Simplecast, an AdsWi...

Hiring Your Child

22 Nov 2023

Contributed by Lukas

Quint and Allie discuss a strategy of hiring your child and helping them start to save early. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Deferment on Loans

20 Nov 2023

Contributed by Lukas

Daniel and Logan discuss deferment on loans and how to strategically payoff debt. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for in...

DIY Interview - Ed Berry - NFL Super Agent - Aaron Rodgers, Randall Cobb, Will Levis, Saquon Barkley

17 Nov 2023

Contributed by Lukas

NFL super-agent, Ed Berry, sits down with Quint to discuss his incredible story, from a graduating class of 38 people to representing the likes of Aar...

What Account Should I Use to Save?

15 Nov 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel answer a question about whether to use a SEP IRA or a solo 401K when saving for retirement. Hosted by S...

Taking Advantage of a Good Situation

13 Nov 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan talk about making the most of good financial situations. Hosted by Simplecast, an AdsWizz company. See ...

Giving the Gift of Investments

10 Nov 2023

Contributed by Lukas

On this episode of DIY Money, Allie and Quint talk about gifting investments this holiday season. Hosted by Simplecast, an AdsWizz company. See pcm.ad...

DIY Money Jr - How Does My Money Help Me Get More Money

08 Nov 2023

Contributed by Lukas

On this episode of DIY Money Junior, Quint and Daniel talk about saving, investing, and growing your money. Hosted by Simplecast, an AdsWizz company. ...