DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Helping Your Parents Retire

20 Mar 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about the difficulties of helping your parents save and plan for retirement. Hosted by Simplecast,...

Should I Pay off My Mortgage with Retirement Funds?

17 Mar 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about when it does and does not make sense to use retirement money to pay off your home. Hosted by...

”Buy When the Market is Low” -- With What??

15 Mar 2023

Contributed by Lukas

Everyone says "Buy When the Market is Low". On this episode of DIY Money, Quint and Daniel talk about that common phrase and why it is not so easy to ...

Resources that Teach Your Kids Investing

13 Mar 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about different resources that can help teach kids about investing.   Check out Ian McMillan's bo...

Adding a Spouse to Your Mortgage and Home

10 Mar 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel answer a question about adding a spouse to the mortgage and home title. Hosted by Simplecast, an AdsWiz...

Selling Investments to Buy a House

08 Mar 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk through if it makes sense to sell investments to buy a house. Hosted by Simplecast, an AdsWizz com...

More Savings or More Fun?

06 Mar 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel debate saving for the future or spending for now. Hosted by Simplecast, an AdsWizz company. See pcm.ads...

Purchasing a Business

01 Mar 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk about debt and buying a business. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for...

Roth vs. 401K Debate

26 Feb 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan debate using a Traditional 401K or Roth 401K or something else. Hosted by Simplecast, an AdsWizz company...

529, Custodial Accounts, and Joint Accounts

22 Feb 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan walk through various ways to save for kids whether that is for college or other goals. Hosted by Simple...

What to Do With Home Sale Proceeds

19 Feb 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan talk about what to do with the proceeds once you sell your home. Hosted by Simplecast, an AdsWizz compa...

What to Prioritize in 2023

15 Feb 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk through priorities for your financial life in 2023. Hosted by Simplecast, an AdsWizz company. See p...

DIY Money Jr - How to Make Money Online

14 Feb 2023

Contributed by Lukas

On this episode of DIY Money Junior, Quint and Logan talk about how to make money online. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.co...

DIY Money Jr - What to Do With a Full Piggy Bank

12 Feb 2023

Contributed by Lukas

On this episode of DIY Money Junior, Quint and Logan talk about what to do when you have a full piggy bank. Hosted by Simplecast, an AdsWizz company. ...

Paying Rent While Looking for a House

08 Feb 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about paying rent while you are looking to buy a house. Hosted by Simplecast, an AdsWizz company. ...

Starting a Business Without Massive Debt

05 Feb 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how to start and grow a business without taking on loads of debt. Hosted by Simplecast, an AdsW...

Differences Between Cash Equivalents

01 Feb 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan talk through different cash equivalents like treasuries, CDs, and money market funds. Hosted by Simplec...

Should I Have Bonds in My Brokerage Account?

29 Jan 2023

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan discuss owning bonds and if you should have them in your brokerage or taxable account. Hosted by Simple...

Pay off My Mortgage or Invest?

25 Jan 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel take a deeper look into paying down your mortgage versus investing. Hosted by Simplecast, an AdsWizz co...

Paying off Student Loan Debt

22 Jan 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel answer a question on how to balance paying off student loan debt versus investing in retirement account...

What Should My Net Worth Be?

18 Jan 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan discuss financial goals and talk about the "net worth by age X" calculations. Hosted by Simplecast, an A...

Investing for Kids and New 529 Rules

15 Jan 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk through new changes and rules for 529 plans along with their thoughts on saving for your kids. Host...

Variable Annuities

11 Jan 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan discuss variable annuities. They walk through how they work, their fees, and how to potentially get out ...

How to Choose an S&P500 Fund

08 Jan 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Logan discuss how to select an S&P500 fund. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for ...

SPECIAL EPISODE - The Traveling Gamblers

05 Jan 2023

Contributed by Lukas

On this special episode of DIY Money, Quint interviews The Traveling Gamblers. This pair has made a life of hopping from port to port, cruise ship to ...

DIY Money Jr - What Companies Should I Buy?

04 Jan 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the basics to buying companies. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com f...

BACK TO THE BASICS - Investing

02 Jan 2023

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the basics to investing. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for info...

BACK TO THE BASICS - Margin

28 Dec 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel dive into how to get margin and where to apply it. Hosted by Simplecast, an AdsWizz company. See pcm.ad...

BACK TO THE BASICS - Budgeting

25 Dec 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel go back to the fundamentals and break down how to start, develop, and maintain a budget. Hosted by Simp...

Extra Payment to Your Mortgage?

21 Dec 2022

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan discuss the practice of making a 13th payment on your mortgage each year. Hosted by Simplecast, an AdsW...

Rent or Sell Your Starter Home?

18 Dec 2022

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan answer a question about whether to sell your starter home or keep it and rent it out. Hosted by Simplec...

Broker CDs

14 Dec 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the ins and outs of Broker CDs and how to get interest on your funds. Hosted by Simplecast, an ...

How to Bring in Clients to My Small Business

11 Dec 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how to start a business and begin bringing in clients.  Hosted by Simplecast, an AdsWizz compa...

Financially Planning for Children

07 Dec 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the financial considerations to make before having kids and the expenses that come with that de...

Over Contributing to Tax Efficient Accounts

04 Dec 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss what happens when you contribute over the maximum in a retirement or HSA account. Hosted by Sim...

Buying a Car for a Gap Period

30 Nov 2022

Contributed by Lukas

In this episode of DIY Money, Quint and Logan discuss a unique situation of buying a car for a short period of time. Hosted by Simplecast, an AdsWizz ...

Using a Roth IRA for Emergencies

27 Nov 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Logan talk through the circumstances when you can use a Roth IRA for emergencies and discuss their thoughts on...

Should I Do a Backdoor Roth Conversion?

23 Nov 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss utilizing an employer 401K in order to facilitate a backdoor Roth conversion. Hosted by Simplec...

Taxes on Non-Retirement Accounts

20 Nov 2022

Contributed by Lukas

On this episode of DIY Money, Daniel and Quint discuss taxes for taxable investing accounts and break down the usefulness of these types of accounts. ...

Funding a Home Remodel

16 Nov 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss ideas for funding a home remodel. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...

Managing My Debt in a High Rate Environment

13 Nov 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss their thoughts on ARMs, refinancing, debt, and building in this environment. Hosted by Simpleca...

Thoughts on Different Types of Insurance

09 Nov 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss several different kinds of insurance, everything from term life insurance to pet insurance.  H...

Starting in the Financial Business

06 Nov 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about being in the financial advising/planning world and they dive into the pros and cons of the b...

Insurance Investments

02 Nov 2022

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan discuss their thoughts on insurance as an investment. Hosted by Simplecast, an AdsWizz company. See pcm...

Planning for Retirement Medical Expenses

30 Oct 2022

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan discuss planning for retirement medical expenses. Hosted by Simplecast, an AdsWizz company. See pcm.ads...

Saving When Self Employed

26 Oct 2022

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan discuss different ways to save when you are self employed. Hosted by Simplecast, an AdsWizz company. Se...

Investing in Family Real Estate

23 Oct 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss a unique question about investing in a generational family property. Hosted by Simplecast, an A...

Saving for Near Term Goals

19 Oct 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss different savings options for near term goals. Hosted by Simplecast, an AdsWizz company. See pc...

When Fiscal Responsibility Gets Boring

16 Oct 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about how to keep yourself motivated when saving, investing, and budgeting start to get boring. Ho...

Managing Your Checking Account Balance

12 Oct 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss different strategies and thoughts on how much to keep in your checking account. Hosted by Simpl...

Contributing to 401Ks, IRAs, and Roths

09 Oct 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the thought process for deciding whether to contribute to a 401K, IRA, or Roth. Hosted by Simpl...

Leasing vs. Owning Your Car

05 Oct 2022

Contributed by Lukas

In this episode of DIY Money, Daniel and Logan discuss the math to consider when determining whether to lease or buy a car. Hosted by Simplecast, an A...

Renting vs. Buying Your Home?

02 Oct 2022

Contributed by Lukas

In this episode of DIY Money, Daniel and Logan discuss the differences between renting or buying your home and debate the pros and cons for each. Host...

What Certifications Should I Get?

28 Sep 2022

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan discuss the different certifications out there and which ones are beneficial for you. Hosted by Simplec...

Student Loan Forgiveness

25 Sep 2022

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan discuss the new student loan forgiveness program and how to start navigating it. Hosted by Simplecast, ...

Investing with Currency Risk

21 Sep 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel tackle and excellent question from across the pond and discuss the impact of currency risk. Hosted by S...

DIY Money Jr - How to Save for College

18 Sep 2022

Contributed by Lukas

On this episode of DIY Money Jr, Quint and Daniel discuss how to save money for college and how to invest those funds. Hosted by Simplecast, an AdsWiz...

When to Accept Money from Family Members

14 Sep 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Logan discuss good times and potentially bad times to accept money from family. Hosted by Simplecast, an AdsWi...

Starting a Healthy Financial Marriage

11 Sep 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Logan discuss how to start and maintain healthy financial practices in your marriage. Hosted by Simplecast, an...

Backdoor Roth Conversion Strategy

07 Sep 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss backdoor Roth conversion strategy and share their thoughts on utilizing it. Hosted by Simplecas...

Investing for Retirement Without a 401K

04 Sep 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss other options for investing when your employer does not provide a company 401K. Hosted by Simpl...

How Do I Invest My Assets?

31 Aug 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how to build an allocation and what things to consider when doing so. Hosted by Simplecast, an ...

Are Your Advisors Fees Worth It?

28 Aug 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how to determine if the advisor fees you are paying are worth it. Hosted by Simplecast, an AdsW...

Thoughts on Target Date Funds?

26 Aug 2022

Contributed by Lukas

In this episode of DIY Money, Daniel and Logan discuss the pros and cons of target date funds. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Investing in 401ks or Other Retirement Accounts

25 Aug 2022

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan discuss the difference in investing through your company retirement account versus using outside accoun...

What Does a Recession Look Like?

17 Aug 2022

Contributed by Lukas

In this episode of DIY Money, Quint and Daniel discuss what to expect from a recession and what finance can look like in a tough environment. Hosted b...

One Time Investment vs. Dollar Cost Averaging?

10 Aug 2022

Contributed by Lukas

In this episode of DIY Money, Quint and Daniel discuss the differences between investing lump sums or dollar cost averaging. Hosted by Simplecast, an ...

Saving Future Contributions

07 Aug 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss methods for saving up before contributing to various accounts each year. Hosted by Simplecast, ...

DIY Money Jr - What to do with Money from Your First Job

05 Aug 2022

Contributed by Lukas

In this DIY Money Junior episode, Quint and Daniel discuss how to think about money from your first job. Hosted by Simplecast, an AdsWizz company. See...

Money in Your Marriage

04 Aug 2022

Contributed by Lukas

On this episode of DIY Money, Daniel and Quint talk about some of the strategies they use for handling money in their households and marriages. Hosted...

Owner or Employee which is better?

27 Jul 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the differences between being an employee in a business or an owner of a business. Hosted by Si...

How Do I Stop Being Cheap?

24 Jul 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the mindset of spending and the psychology that influences what you spend and what you save. Ho...

Investing in Real Estate Versus Stocks

20 Jul 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the differences in the Real Estate and Stock Market and discuss the pros and cons of those inve...

Tracking Your Investment Allocation

17 Jul 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel walk through what they use to track their financial investments. Hosted by Simplecast, an AdsWizz compa...

Unique Ways to Use Your Home Equity

13 Jul 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss strategies for utilizing your primary home's equity. Hosted by Simplecast, an AdsWizz company. ...

Balancing Goals and Savings

10 Jul 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss balancing goals and savings.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com fo...

How to Have Long Term Financial Conversations

06 Jul 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on how to have long-term financial conversations with family members.  Hosted by Simplecas...

How to Invest an Inherited IRA

03 Jul 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how to invest an Inherited IRA.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...

Investing in the Current Market Environment

29 Jun 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss investing in the current market environment.  Hosted by Simplecast, an AdsWizz company. See pc...

Margin and Options? Should You be Using Them?

26 Jun 2022

Contributed by Lukas

On this episode of DIY Money, Logan and Daniel discuss margin and options trading, and whether you should be using them.  Hosted by Simplecast, an Ad...

Where to Put Additional Savings?

22 Jun 2022

Contributed by Lukas

On this episode of DIY Money, Logan and Daniel discuss where to put any additional savings.  Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Best Ways to Increase Your Credit Score

19 Jun 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the best ways to increase your credit score.  Hosted by Simplecast, an AdsWizz company. See pc...

How to Utilize I Bonds

15 Jun 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how to utilize I Bonds.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...

Paying Off a Mortgage vs Investing

12 Jun 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the mathematics and psychology of paying off a mortgage vs investing.  Hosted by Simplecast, a...

When to Encourage Meeting With an Advisor

08 Jun 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss when you should encourage others nearing retirement to meet with an advisor.  Hosted by Simple...

Planning for Early Retirement

05 Jun 2022

Contributed by Lukas

On this episode of DIY Money, discuss planning for early retirement.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information a...

What To Do After a Financial Misstep

02 Jun 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss what to do after a financial misstep. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...

What Does my Tax Deduction Look Like?

29 May 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss what tax deductions you should consider taking.  Hosted by Simplecast, an AdsWizz company. See...

Should I Have an Active Advisor?

25 May 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss whether you should have an active advisor.  Hosted by Simplecast, an AdsWizz company. See pcm....

When to Make a Change in Your Financial Plan

22 May 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Logan give advice on when to make a change in your financial situation.  Hosted by Simplecast, an AdsWizz com...

Using Leveraged ETFs

19 May 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Logan discuss using leveraged ETFs.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inform...

When and Why to Rebalance Investments

15 May 2022

Contributed by Lukas

On this episode of DIY Money, Logan and Daniel discuss when and why it is necessary to rebalance investments.  Hosted by Simplecast, an AdsWizz compa...

Social Security Survivor Benefits

11 May 2022

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan discuss the survivor benefits of social security.  Hosted by Simplecast, an AdsWizz company. See pcm.a...

What To Do With an ESOP

08 May 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss what to do with an ESOP.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for in...

How to Manage Through Inflation

04 May 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on how to manage inflation.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...

How to Prepare for Buying a House

01 May 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on how to prepare for buying a house.  Hosted by Simplecast, an AdsWizz company. See pcm.a...

Using Student Loan to Maintain Cash Reserves

27 Apr 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss using student loans to maintain cash reserves.  Hosted by Simplecast, an AdsWizz company. See ...

Roth 401K vs Roth IRA

24 Apr 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the difference between contributing to a  Roth 401K vs a Roth IRA.  Hosted by Simplecast, an ...

MBA Degree versus CFA

20 Apr 2022

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the differences between getting your MBA degree or CFA.  Hosted by Simplecast, an AdsWizz comp...

Taking Goals to Next Level

17 Apr 2022

Contributed by Lukas

On this episode of DIY Money, Daniel and Logan give advice on taking goals to the next level.  Hosted by Simplecast, an AdsWizz company. See pcm.adsw...