DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Diversifying Your Portfolio for a Weak Dollar

09 Sep 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about the importance of a well-diversified portfolio.  Hosted by Simplecast, an AdsWizz company. ...

Caring Financially for Parents

06 Sep 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss caring financially for parents. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com f...

How Much to Spend on Housing

02 Sep 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how much of your income you should spend on housing. Hosted by Simplecast, an AdsWizz company. ...

Selling and Re-Entering the Stock Market

30 Aug 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about what to do if you panic sell and how to re-enter the market.  Hosted by Simplecast, an AdsW...

Tax-Advantaged Ways to Pay Student Loans

24 Aug 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss some tax-advantaged ways to pay student loans. Hosted by Simplecast, an AdsWizz company. See pc...

How to Repair and Build Credit

19 Aug 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss ways to repair and build your credit score.  Hosted by Simplecast, an AdsWizz company. See pcm...

When to Accrue for Expenses

16 Aug 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel talk about their strategies for accruing for future expenses.  Hosted by Simplecast, an AdsWizz compan...

Robo Advisors vs Self Investing

12 Aug 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the differences of investing with a Robo Advisor or going a Self Directed route.  Hosted by Si...

Should You Leave Your Job to Attend School?

09 Aug 2020

Contributed by Lukas

In this episode of DIY Money, Quint and Daniel discuss whether quitting your job to attend school is a good idea.  Hosted by Simplecast, an AdsWizz c...

How to Pay Yourself as a Business Owner

05 Aug 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how to determine your salary as a small business owner and where to set aside for retirement. ...

Where to Hold Cash for Future Home Purchase

03 Aug 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss where to park your cash for the use of a future home purchase. Hosted by Simplecast, an AdsWizz...

What Has The Pandemic Changed For You?

29 Jul 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss what they've learned throughout this recent pandemic and the importance of being prepared for w...

How to Calculate Withholding for Your Paycheck

26 Jul 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the benefits of reducing the tax withholdings on your paychecks and how to calculate your own w...

Avenues to Create More Margin

22 Jul 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss avenues to create more margin and the importance of defining your own financial goals.  Hosted...

Using Debt to Bridge Gap with Starting a Business

19 Jul 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss how you can use debt in your favor. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.c...

How to Choose Where to Invest Next

15 Jul 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss ways to use excess cash.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for in...

Robo Advisors vs Index Funds

12 Jul 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel go over the differences of investing with a Robo Advisor or in an Index Fund. Hosted by Simplecast, an ...

Betting on Student Loan Forgiveness

09 Jul 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss the possibility of student loan forgiveness in this upcoming election.  Hosted by Simplecast, ...

Is Now a Good Time to Invest?

05 Jul 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss whether now is a good time to invest given the current environment. Hosted by Simplecast, an Ad...

What is Thematic Investing?

01 Jul 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel go in-depth about the rise of thematic investing. Hosted by Simplecast, an AdsWizz company. See pcm.ads...

Using a Roth IRA for Home Buying

28 Jun 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss what to consider before pulling out your Roth IRA into a home down payment.  Hosted by Simplec...

Investing for Wealth Development

24 Jun 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel discuss building wealth outside of retirement accounts.  Hosted by Simplecast, an AdsWizz company. See...

Where to Begin Your Financial Journey

21 Jun 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give advice on where to begin your financial journey. Hosted by Simplecast, an AdsWizz company. See pcm...

What to Start Investing In

17 Jun 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel give blanketed advice on investments and where to start when you are ready.  Hosted by Simplecast, an ...

How Many Investments to Own?

10 Jun 2020

Contributed by Lukas

On this episode of DIY Money, Daniel explores how you can achieve diversification with as little as one mutual fund thanks to the low-cost target-date...

Liquidity and Debt Payoff

07 Jun 2020

Contributed by Lukas

On this episode of DIY Money, Daniel discusses the benefits of liquidity while paying off debt and why it all comes down to math.  Hosted by Simpleca...

Using a Health Savings Account (HSA)

04 Jun 2020

Contributed by Lukas

On this episode of DIY Money, Quint and Daniel break down the benefits of using a health savings account (HSA for short!) in your financial plan. Host...

Financial Safety Nets

31 May 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss what resources and strategies are available to those who have run out of options during these difficul...

Multiple Streams of Income

27 May 2020

Contributed by Lukas

In today's episode Quint and Daniel discuss the difference between active and passive income and the various ways you can use them to diversify your i...

How to Pay Taxes on Gifts

24 May 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss the tax rules for large gifts of cash and how to use them. Hosted by Simplecast, an AdsWizz company. S...

IRA vs. Roth IRA

20 May 2020

Contributed by Lukas

In this week's episode Quint and Daniel explain the differences between and IRA and a Roth IRA and the rules that come with each. Hosted by Simplecast...

Managing Finances in a Second Marriage

17 May 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss whether or not to merge finances with a spouse coming from prior marriage with children. Hosted by Sim...

How to Handle Auto Loans

13 May 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss how to pay off car loans and if its a good idea to borrow from a 401(K). Hosted by Simplecast, an AdsW...

Managing Sporadic Income

10 May 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss how often they check their budgets and how to manage a budget with sporadic income.  Hosted by Simple...

Staying on Course

06 May 2020

Contributed by Lukas

How do you stay on track after reaching your goals? In this week's episode Quint and Daniel discuss various strategies they use to stay focused.  Hos...

How to Diversify on a Budget

03 May 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss diversifying portfolios on a budget and managing trading fees abroad.  Hosted by Simplecast, an AdsWi...

Ways to Save for College

29 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss the different investment strategies available for college. Hosted by Simplecast, an AdsWizz company. S...

Employee Stock Options

26 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss how to managing employee stock purchase plans. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Mutual Funds vs ETFs

22 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel go over the differences between Mutual Funds and Exchange-Traded Funds. Hosted by Simplecast, an AdsWizz compa...

Taking CARE of Student Loans

19 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel dive into student loans and the CARES Act. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for i...

Building Wealth

15 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel explore different philosophies for buying assets and what to do after maxing out retirement accounts. Hosted b...

Should You Defer Your Debt?

12 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss if its a good idea to defer debt payments during the coronavirus pandemic. Hosted by Simplecast, an Ad...

Salary vs. Experience

05 Apr 2020

Contributed by Lukas

Is it better to stay with a job you enjoy or switch jobs for a pay raise? In this week's episode Quint and Daniel tackle this question about employmen...

Using Your Stimulus Check

01 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss the best uses for the stimulus check.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.co...

Adjusting Your Budget in a Crisis

29 Mar 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss the way their altering their budgets in response to the COVID-19 epidemic.  Hosted by Simplecast, an ...

How To Save For College

25 Mar 2020

Contributed by Lukas

In this week's episode, Quint and Daniel the discuss different ways to save for your children's future while paying down debt.  Hosted by Simplecast,...

Home Renovation

22 Mar 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss if you can spend too much on renovating your home.  Hosted by Simplecast, an AdsWizz company. See pcm...

Retiring Outside of America

18 Mar 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss the pros and cons of investing in retirement accounts for non-US citizens. Hosted by Simplecast, an Ad...

Special - Covid19

15 Mar 2020

Contributed by Lukas

In this week's episode Quint and Daniel take some time to share their thoughts on the coronavirus and the current situation its put the country in.  ...

Early Career Investing

11 Mar 2020

Contributed by Lukas

In this weeks episode Quint and Daniel discuss how to start investing early on in a career and how to handle the taxes.  Hosted by Simplecast, an Ads...

Marriage, Taxes, and Retirement

08 Mar 2020

Contributed by Lukas

In this episode Quint and Daniel discuss how your taxes and retirement savings can change when you get married.  Hosted by Simplecast, an AdsWizz com...

Playing the Credit Card Game

04 Mar 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss the rewards you can earn from credit cards and if there's such a thing as too many credit card.  Hosted by ...

Is it a Good Idea to Consolidate Debt?

01 Mar 2020

Contributed by Lukas

In this episode Quint and Daniel dive into the viability of debt consolidation. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for info...

Backdoor Roth IRA

26 Feb 2020

Contributed by Lukas

Should you invest in a backdoor Roth after maxing out your Roth IRA? In this week's episode Quint and Daniel discuss this and more.  Hosted by Simple...

Choosing a Financial Planner

23 Feb 2020

Contributed by Lukas

In this episode Quint and Daniel discuss the different ways Financial Planners are compensated and what to look for when choosing them.  Hosted by Si...

Moving to a New State

19 Feb 2020

Contributed by Lukas

In this episode Quint and Daniel discuss their do's and don'ts for moving to a new state.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz....

Separating Business and Personal Finances

16 Feb 2020

Contributed by Lukas

In this episode Quint and Daniel draw from their personal experiences to give tips on how to separate business and personal finances. Hosted by Simple...

Tackling Real Estate

12 Feb 2020

Contributed by Lukas

Is it worth your time and money to invest in real estate? In this episode Daniel and Quint debate the pros and cons of investing in the housing market...

Is Whole Life Insurance Worth It?

09 Feb 2020

Contributed by Lukas

Is Whole Life an investment strategy? This is a hot topic among many folks these days which Daniel and Quint take head on.  Hosted by Simplecast, an ...

Using Private Savings Accounts

05 Feb 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss Credit Karma's saving account and private label solutions. Hosted by Simplecast, an AdsWizz company. See pcm...

Balancing Student Loans and Retirement

02 Feb 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss how to balance paying off student loans and investing in a 401(k). Hosted by Simplecast, an AdsWizz company....

Prioritizing Credit Card Debt

29 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel answer another listener's question concerning paying off credit card debt while paying life's expenses at the same t...

Paying Unpredictable Medical Expenses

26 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel talk about how you can prepare for unpredictable medical expenses. Hosted by Simplecast, an AdsWizz company. See pcm...

Money in Marriage

22 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss how you can set up financial goals when newly married. Once you are married, it is no longer your debt, it i...

Boomerang Children and Finances

19 Jan 2020

Contributed by Lukas

This week’s episode is sponsored by Booknotes, get your 7-day free trial here: https://booknotes.page.link/DIYmoney In this episode, Quint and Dani...

All About Financial Advisors

15 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss how you can know when to employ a financial advisor to enhance your personal finances.  Hosted by Simplecas...

Home Renting or Buying?

13 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss the perks and downfalls of home renting/buying. The decision to rent or buy is always situational! Hosted by...

Secured vs. Unsecured Loans

08 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss the differences between secured and unsecured loans and talk about taking out loans for your children. Hoste...

Saving for Your Parents

06 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss the nuances of saving for your parents and the steps you can take to ensure your own financial goals stay in...

How to Allocate Your Budget

01 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss ways you can allocate your budget. Rules and general guidelines aren't as simple as they seem! Hosted by Sim...

Having Multiple Savings Accounts

25 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss whether or not you should have multiple savings accounts. Whatever works for you, do it, but don't overcompl...

Should You Put No Money Down?

22 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel talk about no money down home buying and discuss strategies you can use to get the most bang for your buck. Hosted b...

Investing Before Paying Down Debt

15 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss whether or not you should invest before paying down bad debt (credit card/student loans). Hosted by Simpleca...

Retirement Funds

12 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss the different retirement funds (Roth IRA/401 K) and explain how to choose which ones you should fund first. ...

Prioritizing Saving Versus Loans

09 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel answer a question about student loans and knowing when to pay them off rather than saving.  Hosted by Simplecast, a...

Commissions and Budgets

05 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss how you can make a budget while working for commissions.  Hosted by Simplecast, an AdsWizz company. See pcm...

Psychology and Providing for Your Kids

01 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss the concept of EOC (economic outpatient care) and how you can provide for your kids without making them reli...

Building Wealth While Self-Employed

27 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss how you can build wealth while self-employed, specifically in the context of a musical artist.  Hosted by S...

Grocery Budgeting

24 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss how they form their grocery budgets and how financial psychology plays into your budget.  Hosted by Simplec...

Renting vs. Purchasing

20 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss transitioning from renting to purchasing a home and whether it's a good idea in the first place.  Hosted by...

Financially Preparing For Death

17 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel answer a question concerning how you can financially prepare for you or your spouse's death.  Hosted by Simplecast,...

Internationally Diversifying Your Portfolio

14 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel answer another listener's question, this time concerning portfolio allocation with US and International stocks.  Ho...

How to Compare Work Benefits

11 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel answer another listener's questions, this time concerning how to choose between jobs based on its work benefits.  H...

Teaching Your Kids the Basics of Money

06 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss strategies they have used when teaching their kids about money/personal finance. Hosted by Simplecast, an Ad...

Avenues to Building Wealth

03 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel answer a listener's question concerning ways you can build wealth once you have taken care of debt and retirement. ...

Tracking Credit Card Expenses

30 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss how to track expenses when using credit cards given the expense is not taken immediately.  Hosted by Simple...

Paying Off Loans

27 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss knowing when and how to pay off certain loans.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.c...

How to Maximize Multiple Savings Accounts

23 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel make suggestions towards maximizing multiple savings accounts, whether it is an emergency fund or for investing.  H...

Maximizing Your Margins

20 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel run through the steps of budgeting, tracking expenses, creating goals, and maximizing margin.  Hosted by Simplecast...

Saving for a Rainy Day

16 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss the steps you can take to start creating a "rainy day" fund.  Hosted by Simplecast, an AdsWizz company. See...

How to Handle Student Loans

13 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss the cost-benefits of taking out student loans and answer a question about paying off student debt. Hosted by...

How to Create Passive Income

09 Oct 2019

Contributed by Lukas

In this episode, Daniel and Quint answer another listener's question, this time concerning ways to create passive income.  Hosted by Simplecast, an A...

Day Trading and an Eventual Recession

02 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel talk about whether or not day trading is a good idea given the chance of a coming recession.  Hosted by Simplecast,...

5 Steps to Improving Your Personal Finances Pt. 2

29 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel pick up where they left off explaining how to improve your personal finances.  Hosted by Simplecast, an AdsWizz com...

5 Steps to Improving Your Personal Finances

25 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel lay out 5 steps that you can take towards creating a better financial life for yourself.  Hosted by Simplecast, an ...

Mobile Investing Apps Guide

22 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel dive into mobile investing apps such as Robinhood, Acorns, and Stash.  Hosted by Simplecast, an AdsWizz company. Se...

Playing the Housing Market

18 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel talk about the current housing market conditions and answer a question concerning kid's schooling and ancillary debt...

How to Handle a Potential Recession

15 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel talk about what you can do to prepare for the next recession.  Hosted by Simplecast, an AdsWizz company. See pcm.ad...

Home Mortgage and Investing

11 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel talk about paying off a mortgage while investing or saving. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Ways to Give Without Breaking Your Budget

08 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel share their personal experiences with giving and discuss ways you can give without breaking your budget. Hosted by S...