DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Different Class of Stock

06 Nov 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about Berkshire Hathaway stock and what different share classes of stock mean. Hosted by Simplecast...

Net Worth Averages

03 Nov 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about the online studies for average net worth.  Hosted by Simplecast, an AdsWizz company. See pc...

Multiple Monthly Mortgage Payments

01 Nov 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about different strategies for paying your mortgage. Hosted by Simplecast, an AdsWizz company. See...

How Much Should I Put in Each Account?

30 Oct 2023

Contributed by Lukas

On this episode of DIY Money, Logan and Allie talk through allocation of funds to different accounts particularly for kids. Hosted by Simplecast, an A...

What Are Treasury Bonds and How to Use Them?

27 Oct 2023

Contributed by Lukas

In this episode of DIY Money, Daniel and Logan talk about treasury bonds and the best ways to utilize them in your portfolio. Hosted by Simplecast, an...

DIY Money JR - First Time Investing

25 Oct 2023

Contributed by Lukas

On this episode of DIY Money Junior, Logan and Allie talk about how to start investing and what to invest in. Hosted by Simplecast, an AdsWizz company...

Determining a Companies Financial Health

23 Oct 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan bring it back to the classroom and talk about analyzing companies and evaluating their cash flows. Hoste...

Are Managed Funds Worth the Fees?

20 Oct 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about actively managed funds and whether they are worth the additional fees. Hosted by Simplecast,...

Can an HSA Also Be an Emergency Fund?

18 Oct 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Allie talk about utilizing an HSA as a backup emergency fund. Hosted by Simplecast, an AdsWizz company. See pc...

Managing Credit Cards and Building Credit

16 Oct 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about how to manage credit cards and the best ways to build credit.  Hosted by Simplecast, an AdsW...

Where to Put Margin?

13 Oct 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Allie answer a classic question of where to allocate funds. Should you put more towards paying off your house?...

DIY Money JR - Why Should You Start Saving Early?

11 Oct 2023

Contributed by Lukas

On this episode of DIY Money Junior, Quint and Daniel talk about the power of compounding and how important it can be to start saving early. Hosted by...

Money Market for Your Emergency Fund?

09 Oct 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about money market funds and if they are a good place to put your emergency fund. Hosted by Simplec...

Changing Allocation as You Approach Retirement

06 Oct 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Quint talk about transitioning investments towards a dividend portfolio as you near retirement. Hosted by Sim...

Real Estate Syndicate

04 Oct 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Allie talk about real estate syndicates and how they could fit into a portfolio. Hosted by Simplecast, an AdsW...

Excess Contributions and Tax Strategies

02 Oct 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about what to do when you over contribute to a retirement account and tax strategies to think about...

Roth Or Brokerage Account

29 Sep 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about contributing to a brokerage account versus a Roth IRA account.   Hosted by Simplecast, an A...

Benefits of Traditional and Roth IRAs

27 Sep 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about the benefits of IRAs and whether it makes sense to do a backdoor Roth IRA contribution. Host...

Self-Employment Tax and Retirement Strategies

25 Sep 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about taxes and saving for retirement when you are self-employed. Hosted by Simplecast, an AdsWizz...

Taxes and Marriage

22 Sep 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan discuss how taxes change after marriage and how to adjust your plan accordingly. Hosted by Simplecast, a...

Different Types of Bonds

20 Sep 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about the different types of bonds and where those belong in your portfolio. Hosted by Simplecast,...

Buying an Active Fund in Your Retirement Account

18 Sep 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about diversification and buying actively managed funds in your retirement account. Hosted by Simp...

Fix Your Car or Get a New One?

15 Sep 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about vehicles and whether to fix it or get a new one. Hosted by Simplecast, an AdsWizz company. Se...

Over or Under Funding a 529 Plan

13 Sep 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Allie talk about over or under funding a 529 plan when saving for education. Hosted by Simplecast, an AdsWizz ...

Should I Sell a Stock that Has a Loss?

11 Sep 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about investments that have been losers. Should you sell or hold? Hosted by Simplecast, an AdsWizz ...

Keeping Your Old Home and Renting

08 Sep 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about a common phenomenon in the current rental market, keeping your old home and renting it out. ...

DIY Interview - Lauren Jacobs ”Cheerful Baker”

06 Sep 2023

Contributed by Lukas

On this special DIY Money episode, Quint interviews Lauren Jacobs about her side hustle turned successful business. Hosted by Simplecast, an AdsWizz c...

DIY MONEY JR - How Do Savings Grow?

04 Sep 2023

Contributed by Lukas

On this episode of DIY Money Júnior, Quint and Logan explain how savings and investments grow over time.  Hosted by Simplecast, an AdsWizz company. ...

Common Versus Preferred Shares

01 Sep 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Allie talk through the differences between common and preferred stock. Hosted by Simplecast, an AdsWizz compan...

401K Versus IRA

30 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Allie talk about prioritizing contributions to a 401K versus IRA. Hosted by Simplecast, an AdsWizz company. Se...

Financial Marriage Advice

28 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about financial marriage advice. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for ...

Whole Life Insurance

25 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk all things whole life insurance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for...

Planning and Saving With a Disability

23 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk through saving if you have a disability and planning ahead with disability insurance. Hosted by Si...

HSA Savings and DIY Money Steps

21 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel rehash the DIY Money steps and talk about building in an HSA to your financial plan. Hosted by Simpleca...

Wise Home Remodels

18 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about home remodels and how to wisely invest in your home to make money. Hosted by Simplecast, an ...

Adjusting Retirement Savings for Near Term Goals

16 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel answer a question about adjusting 401K contributions to pay for kids college. Hosted by Simplecast, an ...

Budgeting for Goals

14 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Allie lay out how to budget for goals. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for infor...

Dividend Stocks and Reinvestment

11 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss dividend paying stocks and reinvesting dividends.  Hosted by Simplecast, an AdsWizz company. S...

Planning for Death

09 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about how to smartly plan for someone's passing. Hosted by Simplecast, an AdsWizz company. See pcm...

Company Stock Incentive Plans

07 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about various stock incentives like ISOs, RSUs, and NSOs. Hosted by Simplecast, an AdsWizz company....

Actively Trading Your Roth IRA

04 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan discuss trading in a Roth IRA, the tax implications of doing so, and their thoughts on managing in this...

Tax Planning in a No Income Tax State

02 Aug 2023

Contributed by Lukas

On this episode of DIY Money, Logan and Allie talk about tax planning for states with no income tax.  Hosted by Simplecast, an AdsWizz company. See p...

Municipal Bonds versus US Government Bonds

31 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan talk about municipal bonds and US government bonds. They talk about the pros of each and why you would ...

Should I Buy Solar Panels?

28 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel go in depth on the financial decision of buying solar panels. Hosted by Simplecast, an AdsWizz company....

Changing Investments Due to Expense Ratio

26 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss expense ratios and swapping one investment for another. Hosted by Simplecast, an AdsWizz compan...

Employee Stock Purchase Plans

24 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about Employee Stock Purchase Plans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...

How to Get Past the Fear of Investing?

21 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about the important mental aspect of investing. Hosted by Simplecast, an AdsWizz company. See pcm.a...

529 Penalties and Taxes

19 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan clarify what actual fees and taxes you could pay on a 529 plan. They talk about some of the benefits of ...

Lump Sum Pension or Annuity Payout?

17 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan break down decisions between a lump sum rollover of a pension or turning it into a annuity stream. Hoste...

What Should I Deduct on My Taxes?

14 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Allie and Quint talk about tax deductions and if itemization is worth it. Hosted by Simplecast, an AdsWizz company. See ...

What Is a Wash Sale and How to Avoid It?

12 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk through the intricacies of wash sales for investments. Hosted by Simplecast, an AdsWizz company. S...

Look Out, Student Loans are Back

10 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about student loans resuming and saving for bigger expenses. Hosted by Simplecast, an AdsWizz comp...

Different Types of Custodial Account

07 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan talk about the different types of custodial accounts. Hosted by Simplecast, an AdsWizz company. See pcm...

Setting Up a Retirement Plan at Work

05 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan talk through setting up a retirement plan for a small business. Hosted by Simplecast, an AdsWizz compan...

Should I Buy an Annuity?

04 Jul 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan discuss what annuities are and our thoughts on them. Hosted by Simplecast, an AdsWizz company. See pcm....

Should I Have Dividends?

30 Jun 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Allie talk about dividends and whether or not you should own them. Hosted by Simplecast, an AdsWizz company. S...

Don’t Break the Bank on a Wedding

28 Jun 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Quint talk about saving, budgeting, and paying for a wedding. Hosted by Simplecast, an AdsWizz company. See p...

Payment Strategy for Student Loans

26 Jun 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Quint talk through paying off student loans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com fo...

Retirement Rules of Thumb

23 Jun 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about retirement rules of thumb and the 4% rule. Hosted by Simplecast, an AdsWizz company. See pcm....

DIY Money Jr- Should I Save Or Invest?

21 Jun 2023

Contributed by Lukas

On this episode of DIY Money Junior, Allie and Quint discuss saving versus investing, specifically for college. Hosted by Simplecast, an AdsWizz compa...

Lump Sum or DCA Inheritance

19 Jun 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan answer a question about investing in a lump sum or by dollar cost averaging for kids. Hosted by Simpleca...

How to Locate Retirement Savings

16 Jun 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Allie discuss how to find the best place for your retirement money. Hosted by Simplecast, an AdsWizz company....

Simple IRAs and 401Ks for a Small Business

14 Jun 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan talk about Simple IRAs for small businesses versus 401Ks and what benefits a plan administrator should ...

Withholding Taxes on Distributions

12 Jun 2023

Contributed by Lukas

On this episode of DIY Money, Daniel, Logan, AND Allie talk about withholding taxes on distributions out of a retirement account or an inherited retir...

Retirement Account Allocation

09 Jun 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan talk about allocation in retirement accounts, specifically in a TSP.  Hosted by Simplecast, an AdsWizz...

Dollar Cost Averaging Into Individual Stocks

07 Jun 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan talk about buying individual stocks and whether to continue dollar cost averaging into them. Hosted by ...

How Does My Pension Change My Plan?

05 Jun 2023

Contributed by Lukas

On this episode of DIY Money, Logan and Daniel talk about how pensions impact a long term financial plan. Hosted by Simplecast, an AdsWizz company. Se...

Custodial and Investment Accounts for Kids

02 Jun 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Quint talk about investing for kids and what situations you should consider using different types of accounts...

Budgeting Tips and Tricks

31 May 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Allie talk about budgeting tips and tricks. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for ...

Should I Use a 529 Now?

29 May 2023

Contributed by Lukas

On this episode of DIY Money, Quint introduces the newest member of the DIY and Joule team Allie Howard CPA MBA. Listen to them talk about 529 plans a...

DIY MONEY JR- Starting an Online Business

26 May 2023

Contributed by Lukas

On this episode of DIY Money Junior, Logan and Quint talk about starting an online business. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...

Buying a Home? How Much Should You Put Down?

24 May 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan talk about what percentage to put down on your home.  Hosted by Simplecast, an AdsWizz company. See pc...

Take More Risk With a Pension?

22 May 2023

Contributed by Lukas

On this episode of DIY Money, Logan and Daniel talk about risk when factoring in a pension to a financial plan. Hosted by Simplecast, an AdsWizz compa...

Increasing 401K Savings to Save on Taxes

19 May 2023

Contributed by Lukas

On this episode of DIY Money, Logan and Daniel talk about increasing 401K savings to ultimately save on taxes. Hosted by Simplecast, an AdsWizz compan...

Using an HSA for Retirement

17 May 2023

Contributed by Lukas

On this episode of DIY Money, Logan and Daniel talk about calculating retirement needs while factoring in an HSA. Hosted by Simplecast, an AdsWizz com...

We Want You At Joule!

16 May 2023

Contributed by Lukas

We would love to have you apart of our team at Joule Financial. Learn more about our open position HERE. Hosted by Simplecast, an AdsWizz company. See...

Savings Bucket for a Baby

15 May 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about creating an extra savings bucket when planning on having a baby. Hosted by Simplecast, an Ads...

Should I Pay Off My Mortgage? Or Invest?

12 May 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk through the qualitative and quantitative factors to paying off your mortgage versus investing. Host...

What to Do When You Make Over the Roth IRA Limits?

10 May 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about what to do when you start making income over the Roth income limits. Hosted by Simplecast, a...

What Happens To My Loan If My Bank Fails?

08 May 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about what would happen to your mortgage, car loan, etc. if your bank were to fail. Hosted by Simp...

Inheritance, EE Bonds, and Taxes

05 May 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about inheriting EE bonds and what to do with them. Hosted by Simplecast, an AdsWizz company. See ...

More Margin, Now What?

03 May 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about what to do when you start having more margin. Hosted by Simplecast, an AdsWizz company. See ...

How to Find a Good Tax Accountant?

01 May 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about how they find professionals to work with. Hosted by Simplecast, an AdsWizz company. See pcm....

Buying a Manufactured Home

28 Apr 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan answer a question about buying a manufactured home. Hosted by Simplecast, an AdsWizz company. See pcm.a...

1% Match on Your Roth IRA

26 Apr 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan talk about incentives that investment companies offer for Roth contributions. Hosted by Simplecast, an ...

Maxing Out Your Retirement

24 Apr 2023

Contributed by Lukas

On this episode of DIY Money, Logan and Daniel talk about maxing out your retirement savings. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Are My Percent Contributions to Roth or Traditional 401K the Same?

21 Apr 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about changing your 401K from Traditional to Roth and how that changes your paycheck. Hosted by Sim...

Saving for Retirement With a Pension

19 Apr 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan discuss the changes of saving for retirement when you have a pension. Hosted by Simplecast, an AdsWizz c...

Saving for a Special Needs Child

17 Apr 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan discuss savings for a special needs child. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...

How Much Should My Mortgage Payment Be?

14 Apr 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss buying a home and how much to allocate to your mortgage each month. Hosted by Simplecast, an Ad...

Series EE Savings Bonds

12 Apr 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss Series EE Bonds and what to do with them. Hosted by Simplecast, an AdsWizz company. See pcm.ads...

DIY Money Jr - Invest in Stocks or Somewhere Else?

10 Apr 2023

Contributed by Lukas

On this episode of DIY Money Junior, Quint and Daniel discuss investing while you are young and the best places to put your money. Hosted by Simplecas...

Multiple or One Savings Account?

07 Apr 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about having 1 savings account versus having multiple for several different goals. Hosted by Simpl...

ESG Funds

05 Apr 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about ESG Funds. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information abo...

5 Years From Retirement, What Do I Do?

03 Apr 2023

Contributed by Lukas

In this episode of DIY money, Quint and Daniel talk about what to do as you are approaching retirement with your investments. Hosted by Simplecast, an...

Getting a Tax Refund

31 Mar 2023

Contributed by Lukas

On this episode of DIY Money, Quint is once again joined by guest Bobby Livesay. They discuss what to do with a tax refund and how to navigate your ta...

Quarterly Tax Payments

29 Mar 2023

Contributed by Lukas

On this episode of DIY Money, Quint is joined by guest Bobby Livesay and they discuss making quarterly tax payments. Hosted by Simplecast, an AdsWizz ...

Starting a Roth Early

27 Mar 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about starting a Roth early on in life and investing while in college.  Hosted by Simplecast, an A...

Impact Investing

24 Mar 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss what impact investing means and how they approach this topic. Hosted by Simplecast, an AdsWizz ...

Taking on Debt for Rental Real Estate

22 Mar 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss if it is wise to take on debt for a rental real estate investment. Hosted by Simplecast, an Ads...