DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Episodes
HSA vs Roth IRA
13 Apr 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss the differences between an HSA vs a Roth IRA and the benefits of both. Hosted by Simplecast, ...
Getting Into Rental Business With a Friend
10 Apr 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss getting into the rental business with a friend. Hosted by Simplecast, an AdsWizz company. See...
Using Cash to Pay Down Student Loans
06 Apr 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss using cash to pay down student loans. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...
When to Invest Individual Retirement Account?
03 Apr 2022
Contributed by Lukas
On this episode of DIY Money, Logan and Daniel discuss when to invest individual retirement accounts. Hosted by Simplecast, an AdsWizz company. See ...
Average Return vs Realized Return
30 Mar 2022
Contributed by Lukas
On this episode of DIY Money, Logan and Daniel discuss the differences between an average annual return vs a realized return. Hosted by Simplecast, ...
401K vs 403B
27 Mar 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the differences between a 401K and a 403B. Hosted by Simplecast, an AdsWizz company. See pcm....
How to Plan for a Stay at Home Spouse
23 Mar 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to financially plan for a stay-at-home spouse. Hosted by Simplecast, an AdsWizz company. ...
Alternative Investments
20 Mar 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss alternative investments outside of traditional investment accounts. Hosted by Simplecast, an ...
Where to Allocate Pay Raise
18 Mar 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss where to allocate a pay raise. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...
Avoiding Lifestyle Creep
13 Mar 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on avoiding lifestyle creep. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.co...
Savings Rules of Thumb
11 Mar 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel share a couple of savings rules of thumb to follow. Hosted by Simplecast, an AdsWizz company. See pcm...
How to Save for Mid-Term Goals
06 Mar 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to save for mid-term goals. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...
How to Get on Track After an Emergency
02 Mar 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on how to get back on track after an emergency. Hosted by Simplecast, an AdsWizz company....
Robo Advisor vs Target Date Funds
28 Feb 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the difference of investing with a Robo Advisor or in a Target Date Fund. Hosted by Simplecas...
When Do Roth Conversions Make Sense?
23 Feb 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel explain what a Roth Conversion is and when you should consider doing it. Hosted by Simplecast, an Ads...
Why HSA Insurance Plans Cost More
20 Feb 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss HSA plans and why they cost more. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.c...
Converting 401K to Roth 401K
16 Feb 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss converting your Traditional 401K to a Roth 401K. Hosted by Simplecast, an AdsWizz company. See ...
How to Invest For Your Kids
13 Feb 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about how to start investing for your kids. Hosted by Simplecast, an AdsWizz company. See pcm.ads...
DIY Money Jr - When to Sell Your Stocks
10 Feb 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss when to consider selling stocks. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...
Too Much Cash In My Allocation?
06 Feb 2022
Contributed by Lukas
On this episode in DIY Money, Quint and Daniel discuss allocation and whether you may have too much cash in your portfolio. Hosted by Simplecast, an...
Is Debt Consolidation Worth It?
02 Feb 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss debt consolidation. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informa...
What To Do With a Previous Retirement Plan
30 Jan 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss what to do with a previous employer's retirement plan. Hosted by Simplecast, an AdsWizz compan...
Getting Started as a CPA and CFP
26 Jan 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Logan give advice on getting started as a CPA and CFP. Hosted by Simplecast, an AdsWizz company. See pcm.ads...
Investing When You Can’t Use an IRA
24 Jan 2022
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss where you can invest if you are unable to invest in a Roth IRA. Hosted by Simplecast, an AdsWiz...
When to Quit a Stressful Job
24 Jan 2022
Contributed by Lukas
On this episode of DIY Money, Logan and Daniel discuss when it is appropriate time to quit a stressful job. Hosted by Simplecast, an AdsWizz company...
How to Prioritize Saving vs Debt Payoff Goals
12 Jan 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss prioritizing saving vs debt payoff goals. Hosted by Simplecast, an AdsWizz company. See pcm.a...
Pay Off Student Loans Now or Gradually
11 Jan 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss paying off student loans now or gradually. Hosted by Simplecast, an AdsWizz company. See pcm....
Using Home Equity for Rental Real Estate
05 Jan 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss using a HELOC to fund a down payment for a rental property. Hosted by Simplecast, an AdsWizz ...
Traditional IRA vs Roth IRA
03 Jan 2022
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the key differences between a Traditional IRA vs a Roth IRA. Hosted by Simplecast, an AdsWizz c...
Options for Leaving the Pension System
29 Dec 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss options for leaving the pension system. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...
Pay Down Student Loans or Invest Early
26 Dec 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss whether they would put all savings prior to school towards paying off student loans or invest e...
Holiday Saving
22 Dec 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss fun gift ideas that save money. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...
Deciding Between 401K and ESPP
19 Dec 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the difference between contributing to a 401K and ESPP. Hosted by Simplecast, an AdsWizz co...
Ethereum and NFTs
15 Dec 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel explain what the Metaverse, NFTs, and Ethereum are and why they are important. Hosted by Simplecast, ...
Investing Excess Savings
12 Dec 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss whether you should invest excess savings outside of an emergency fund. Hosted by Simplecast, a...
When Do You Move States for a Job?
08 Dec 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about what to consider when offered a job out of state. Hosted by Simplecast, an AdsWizz company....
How to Give Stock as a Holiday Gift
06 Dec 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss how to gift stock for the holidays. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz....
What are Restricted Stock Units (RSU)?
01 Dec 2021
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan describe the difference between common stocks and Restricted Stock Units (RSU). Hosted by Simplecast,...
Recommended Money Resources
01 Dec 2021
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan give their recommendations on books and financial resources to learn from. Hosted by Simplecast, an Ads...
How to Motivate Others Toward Their Goals
24 Nov 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Logan give advice on how to motivate others towards their goals. Hosted by Simplecast, an AdsWizz company. S...
How to Diversify Investments
23 Nov 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Logan discuss how to diversify investments in your portfolio. Hosted by Simplecast, an AdsWizz company. See ...
Aggressively Paying Down Student Loan
17 Nov 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about aggressively paying down student loan debt. Hosted by Simplecast, an AdsWizz company. See ...
Is Student Loan Debt Worth It?
14 Nov 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss whether they believe if student loan debt is worth it. Hosted by Simplecast, an AdsWizz compa...
Blended Family Finances
10 Nov 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to manage blended family finances. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...
Saving Money and Using Rewards for Travel
07 Nov 2021
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss saving money and using credit card rewards for travel. Hosted by Simplecast, an AdsWizz compa...
Using a HELOC to Purchase a Property
03 Nov 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss using a HELOC loan to purchase a property. Hosted by Simplecast, an AdsWizz company. See pcm....
Should You Rent or Sell Your Starter Home?
03 Nov 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss whether you should consider renting or selling your starter home. Hosted by Simplecast, an Ad...
Where to Get Started on The DIY Journey
29 Oct 2021
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan give advice on where to get started on the DIY Journey. Hosted by Simplecast, an AdsWizz company. See...
The Differences Between ETFs
26 Oct 2021
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan explain the differences between ETFs. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com f...
Paying Off Student Loans Early
20 Oct 2021
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss paying off student loans early. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...
What‘s a SEP IRA?
17 Oct 2021
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan explain what a SEP IRA is and how it works. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...
Should I Save Some Money From Gifts?
13 Oct 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give their recommendations on how you should spend money from gifts. Hosted by Simplecast, an AdsWizz...
How To Use an Employer Stock Plan?
11 Oct 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to use an Employer Stock Plan. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz....
What To Do With Funds From Selling House?
06 Oct 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Logan give their advice on what to do with the funds from selling your house. Hosted by Simplecast, an AdsWi...
Is Gold a Good Protection Against Inflation?
03 Oct 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss whether gold is a good protection against inflation. Hosted by Simplecast, an AdsWizz company...
How to Invest in Non-Retirement Accounts
30 Sep 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about investing in non-retirement accounts. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...
Taxes on Selling Investments
26 Sep 2021
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss taxes that may incur after selling investments. Hosted by Simplecast, an AdsWizz company. See...
How to Allocate a Bonus
22 Sep 2021
Contributed by Lukas
On this episode of DIY Money, Daniel and Logan discuss some smart ways on how to allocate a bonus. Hosted by Simplecast, an AdsWizz company. See pcm...
What Is Tax Loss Harvesting?
19 Sep 2021
Contributed by Lukas
On this episode of DIY Money, Logan and Daniel discuss what tax loss harvesting is and why it can be a valuable tool for some long-term investors. H...
HSA vs Roth IRA
15 Sep 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss whether you should max out your HSA or Roth IRA first. Hosted by Simplecast, an AdsWizz compa...
How to Save For Near-Term Education Goals
12 Sep 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Logan talk about how to save for near-term education goals. Hosted by Simplecast, an AdsWizz company. See pc...
How to Teach Others About Budgeting
08 Sep 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about how to teach others about budgeting. Hosted by Simplecast, an AdsWizz company. See pcm.ads...
Is The American Dream Possible Without Debt?
07 Sep 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the American Dream and whether it is possible without debt. Hosted by Simplecast, an AdsWizz ...
Investing Your Emergency Fund
01 Sep 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss investing your emergency fund. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...
Cashout Refinance to Pay Down Debt
30 Aug 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about cashing out on a refinance to pay down debt. Hosted by Simplecast, an AdsWizz company. See...
Developing Your Own Unique Investing Strategy
25 Aug 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on how to develop your own unique investing strategy. Hosted by Simplecast, an AdsWizz comp...
DIY Money Junior - Getting Started in Investing
24 Aug 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel answer their first DIY Money Junior questions and talk about getting started in investing. Hosted by ...
Where to Invest Extra Cashflow
18 Aug 2021
Contributed by Lukas
On this episode of DIY Money, Daniel and guest host Logan talk about where to invest extra cash flow. Hosted by Simplecast, an AdsWizz company. See ...
Banks vs Credit Unions
16 Aug 2021
Contributed by Lukas
On this episode of DIY Money, Daniel and guest host Logan discuss the difference between banking with a large banking institution vs banking with a lo...
How Political Events Affect Investing Markets
11 Aug 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the influence that political events have on the market. Hosted by Simplecast, an AdsWizz comp...
Investing in Cryptocurrency
08 Aug 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss investing in cryptocurrency. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com fo...
Should I Pay Off My Mortgage or Student Loans First?
04 Aug 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss whether you should first pay off your mortgage or your student loans. Hosted by Simplecast, an ...
Allocating Excess Cash
28 Jul 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on what to do with excess cash after you've maxed out all retirement account contributions ...
Special Episode Will Levis
27 Jul 2021
Contributed by Lukas
On this episode of DIY Money, Quint interviews UK Football Quarterback, Will Levis, and talk football and finance. Hosted by Simplecast, an AdsWizz ...
How to Keep Track of Financial Life
25 Jul 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on how to keep track of your financial life. Hosted by Simplecast, an AdsWizz company. Se...
Pausing Stock Investing to Buy Real Estate
21 Jul 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss whether you should stop investing in stock to buy real estate. Hosted by Simplecast, an AdsWi...
Buying a House Before Paying Off Student Loans
18 Jul 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about whether you should have student loans paid off before buying a home. Hosted by Simplecast,...
Passive and Affiliate Income
15 Jul 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about passive and affiliate income. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.co...
When to Buy a House in Cash
12 Jul 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about when is the best time to buy a house in cash. Hosted by Simplecast, an AdsWizz company. Se...
Overcontributing to an IRA
07 Jul 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about overcontributing to an IRA. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com fo...
Which IRAs to Convert to Roth First
04 Jul 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about Roth conversions and the strategy involved. Hosted by Simplecast, an AdsWizz company. See ...
When to Diversify Employer Stock
30 Jun 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about when to diversify employer stock. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...
Mortgage Interest and Timing a House Purchase
27 Jun 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about low mortgage interest rates and the timing of a house purchase in this current market. Hos...
When to Use an Advisor
23 Jun 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss when you should consider using a financial advisor. Hosted by Simplecast, an AdsWizz company....
House Hacking
20 Jun 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about the strategy of House Hacking. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.c...
Tax Considerations for Contractors
16 Jun 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on how to prepare for taxes if you are an independent contractor. Hosted by Simplecast, a...
Pay Off High Interest Debt or Invest for Employer Match
13 Jun 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on whether you should halt contributions in your 401K to pay off high-interest debt. Hos...
Options for Unvested 401k
09 Jun 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss options for an unvested 401K account. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...
Protecting Wealth From Dollar Drama
06 Jun 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about protecting wealth from the dollar drama. Hosted by Simplecast, an AdsWizz company. See pcm...
Life Working in Finance
02 Jun 2021
Contributed by Lukas
On this episode in DIY Money, Quint and Daniel spend this time talking about their careers in finance and how they got started. Hosted by Simplecast...
Investing an HSA
30 May 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about the tax benefits of investing an HSA. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...
Special Episode: Real Estate Market Today with Kelly Karls
26 May 2021
Contributed by Lukas
On this special episode of DIY Money, Quint talks about the current real estate market with Realtor Kelly Karls. Hosted by Simplecast, an AdsWizz co...
Finding Money to Start a Business
24 May 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about a few ways to find money to start a business. Hosted by Simplecast, an AdsWizz company. Se...
Dollar-Cost Average vs. Lump Sum Investing
19 May 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the difference between dollar-cost averaging versus investing in a lump sum. Hosted by Simple...
Planning for Parents
16 May 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel share their advice on planning for parents who did not prepare for retirement. Hosted by Simplecast, ...
How to Research Stock Investing
12 May 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel share their favorite resources when it comes to researching stocks. Hosted by Simplecast, an AdsWizz ...
Is Working Night Shifts Worth It
09 May 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss whether working the night shift is worth it in the long run. Hosted by Simplecast, an AdsWizz...
What To Do With Extra Money After Refinance
05 May 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on what to do with the extra money after refinancing your home. Hosted by Simplecast, an Ad...
Trading in a Financed Car
02 May 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on whether trading in your car and buying a new one makes sense when you still owe money on...
How to Financially Manage a Small Business
28 Apr 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on how to approach your money as a small business owner. Hosted by Simplecast, an AdsWizz...