DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

DIY Money Junior - Getting Started in Investing

24 Aug 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel answer their first DIY Money Junior questions and talk about getting started in investing.  Hosted by ...

Where to Invest Extra Cashflow

18 Aug 2021

Contributed by Lukas

On this episode of DIY Money, Daniel and guest host Logan talk about where to invest extra cash flow.  Hosted by Simplecast, an AdsWizz company. See ...

Banks vs Credit Unions

16 Aug 2021

Contributed by Lukas

On this episode of DIY Money, Daniel and guest host Logan discuss the difference between banking with a large banking institution vs banking with a lo...

How Political Events Affect Investing Markets

11 Aug 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the influence that political events have on the market.  Hosted by Simplecast, an AdsWizz comp...

Investing in Cryptocurrency

08 Aug 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss investing in cryptocurrency.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com fo...

Should I Pay Off My Mortgage or Student Loans First?

04 Aug 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss whether you should first pay off your mortgage or your student loans. Hosted by Simplecast, an ...

Allocating Excess Cash

28 Jul 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on what to do with excess cash after you've maxed out all retirement account contributions ...

Special Episode Will Levis

27 Jul 2021

Contributed by Lukas

On this episode of DIY Money, Quint interviews UK Football Quarterback, Will Levis, and talk football and finance.  Hosted by Simplecast, an AdsWizz ...

How to Keep Track of Financial Life

25 Jul 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on how to keep track of your financial life.  Hosted by Simplecast, an AdsWizz company. Se...

Pausing Stock Investing to Buy Real Estate

21 Jul 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss whether you should stop investing in stock to buy real estate.  Hosted by Simplecast, an AdsWi...

Buying a House Before Paying Off Student Loans

18 Jul 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about whether you should have student loans paid off before buying a home.  Hosted by Simplecast,...

Passive and Affiliate Income

15 Jul 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about passive and affiliate income.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.co...

When to Buy a House in Cash

12 Jul 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about when is the best time to buy a house in cash.  Hosted by Simplecast, an AdsWizz company. Se...

Overcontributing to an IRA

07 Jul 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about overcontributing to an IRA. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com fo...

Which IRAs to Convert to Roth First

04 Jul 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about Roth conversions and the strategy involved.  Hosted by Simplecast, an AdsWizz company. See ...

When to Diversify Employer Stock

30 Jun 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about when to diversify employer stock.  Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Mortgage Interest and Timing a House Purchase

27 Jun 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about low mortgage interest rates and the timing of a house purchase in this current market.  Hos...

When to Use an Advisor

23 Jun 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss when you should consider using a financial advisor.  Hosted by Simplecast, an AdsWizz company....

House Hacking

20 Jun 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about the strategy of House Hacking.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.c...

Tax Considerations for Contractors

16 Jun 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on how to prepare for taxes if you are an independent contractor.  Hosted by Simplecast, a...

Pay Off High Interest Debt or Invest for Employer Match

13 Jun 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on whether you should halt contributions in your 401K to pay off high-interest debt.  Hos...

Options for Unvested 401k

09 Jun 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss options for an unvested 401K account.  Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Protecting Wealth From Dollar Drama

06 Jun 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about protecting wealth from the dollar drama.  Hosted by Simplecast, an AdsWizz company. See pcm...

Life Working in Finance

02 Jun 2021

Contributed by Lukas

On this episode in DIY Money, Quint and Daniel spend this time talking about their careers in finance and how they got started.  Hosted by Simplecast...

Investing an HSA

30 May 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about the tax benefits of investing an HSA. Hosted by Simplecast, an AdsWizz company. See pcm.adsw...

Special Episode: Real Estate Market Today with Kelly Karls

26 May 2021

Contributed by Lukas

On this special episode of DIY Money, Quint talks about the current real estate market with Realtor Kelly Karls.  Hosted by Simplecast, an AdsWizz co...

Finding Money to Start a Business

24 May 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about a few ways to find money to start a business.  Hosted by Simplecast, an AdsWizz company. Se...

Dollar-Cost Average vs. Lump Sum Investing

19 May 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the difference between dollar-cost averaging versus investing in a lump sum.  Hosted by Simple...

Planning for Parents

16 May 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel share their advice on planning for parents who did not prepare for retirement.  Hosted by Simplecast, ...

How to Research Stock Investing

12 May 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel share their favorite resources when it comes to researching stocks.  Hosted by Simplecast, an AdsWizz ...

Is Working Night Shifts Worth It

09 May 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss whether working the night shift is worth it in the long run.  Hosted by Simplecast, an AdsWizz...

What To Do With Extra Money After Refinance

05 May 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on what to do with the extra money after refinancing your home. Hosted by Simplecast, an Ad...

Trading in a Financed Car

02 May 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on whether trading in your car and buying a new one makes sense when you still owe money on...

How to Financially Manage a Small Business

28 Apr 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on how to approach your money as a small business owner.  Hosted by Simplecast, an AdsWizz...

Are Online Banks Safe to Use?

26 Apr 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about the pros and cons of online banking. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Should You Pay Yourself First?

21 Apr 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give their take on the popular phrase of "Paying Yourself First".  Hosted by Simplecast, an AdsWizz co...

Deciding on Investments in Your 401K

18 Apr 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about how to choose investments within your 401K.  Hosted by Simplecast, an AdsWizz company. See ...

Pay-off More Debt or Save for Next Auto

14 Apr 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about what to do once you pay off one debt and how to prepare for the next large purchase. Hosted ...

Income Tax on Selling Personal Items

12 Apr 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about reporting income tax on selling personal items.  Hosted by Simplecast, an AdsWizz company. ...

Investing for Kids and Relatives

07 Apr 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about investing for kids and relatives.  Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Investing in Leveraged ETFs

04 Apr 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about investing in index funds vs leveraged ETFs. Hosted by Simplecast, an AdsWizz company. See pc...

Why Bond Fund Prices Go Down

31 Mar 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about why bond fund prices go down. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

Bitcoin as an Investment

28 Mar 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about their thoughts on investing in Bitcoin.  Hosted by Simplecast, an AdsWizz company. See pcm....

Psychology Behind Charitable Giving

25 Mar 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the psychology behind charitable giving.  Hosted by Simplecast, an AdsWizz company. See pcm.ad...

Short to Mid-Term Saving Allocation

21 Mar 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on how to invest for short to mid-term goals.  Hosted by Simplecast, an AdsWizz company. S...

Allocation Based on Account Type

17 Mar 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about deciding an allocation based on account type.  Hosted by Simplecast, an AdsWizz company. Se...

Assessing Second Job

14 Mar 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss whether acquiring a second job to pay off debt faster is worth the time and effort.  Hosted by...

Becoming a CFP

10 Mar 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on getting into the financial planning field and becoming a CFP.  Hosted by Simplecast, an...

Is It Ok To Use a HELOC?

07 Mar 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss when it is appropriate to use a Home Equity Line of Credit.  Hosted by Simplecast, an AdsWizz ...

Will I Have Enough to Retire?

03 Mar 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on how to determine how much you should be saving to have enough for your retirement.  Hos...

When to Pay Off Debt vs Making Retirement Contributions

01 Mar 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss when to pay off debt versus using that money to make retirement contributions. Hosted by Simple...

Investing vs Pay-Off Debt

24 Feb 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss whether you should invest or pay off debt.   Hosted by Simplecast, an AdsWizz company. See pc...

Avoiding Lifestyle Bloat

21 Feb 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about avoiding a lifestyle bloat.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...

When to Pay-Off Debt With Cash on Hand

17 Feb 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel advise on when to pay-off a debt when you have the cash on hand. Hosted by Simplecast, an AdsWizz compa...

Staying Motivated to Pay Off Debt

14 Feb 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on how they stay motivated to pay off debt.  Hosted by Simplecast, an AdsWizz company. See...

Buying Employer Stock

10 Feb 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about buying employer stock options. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...

What Do You Invest In? What About Capital Gains?

07 Feb 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss what they have in their portfolios and how they manage them for themselves. They also discuss h...

Renters Insurance

03 Feb 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about renters insurance and how much coverage you should get. Hosted by Simplecast, an AdsWizz com...

Roth Conversion Rules

01 Feb 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss Roth Conversions and how they work.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...

GameStop Stock Frenzy Explained

29 Jan 2021

Contributed by Lukas

On this special episode of DIY Money, Quint and Daniel explain what you need to know about the GameStop stock frenzy.  Hosted by Simplecast, an AdsWi...

Roth IRA 5-Year Rule

27 Jan 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the Roth IRA 5-Year rule. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...

How to Get Started as a Writer

26 Jan 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about what it takes to get started as a writer.  Hosted by Simplecast, an AdsWizz company. See pc...

Contribute to Accounts Outside 401K

20 Jan 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about contributing to accounts other than your employer's 401K.  Hosted by Simplecast, an AdsWizz...

Roth IRA Tax Benefits Explanation

17 Jan 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel go in-depth to explain the tax benefits of a Roth IRA.  Hosted by Simplecast, an AdsWizz company. See ...

Cleaning up Porfolio of Random Investments

13 Jan 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel advise on how to clean up a portfolio of random investments. Hosted by Simplecast, an AdsWizz company. ...

Balancing Different Savings Goals

10 Jan 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how to balance out different savings goals.  Hosted by Simplecast, an AdsWizz company. See pcm...

How to Set-Up a Side Hustle

06 Jan 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about the ins and outs of setting up a side hustle.  Hosted by Simplecast, an AdsWizz company. Se...

Working With Parents Advisors

03 Jan 2021

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about working with your parent's financial advisors and how you should engage with them to ensure ...

First Time Home Buying

30 Dec 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice to first home buyers.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for i...

Tax Implications of Side Hustles

27 Dec 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss tax implications when starting a new side hustle.  Hosted by Simplecast, an AdsWizz company. S...

Investing in a New Business Opportunity

23 Dec 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give their recommendations on what to do when there is excess cash in the budget and whether to invest ...

Downsizing Homes

20 Dec 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss when you should consider downsizing homes.  Hosted by Simplecast, an AdsWizz company. See pcm....

Budgeting Surplus

16 Dec 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about what their strategies are when they come across a monthly budgeting surplus.  Hosted by Sim...

Should You Save Money or Pay Off Debt?

13 Dec 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss whether you should be saving more for retirement or pay off debt sooner?  Hosted by Simplecast...

Saving for Unexpected Family Planning Expenses

09 Dec 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on saving for unexpected family planning expenses. Hosted by Simplecast, an AdsWizz company...

Mutual Fund Fees vs Performance

06 Dec 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how to determine the balance between the rate of return and the expense ratio of funds.  Hoste...

Roth IRA Saving

02 Dec 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss using a Roth IRA as a savings tool.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...

Annuity and Retirement

30 Nov 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of an annuity retirement option.  Hosted by Simplecast, an Ads...

Planning Around a Pension

25 Nov 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of a pension.  Hosted by Simplecast, an AdsWizz company. See p...

How to Avoid Lifestyle Creep

22 Nov 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about the lifestyle creep of expenses and how to avoid it.  Hosted by Simplecast, an AdsWizz comp...

How Young Adults Can Set Themselves Up For Success

18 Nov 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give their advice on how young adults can set themselves up for success in the future.  Hosted by Simp...

401K Rollovers with Roth and Traditional Funds

15 Nov 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss what you need to know before rolling over a 401K with both Roth and Traditional funds.  Hosted...

Cash Value Life Insurance

11 Nov 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss their thoughts on cash value life insurance and whether it is the right fit for you.  Hosted b...

How Do You Save for a Wedding and a House?

08 Nov 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk all things from buying a house, paying off debt, and whether you should use your 401K to do so.  ...

4% Withdrawl Rule

04 Nov 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how to determine how much you should be planning on saving for retirement and whether the 4% wi...

What to Expect From a Financial Planner

01 Nov 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss what you should expect when you are planning to meet with a financial advisor.  Hosted by Simp...

How to Legitimize a Business

28 Oct 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on how to legitimize a business. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz....

How to Save for Short-Term Goals

25 Oct 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel share their personal strategies for saving for short-term financial goals.  Hosted by Simplecast, an A...

Dollar-Cost Averaging Vs. Lump-Sum Investing

21 Oct 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about the differences between two different investment strategies and what may be best for you dep...

Index Funds vs Total Market

19 Oct 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about the differences between investing in a total stock market index fund and an S&P 500 inde...

Financial Planning for Relatives With Special Needs

14 Oct 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss saving and planning for a family member or a loved one with special needs.  Hosted by Simpleca...

Maxing Out a 401K and Early Retirement

11 Oct 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give their advice on what to do if you are looking to retire early and strategies for avoiding a large ...

Should You Pay Off or Close Your Credit Cards Before Applying For a Mortgage?

08 Oct 2020

Contributed by Lukas

On this episode on DIY Money, Quint and Daniel discuss whether you should pay off or close your credit cards before applying for a mortgage.  Hosted ...

Refinancing Your Mortgage

05 Oct 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss if it is worth it for you to refinance your mortgage.  Hosted by Simplecast, an AdsWizz compan...

Side Hustle Spotlight

30 Sep 2020

Contributed by Lukas

Ashley Struble was let go from her job due to not being able to find child care during the Covid Pandemic. Rather than sit around and stew in frustrat...

Money in Marriage

29 Sep 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give their advice on living a financially happy marriage and why it is important to be on the same page...

Credit Card vs. Cash

23 Sep 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the pros and cons of using a credit card vs. paying with cash when making a purchase. Hosted by...

What to Consider When Purchasing a New Car

20 Sep 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about their personal approaches to purchasing a new car.  Hosted by Simplecast, an AdsWizz compan...

How to Make the Most of Extra Income

16 Sep 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how to make the most of extra income.  Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Life Insurance for Children

14 Sep 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss ways on how to save money for your children's future.  Hosted by Simplecast, an AdsWizz compan...