DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Episodes
Hiring a Financial Advisor
24 Jan 2024
Contributed by Lukas
Quint and Logan talk about hiring a financial advisor and what that process actually looks like. Hosted by Simplecast, an AdsWizz company. See pcm.ads...
How to Treat Debt Forgiveness
22 Jan 2024
Contributed by Lukas
Daniel and Quint talk about loans that could potentially be forgiven and how that changes a financial plan. Hosted by Simplecast, an AdsWizz company. ...
Changing Beneficiaries for 529s
19 Jan 2024
Contributed by Lukas
Quint and Logan dive into 529 plans and different strategies for these accounts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...
Business Bank Account
17 Jan 2024
Contributed by Lukas
Logan and Allie talk through opening a business bank account and what you should look out for. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...
Budgeting for Flexible Income
15 Jan 2024
Contributed by Lukas
Quint and Daniel talk through budgeting when you do not have a steady income. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inform...
Back to the Basics: Wealth Creation
12 Jan 2024
Contributed by Lukas
Daniel and Logan break down the final step in the DIY Money process of how to build wealth. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz....
Back to the Basics: Debt Hierarchy
10 Jan 2024
Contributed by Lukas
Allie and Logan explain the next step in the DIY process of how to pay off debt. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...
Back to the Basics: Magic is in the Margin
08 Jan 2024
Contributed by Lukas
Quint and Logan talk about margin, what it is, and how to get more of it. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informatio...
Back to the Basics: Fast Cash & Managing Emergency Fund
05 Jan 2024
Contributed by Lukas
Quint and Daniel talk about the next steps in the DIY process. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our...
Back to the Basics: Budgeting 101
03 Jan 2024
Contributed by Lukas
Allie and Quint bring it back to the foundation of DIY Money. How to start a budget. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for...
DIY Money Jr. - Taxable Investment Accounts v. Retirement Accounts
01 Jan 2024
Contributed by Lukas
Allie and Quint discuss goals and making sure you are putting money in the correct accounts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...
Managing Short-Term and Long-Term Goals
29 Dec 2023
Contributed by Lukas
Allie and Quint talk about balancing short-term and long-term goals. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information abo...
How Best to Buy a Car?
27 Dec 2023
Contributed by Lukas
Buying a car can be a necessary evil sometimes, Quint and Logan break down the best ways to purchase one. Hosted by Simplecast, an AdsWizz company. Se...
Evaluating Alternative Investments
25 Dec 2023
Contributed by Lukas
Quint and Logan talk about how to evaluate alternative investments and when they might make sense in a portfolio. Hosted by Simplecast, an AdsWizz com...
Rebalancing Accounts Over Your Lifetime
22 Dec 2023
Contributed by Lukas
Quint and Logan talk how to rebalance your retirement accounts over the course of your lifetime. Hosted by Simplecast, an AdsWizz company. See pcm.ads...
Taking Out Debt to Fund Retirement?
20 Dec 2023
Contributed by Lukas
Quint and Allie discuss if you should take out personal loans to further fund retirement accounts. Hosted by Simplecast, an AdsWizz company. See pcm.a...
Should I Have Multiple 401Ks?
18 Dec 2023
Contributed by Lukas
Daniel and Quint talk about having multiple jobs in a short time period and if you should take advantage of the 401K at each. Hosted by Simplecast, an...
Contribute to Roth or Traditional 401K?
15 Dec 2023
Contributed by Lukas
Allie and Daniel break down the age old question of Roth versus Traditional contributions. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.c...
Marrying Into Debt
13 Dec 2023
Contributed by Lukas
Logan and Quint talk through tackling debt when you are recently married. How should each side of the marriage approach debt payoff? Hosted by Simplec...
Living on One Income
11 Dec 2023
Contributed by Lukas
Quint and Allie talk about maximizing savings, budgeting, and planning for one spouse to stop working. Hosted by Simplecast, an AdsWizz company. See p...
Combining Your Finances
08 Dec 2023
Contributed by Lukas
Quint and Logan answer this question about combining finances for newlyweds. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informa...
Long Term Care Insurance
06 Dec 2023
Contributed by Lukas
Quint and Daniel talk about long term care insurance and when it is a good time to explore these policies. Hosted by Simplecast, an AdsWizz company. S...
Retirement Savings: Where to Put Money
04 Dec 2023
Contributed by Lukas
Quint and Daniel dive in to a question about where to put margin as you approach retirement. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...
DIY Interview - Jacob Thomson - Professional Marathon Runner and Coach
01 Dec 2023
Contributed by Lukas
Quint interviews Jacob Thomson about his Olympics aspirations, coaching business, and DIY Money lifestyle. Hosted by Simplecast, an AdsWizz company. S...
Providing Funds for Special Needs Children
29 Nov 2023
Contributed by Lukas
Quint and Daniel break down providing money for special need children through an ABLE account or a 529 plan. Hosted by Simplecast, an AdsWizz company....
Alternative Investment Ideas
27 Nov 2023
Contributed by Lukas
Quint and Daniel throw around this fun question about shipping container homes and alternative investment ideas. Hosted by Simplecast, an AdsWizz comp...
DIY Interview - Ian McMillan - What Is A Stock
24 Nov 2023
Contributed by Lukas
Quint interviews writer of the book, "What Is A Stock", Ian McMillan to discuss his story and inspiration for the book. Hosted by Simplecast, an AdsWi...
Hiring Your Child
22 Nov 2023
Contributed by Lukas
Quint and Allie discuss a strategy of hiring your child and helping them start to save early. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...
Deferment on Loans
20 Nov 2023
Contributed by Lukas
Daniel and Logan discuss deferment on loans and how to strategically payoff debt. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for in...
DIY Interview - Ed Berry - NFL Super Agent - Aaron Rodgers, Randall Cobb, Will Levis, Saquon Barkley
17 Nov 2023
Contributed by Lukas
NFL super-agent, Ed Berry, sits down with Quint to discuss his incredible story, from a graduating class of 38 people to representing the likes of Aar...
What Account Should I Use to Save?
15 Nov 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel answer a question about whether to use a SEP IRA or a solo 401K when saving for retirement. Hosted by S...
Taking Advantage of a Good Situation
13 Nov 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan talk about making the most of good financial situations. Hosted by Simplecast, an AdsWizz company. See ...
Giving the Gift of Investments
10 Nov 2023
Contributed by Lukas
On this episode of DIY Money, Allie and Quint talk about gifting investments this holiday season. Hosted by Simplecast, an AdsWizz company. See pcm.ad...
DIY Money Jr - How Does My Money Help Me Get More Money
08 Nov 2023
Contributed by Lukas
On this episode of DIY Money Junior, Quint and Daniel talk about saving, investing, and growing your money. Hosted by Simplecast, an AdsWizz company. ...
Different Class of Stock
06 Nov 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about Berkshire Hathaway stock and what different share classes of stock mean. Hosted by Simplecast...
Net Worth Averages
03 Nov 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about the online studies for average net worth. Hosted by Simplecast, an AdsWizz company. See pc...
Multiple Monthly Mortgage Payments
01 Nov 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about different strategies for paying your mortgage. Hosted by Simplecast, an AdsWizz company. See...
How Much Should I Put in Each Account?
30 Oct 2023
Contributed by Lukas
On this episode of DIY Money, Logan and Allie talk through allocation of funds to different accounts particularly for kids. Hosted by Simplecast, an A...
What Are Treasury Bonds and How to Use Them?
27 Oct 2023
Contributed by Lukas
In this episode of DIY Money, Daniel and Logan talk about treasury bonds and the best ways to utilize them in your portfolio. Hosted by Simplecast, an...
DIY Money JR - First Time Investing
25 Oct 2023
Contributed by Lukas
On this episode of DIY Money Junior, Logan and Allie talk about how to start investing and what to invest in. Hosted by Simplecast, an AdsWizz company...
Determining a Companies Financial Health
23 Oct 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan bring it back to the classroom and talk about analyzing companies and evaluating their cash flows. Hoste...
Are Managed Funds Worth the Fees?
20 Oct 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about actively managed funds and whether they are worth the additional fees. Hosted by Simplecast,...
Can an HSA Also Be an Emergency Fund?
18 Oct 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Allie talk about utilizing an HSA as a backup emergency fund. Hosted by Simplecast, an AdsWizz company. See pc...
Managing Credit Cards and Building Credit
16 Oct 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about how to manage credit cards and the best ways to build credit. Hosted by Simplecast, an AdsW...
Where to Put Margin?
13 Oct 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Allie answer a classic question of where to allocate funds. Should you put more towards paying off your house?...
DIY Money JR - Why Should You Start Saving Early?
11 Oct 2023
Contributed by Lukas
On this episode of DIY Money Junior, Quint and Daniel talk about the power of compounding and how important it can be to start saving early. Hosted by...
Money Market for Your Emergency Fund?
09 Oct 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about money market funds and if they are a good place to put your emergency fund. Hosted by Simplec...
Changing Allocation as You Approach Retirement
06 Oct 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Quint talk about transitioning investments towards a dividend portfolio as you near retirement. Hosted by Sim...
Real Estate Syndicate
04 Oct 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Allie talk about real estate syndicates and how they could fit into a portfolio. Hosted by Simplecast, an AdsW...
Excess Contributions and Tax Strategies
02 Oct 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about what to do when you over contribute to a retirement account and tax strategies to think about...
Roth Or Brokerage Account
29 Sep 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about contributing to a brokerage account versus a Roth IRA account. Hosted by Simplecast, an A...
Benefits of Traditional and Roth IRAs
27 Sep 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about the benefits of IRAs and whether it makes sense to do a backdoor Roth IRA contribution. Host...
Self-Employment Tax and Retirement Strategies
25 Sep 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about taxes and saving for retirement when you are self-employed. Hosted by Simplecast, an AdsWizz...
Taxes and Marriage
22 Sep 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss how taxes change after marriage and how to adjust your plan accordingly. Hosted by Simplecast, a...
Different Types of Bonds
20 Sep 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about the different types of bonds and where those belong in your portfolio. Hosted by Simplecast,...
Buying an Active Fund in Your Retirement Account
18 Sep 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about diversification and buying actively managed funds in your retirement account. Hosted by Simp...
Fix Your Car or Get a New One?
15 Sep 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about vehicles and whether to fix it or get a new one. Hosted by Simplecast, an AdsWizz company. Se...
Over or Under Funding a 529 Plan
13 Sep 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Allie talk about over or under funding a 529 plan when saving for education. Hosted by Simplecast, an AdsWizz ...
Should I Sell a Stock that Has a Loss?
11 Sep 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about investments that have been losers. Should you sell or hold? Hosted by Simplecast, an AdsWizz ...
Keeping Your Old Home and Renting
08 Sep 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about a common phenomenon in the current rental market, keeping your old home and renting it out. ...
DIY Interview - Lauren Jacobs ”Cheerful Baker”
06 Sep 2023
Contributed by Lukas
On this special DIY Money episode, Quint interviews Lauren Jacobs about her side hustle turned successful business. Hosted by Simplecast, an AdsWizz c...
DIY MONEY JR - How Do Savings Grow?
04 Sep 2023
Contributed by Lukas
On this episode of DIY Money Júnior, Quint and Logan explain how savings and investments grow over time. Hosted by Simplecast, an AdsWizz company. ...
Common Versus Preferred Shares
01 Sep 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Allie talk through the differences between common and preferred stock. Hosted by Simplecast, an AdsWizz compan...
401K Versus IRA
30 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Allie talk about prioritizing contributions to a 401K versus IRA. Hosted by Simplecast, an AdsWizz company. Se...
Financial Marriage Advice
28 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about financial marriage advice. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for ...
Whole Life Insurance
25 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk all things whole life insurance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for...
Planning and Saving With a Disability
23 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk through saving if you have a disability and planning ahead with disability insurance. Hosted by Si...
HSA Savings and DIY Money Steps
21 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel rehash the DIY Money steps and talk about building in an HSA to your financial plan. Hosted by Simpleca...
Wise Home Remodels
18 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about home remodels and how to wisely invest in your home to make money. Hosted by Simplecast, an ...
Adjusting Retirement Savings for Near Term Goals
16 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel answer a question about adjusting 401K contributions to pay for kids college. Hosted by Simplecast, an ...
Budgeting for Goals
14 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Allie lay out how to budget for goals. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...
Dividend Stocks and Reinvestment
11 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss dividend paying stocks and reinvesting dividends. Hosted by Simplecast, an AdsWizz company. S...
Planning for Death
09 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about how to smartly plan for someone's passing. Hosted by Simplecast, an AdsWizz company. See pcm...
Company Stock Incentive Plans
07 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about various stock incentives like ISOs, RSUs, and NSOs. Hosted by Simplecast, an AdsWizz company....
Actively Trading Your Roth IRA
04 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss trading in a Roth IRA, the tax implications of doing so, and their thoughts on managing in this...
Tax Planning in a No Income Tax State
02 Aug 2023
Contributed by Lukas
On this episode of DIY Money, Logan and Allie talk about tax planning for states with no income tax. Hosted by Simplecast, an AdsWizz company. See p...
Municipal Bonds versus US Government Bonds
31 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan talk about municipal bonds and US government bonds. They talk about the pros of each and why you would ...
Should I Buy Solar Panels?
28 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel go in depth on the financial decision of buying solar panels. Hosted by Simplecast, an AdsWizz company....
Changing Investments Due to Expense Ratio
26 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss expense ratios and swapping one investment for another. Hosted by Simplecast, an AdsWizz compan...
Employee Stock Purchase Plans
24 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about Employee Stock Purchase Plans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...
How to Get Past the Fear of Investing?
21 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about the important mental aspect of investing. Hosted by Simplecast, an AdsWizz company. See pcm.a...
529 Penalties and Taxes
19 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan clarify what actual fees and taxes you could pay on a 529 plan. They talk about some of the benefits of ...
Lump Sum Pension or Annuity Payout?
17 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan break down decisions between a lump sum rollover of a pension or turning it into a annuity stream. Hoste...
What Should I Deduct on My Taxes?
14 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Allie and Quint talk about tax deductions and if itemization is worth it. Hosted by Simplecast, an AdsWizz company. See ...
What Is a Wash Sale and How to Avoid It?
12 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk through the intricacies of wash sales for investments. Hosted by Simplecast, an AdsWizz company. S...
Look Out, Student Loans are Back
10 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about student loans resuming and saving for bigger expenses. Hosted by Simplecast, an AdsWizz comp...
Different Types of Custodial Account
07 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan talk about the different types of custodial accounts. Hosted by Simplecast, an AdsWizz company. See pcm...
Setting Up a Retirement Plan at Work
05 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan talk through setting up a retirement plan for a small business. Hosted by Simplecast, an AdsWizz compan...
Should I Buy an Annuity?
04 Jul 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss what annuities are and our thoughts on them. Hosted by Simplecast, an AdsWizz company. See pcm....
Should I Have Dividends?
30 Jun 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Allie talk about dividends and whether or not you should own them. Hosted by Simplecast, an AdsWizz company. S...
Don’t Break the Bank on a Wedding
28 Jun 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Quint talk about saving, budgeting, and paying for a wedding. Hosted by Simplecast, an AdsWizz company. See p...
Payment Strategy for Student Loans
26 Jun 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Quint talk through paying off student loans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com fo...
Retirement Rules of Thumb
23 Jun 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about retirement rules of thumb and the 4% rule. Hosted by Simplecast, an AdsWizz company. See pcm....
DIY Money Jr- Should I Save Or Invest?
21 Jun 2023
Contributed by Lukas
On this episode of DIY Money Junior, Allie and Quint discuss saving versus investing, specifically for college. Hosted by Simplecast, an AdsWizz compa...
Lump Sum or DCA Inheritance
19 Jun 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan answer a question about investing in a lump sum or by dollar cost averaging for kids. Hosted by Simpleca...
How to Locate Retirement Savings
16 Jun 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Allie discuss how to find the best place for your retirement money. Hosted by Simplecast, an AdsWizz company....
Simple IRAs and 401Ks for a Small Business
14 Jun 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan talk about Simple IRAs for small businesses versus 401Ks and what benefits a plan administrator should ...
Withholding Taxes on Distributions
12 Jun 2023
Contributed by Lukas
On this episode of DIY Money, Daniel, Logan, AND Allie talk about withholding taxes on distributions out of a retirement account or an inherited retir...
Retirement Account Allocation
09 Jun 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan talk about allocation in retirement accounts, specifically in a TSP. Hosted by Simplecast, an AdsWizz...
Dollar Cost Averaging Into Individual Stocks
07 Jun 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan talk about buying individual stocks and whether to continue dollar cost averaging into them. Hosted by ...