DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Episodes
How Does My Pension Change My Plan?
05 Jun 2023
Contributed by Lukas
On this episode of DIY Money, Logan and Daniel talk about how pensions impact a long term financial plan. Hosted by Simplecast, an AdsWizz company. Se...
Custodial and Investment Accounts for Kids
02 Jun 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Quint talk about investing for kids and what situations you should consider using different types of accounts...
Budgeting Tips and Tricks
31 May 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Allie talk about budgeting tips and tricks. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for ...
Should I Use a 529 Now?
29 May 2023
Contributed by Lukas
On this episode of DIY Money, Quint introduces the newest member of the DIY and Joule team Allie Howard CPA MBA. Listen to them talk about 529 plans a...
DIY MONEY JR- Starting an Online Business
26 May 2023
Contributed by Lukas
On this episode of DIY Money Junior, Logan and Quint talk about starting an online business. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...
Buying a Home? How Much Should You Put Down?
24 May 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan talk about what percentage to put down on your home. Hosted by Simplecast, an AdsWizz company. See pc...
Take More Risk With a Pension?
22 May 2023
Contributed by Lukas
On this episode of DIY Money, Logan and Daniel talk about risk when factoring in a pension to a financial plan. Hosted by Simplecast, an AdsWizz compa...
Increasing 401K Savings to Save on Taxes
19 May 2023
Contributed by Lukas
On this episode of DIY Money, Logan and Daniel talk about increasing 401K savings to ultimately save on taxes. Hosted by Simplecast, an AdsWizz compan...
Using an HSA for Retirement
17 May 2023
Contributed by Lukas
On this episode of DIY Money, Logan and Daniel talk about calculating retirement needs while factoring in an HSA. Hosted by Simplecast, an AdsWizz com...
We Want You At Joule!
16 May 2023
Contributed by Lukas
We would love to have you apart of our team at Joule Financial. Learn more about our open position HERE. Hosted by Simplecast, an AdsWizz company. See...
Savings Bucket for a Baby
15 May 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about creating an extra savings bucket when planning on having a baby. Hosted by Simplecast, an Ads...
Should I Pay Off My Mortgage? Or Invest?
12 May 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk through the qualitative and quantitative factors to paying off your mortgage versus investing. Host...
What to Do When You Make Over the Roth IRA Limits?
10 May 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about what to do when you start making income over the Roth income limits. Hosted by Simplecast, a...
What Happens To My Loan If My Bank Fails?
08 May 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about what would happen to your mortgage, car loan, etc. if your bank were to fail. Hosted by Simp...
Inheritance, EE Bonds, and Taxes
05 May 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about inheriting EE bonds and what to do with them. Hosted by Simplecast, an AdsWizz company. See ...
More Margin, Now What?
03 May 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about what to do when you start having more margin. Hosted by Simplecast, an AdsWizz company. See ...
How to Find a Good Tax Accountant?
01 May 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about how they find professionals to work with. Hosted by Simplecast, an AdsWizz company. See pcm....
Buying a Manufactured Home
28 Apr 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan answer a question about buying a manufactured home. Hosted by Simplecast, an AdsWizz company. See pcm.a...
1% Match on Your Roth IRA
26 Apr 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan talk about incentives that investment companies offer for Roth contributions. Hosted by Simplecast, an ...
Maxing Out Your Retirement
24 Apr 2023
Contributed by Lukas
On this episode of DIY Money, Logan and Daniel talk about maxing out your retirement savings. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...
Are My Percent Contributions to Roth or Traditional 401K the Same?
21 Apr 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about changing your 401K from Traditional to Roth and how that changes your paycheck. Hosted by Sim...
Saving for Retirement With a Pension
19 Apr 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss the changes of saving for retirement when you have a pension. Hosted by Simplecast, an AdsWizz c...
Saving for a Special Needs Child
17 Apr 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss savings for a special needs child. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...
How Much Should My Mortgage Payment Be?
14 Apr 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss buying a home and how much to allocate to your mortgage each month. Hosted by Simplecast, an Ad...
Series EE Savings Bonds
12 Apr 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss Series EE Bonds and what to do with them. Hosted by Simplecast, an AdsWizz company. See pcm.ads...
DIY Money Jr - Invest in Stocks or Somewhere Else?
10 Apr 2023
Contributed by Lukas
On this episode of DIY Money Junior, Quint and Daniel discuss investing while you are young and the best places to put your money. Hosted by Simplecas...
Multiple or One Savings Account?
07 Apr 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about having 1 savings account versus having multiple for several different goals. Hosted by Simpl...
ESG Funds
05 Apr 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about ESG Funds. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information abo...
5 Years From Retirement, What Do I Do?
03 Apr 2023
Contributed by Lukas
In this episode of DIY money, Quint and Daniel talk about what to do as you are approaching retirement with your investments. Hosted by Simplecast, an...
Getting a Tax Refund
31 Mar 2023
Contributed by Lukas
On this episode of DIY Money, Quint is once again joined by guest Bobby Livesay. They discuss what to do with a tax refund and how to navigate your ta...
Quarterly Tax Payments
29 Mar 2023
Contributed by Lukas
On this episode of DIY Money, Quint is joined by guest Bobby Livesay and they discuss making quarterly tax payments. Hosted by Simplecast, an AdsWizz ...
Starting a Roth Early
27 Mar 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about starting a Roth early on in life and investing while in college. Hosted by Simplecast, an A...
Impact Investing
24 Mar 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss what impact investing means and how they approach this topic. Hosted by Simplecast, an AdsWizz ...
Taking on Debt for Rental Real Estate
22 Mar 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss if it is wise to take on debt for a rental real estate investment. Hosted by Simplecast, an Ads...
Helping Your Parents Retire
20 Mar 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about the difficulties of helping your parents save and plan for retirement. Hosted by Simplecast,...
Should I Pay off My Mortgage with Retirement Funds?
17 Mar 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about when it does and does not make sense to use retirement money to pay off your home. Hosted by...
”Buy When the Market is Low” -- With What??
15 Mar 2023
Contributed by Lukas
Everyone says "Buy When the Market is Low". On this episode of DIY Money, Quint and Daniel talk about that common phrase and why it is not so easy to ...
Resources that Teach Your Kids Investing
13 Mar 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about different resources that can help teach kids about investing. Check out Ian McMillan's bo...
Adding a Spouse to Your Mortgage and Home
10 Mar 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel answer a question about adding a spouse to the mortgage and home title. Hosted by Simplecast, an AdsWiz...
Selling Investments to Buy a House
08 Mar 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk through if it makes sense to sell investments to buy a house. Hosted by Simplecast, an AdsWizz com...
More Savings or More Fun?
06 Mar 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel debate saving for the future or spending for now. Hosted by Simplecast, an AdsWizz company. See pcm.ads...
Purchasing a Business
01 Mar 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about debt and buying a business. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for...
Roth vs. 401K Debate
26 Feb 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan debate using a Traditional 401K or Roth 401K or something else. Hosted by Simplecast, an AdsWizz company...
529, Custodial Accounts, and Joint Accounts
22 Feb 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan walk through various ways to save for kids whether that is for college or other goals. Hosted by Simple...
What to Do With Home Sale Proceeds
19 Feb 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan talk about what to do with the proceeds once you sell your home. Hosted by Simplecast, an AdsWizz compa...
What to Prioritize in 2023
15 Feb 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk through priorities for your financial life in 2023. Hosted by Simplecast, an AdsWizz company. See p...
DIY Money Jr - How to Make Money Online
14 Feb 2023
Contributed by Lukas
On this episode of DIY Money Junior, Quint and Logan talk about how to make money online. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.co...
DIY Money Jr - What to Do With a Full Piggy Bank
12 Feb 2023
Contributed by Lukas
On this episode of DIY Money Junior, Quint and Logan talk about what to do when you have a full piggy bank. Hosted by Simplecast, an AdsWizz company. ...
Paying Rent While Looking for a House
08 Feb 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about paying rent while you are looking to buy a house. Hosted by Simplecast, an AdsWizz company. ...
Starting a Business Without Massive Debt
05 Feb 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to start and grow a business without taking on loads of debt. Hosted by Simplecast, an AdsW...
Differences Between Cash Equivalents
01 Feb 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan talk through different cash equivalents like treasuries, CDs, and money market funds. Hosted by Simplec...
Should I Have Bonds in My Brokerage Account?
29 Jan 2023
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss owning bonds and if you should have them in your brokerage or taxable account. Hosted by Simple...
Pay off My Mortgage or Invest?
25 Jan 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel take a deeper look into paying down your mortgage versus investing. Hosted by Simplecast, an AdsWizz co...
Paying off Student Loan Debt
22 Jan 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel answer a question on how to balance paying off student loan debt versus investing in retirement account...
What Should My Net Worth Be?
18 Jan 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss financial goals and talk about the "net worth by age X" calculations. Hosted by Simplecast, an A...
Investing for Kids and New 529 Rules
15 Jan 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk through new changes and rules for 529 plans along with their thoughts on saving for your kids. Host...
Variable Annuities
11 Jan 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss variable annuities. They walk through how they work, their fees, and how to potentially get out ...
How to Choose an S&P500 Fund
08 Jan 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss how to select an S&P500 fund. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for ...
SPECIAL EPISODE - The Traveling Gamblers
05 Jan 2023
Contributed by Lukas
On this special episode of DIY Money, Quint interviews The Traveling Gamblers. This pair has made a life of hopping from port to port, cruise ship to ...
DIY Money Jr - What Companies Should I Buy?
04 Jan 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the basics to buying companies. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com f...
BACK TO THE BASICS - Investing
02 Jan 2023
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the basics to investing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for info...
BACK TO THE BASICS - Margin
28 Dec 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel dive into how to get margin and where to apply it. Hosted by Simplecast, an AdsWizz company. See pcm.ad...
BACK TO THE BASICS - Budgeting
25 Dec 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel go back to the fundamentals and break down how to start, develop, and maintain a budget. Hosted by Simp...
Extra Payment to Your Mortgage?
21 Dec 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss the practice of making a 13th payment on your mortgage each year. Hosted by Simplecast, an AdsW...
Rent or Sell Your Starter Home?
18 Dec 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan answer a question about whether to sell your starter home or keep it and rent it out. Hosted by Simplec...
Broker CDs
14 Dec 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the ins and outs of Broker CDs and how to get interest on your funds. Hosted by Simplecast, an ...
How to Bring in Clients to My Small Business
11 Dec 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to start a business and begin bringing in clients. Hosted by Simplecast, an AdsWizz compa...
Financially Planning for Children
07 Dec 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the financial considerations to make before having kids and the expenses that come with that de...
Over Contributing to Tax Efficient Accounts
04 Dec 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss what happens when you contribute over the maximum in a retirement or HSA account. Hosted by Sim...
Buying a Car for a Gap Period
30 Nov 2022
Contributed by Lukas
In this episode of DIY Money, Quint and Logan discuss a unique situation of buying a car for a short period of time. Hosted by Simplecast, an AdsWizz ...
Using a Roth IRA for Emergencies
27 Nov 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk through the circumstances when you can use a Roth IRA for emergencies and discuss their thoughts on...
Should I Do a Backdoor Roth Conversion?
23 Nov 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss utilizing an employer 401K in order to facilitate a backdoor Roth conversion. Hosted by Simplec...
Taxes on Non-Retirement Accounts
20 Nov 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Quint discuss taxes for taxable investing accounts and break down the usefulness of these types of accounts. ...
Funding a Home Remodel
16 Nov 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss ideas for funding a home remodel. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...
Managing My Debt in a High Rate Environment
13 Nov 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss their thoughts on ARMs, refinancing, debt, and building in this environment. Hosted by Simpleca...
Thoughts on Different Types of Insurance
09 Nov 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss several different kinds of insurance, everything from term life insurance to pet insurance. H...
Starting in the Financial Business
06 Nov 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about being in the financial advising/planning world and they dive into the pros and cons of the b...
Insurance Investments
02 Nov 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss their thoughts on insurance as an investment. Hosted by Simplecast, an AdsWizz company. See pcm...
Planning for Retirement Medical Expenses
30 Oct 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss planning for retirement medical expenses. Hosted by Simplecast, an AdsWizz company. See pcm.ads...
Saving When Self Employed
26 Oct 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss different ways to save when you are self employed. Hosted by Simplecast, an AdsWizz company. Se...
Investing in Family Real Estate
23 Oct 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss a unique question about investing in a generational family property. Hosted by Simplecast, an A...
Saving for Near Term Goals
19 Oct 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss different savings options for near term goals. Hosted by Simplecast, an AdsWizz company. See pc...
When Fiscal Responsibility Gets Boring
16 Oct 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about how to keep yourself motivated when saving, investing, and budgeting start to get boring. Ho...
Managing Your Checking Account Balance
12 Oct 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss different strategies and thoughts on how much to keep in your checking account. Hosted by Simpl...
Contributing to 401Ks, IRAs, and Roths
09 Oct 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the thought process for deciding whether to contribute to a 401K, IRA, or Roth. Hosted by Simpl...
Leasing vs. Owning Your Car
05 Oct 2022
Contributed by Lukas
In this episode of DIY Money, Daniel and Logan discuss the math to consider when determining whether to lease or buy a car. Hosted by Simplecast, an A...
Renting vs. Buying Your Home?
02 Oct 2022
Contributed by Lukas
In this episode of DIY Money, Daniel and Logan discuss the differences between renting or buying your home and debate the pros and cons for each. Host...
What Certifications Should I Get?
28 Sep 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss the different certifications out there and which ones are beneficial for you. Hosted by Simplec...
Student Loan Forgiveness
25 Sep 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss the new student loan forgiveness program and how to start navigating it. Hosted by Simplecast, ...
Investing with Currency Risk
21 Sep 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel tackle and excellent question from across the pond and discuss the impact of currency risk. Hosted by S...
DIY Money Jr - How to Save for College
18 Sep 2022
Contributed by Lukas
On this episode of DIY Money Jr, Quint and Daniel discuss how to save money for college and how to invest those funds. Hosted by Simplecast, an AdsWiz...
When to Accept Money from Family Members
14 Sep 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss good times and potentially bad times to accept money from family. Hosted by Simplecast, an AdsWi...
Starting a Healthy Financial Marriage
11 Sep 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss how to start and maintain healthy financial practices in your marriage. Hosted by Simplecast, an...
Backdoor Roth Conversion Strategy
07 Sep 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss backdoor Roth conversion strategy and share their thoughts on utilizing it. Hosted by Simplecas...
Investing for Retirement Without a 401K
04 Sep 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss other options for investing when your employer does not provide a company 401K. Hosted by Simpl...
How Do I Invest My Assets?
31 Aug 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to build an allocation and what things to consider when doing so. Hosted by Simplecast, an ...
Are Your Advisors Fees Worth It?
28 Aug 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to determine if the advisor fees you are paying are worth it. Hosted by Simplecast, an AdsW...
Thoughts on Target Date Funds?
26 Aug 2022
Contributed by Lukas
In this episode of DIY Money, Daniel and Logan discuss the pros and cons of target date funds. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...
Investing in 401ks or Other Retirement Accounts
25 Aug 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss the difference in investing through your company retirement account versus using outside accoun...
What Does a Recession Look Like?
17 Aug 2022
Contributed by Lukas
In this episode of DIY Money, Quint and Daniel discuss what to expect from a recession and what finance can look like in a tough environment. Hosted b...