When to Refinance?
episode
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
14 min
3 speakers
1 chapter
transcribed 1 month ago
Transcript
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Transcript generated automatically by AI and may contain errors.
Hey, this is Allie, and thanks for listening to the show. Give us a five-star review where you listen and share this episode with someone who might need to hear it. Now, enjoy the show. Welcome back. Ladies and gentlemen, you're listening to another edition of DIY Money. DIY Money. Morgan, it's freezing in here. Oh, you're going to complain about it being cold.
What are you doing? Okay. What are you doing? Allie and I are here last week, and we literally couldn't feel our toes. It was so cold in here.
And you texted me while I was literally sitting at the beach. You're in, yeah, on the beach. You're in Maui on the beach. And you're like, I can't work in these conditions. I'm like, what conditions? What are you talking about?
I said, quit. It is 40 in this house.
So let's set the stage for those longtime podcast listeners. First of all, we are doing our best to try and... sort of delineate the podcast from our advisory practice and we used to do the podcast in our advisory practices offices right now our offices have moved and we have a studio and all the rest of that but we're trying to separate it out for a variety of reasons and so we decided hey let's do the podcast back in the roots where we used to be in this office at present the office is not occupied So I'm not going to heat an office that's not occupied. So we don't have heat in here right now.
Time out, though. I had a client of ours who's probably listening to this episode right now that told me this week, after listening to one of our previous ones, that a house in Kentucky needs to stay between 60 to 62 degrees. Why? Because you'll get dew, apparently. I don't know. Dew? Yeah, that will come into the house, and it will create mold. What?
And you'll have mold issues there.
We're all going to die. We're all going to die. So I got to keep the house. What?
You need to keep the house around 60. Absolute minimum is 55.
So, okay. Does this happen in a barn that's not heated?
Nope. He said any house in Kentucky.
Why not a barn?
Because there's so much humidity in the air.
Oh, I don't know if I believe it. I don't know if I believe it. Just telling you. Anyways, we will, though, however, be so the old office again, for those of you that care, probably nobody out there. But I am in the process actually right now of converting the old office into an Airbnb. at least the first floor. And so the first floor is being converted, and I am going to continue to keep the upstairs right now for the time being as an office. I have made that decision. And so I think we will be pretty much redoing the studio and maybe keep the heat on then. And apparently I've got to keep it at whatever to avoid the mole. 40? What else is, all right, nonsense, whatever. What's going on in your world?
First of all, let's give a shout out to the Green Bay Packers who are playing much better this season than the Buffalo Bills. I don't know.
We've had a couple downer games.
Well, I shouldn't say that. The Buffalo Bills show up when they want to show up, and then they go completely out to lunch on some other games, like losing to the Miami Dolphins. I have no idea what was happening there.
Yeah, but then they had a great game this last week. They beat the Chiefs.
Well, they beat the Chiefs before the – yes, then they beat Tampa Bay, but they still were asleep at the wheel of that game for most of that game. But your Green Bay Packers look good. I hope so.
Golly, they drop some games and do some nonsense. But I'm hoping this could be a year that they close it out well.
All right, what else is going on in your world? Anything? House is still going okay?
House is going well. Puppy's okay? Thanksgiving, all the things. Puppy is a puppy and costs a million dollars. It's awesome. It's great. It's awesome.
Yeah, it's awesome. It's awesome. All right, let's get right into our question. First of all, let's take a brief break for our wonderful sponsors. Okay, welcome back. First of all, also, keep the questions coming. We're in the holiday season now. By the time you listen to this episode, we'll probably be through Thanksgiving.
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