DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Episodes
Are Online Banks Safe to Use?
26 Apr 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about the pros and cons of online banking. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...
Should You Pay Yourself First?
21 Apr 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give their take on the popular phrase of "Paying Yourself First". Hosted by Simplecast, an AdsWizz co...
Deciding on Investments in Your 401K
18 Apr 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about how to choose investments within your 401K. Hosted by Simplecast, an AdsWizz company. See ...
Pay-off More Debt or Save for Next Auto
14 Apr 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about what to do once you pay off one debt and how to prepare for the next large purchase. Hosted ...
Income Tax on Selling Personal Items
12 Apr 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about reporting income tax on selling personal items. Hosted by Simplecast, an AdsWizz company. ...
Investing for Kids and Relatives
07 Apr 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about investing for kids and relatives. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...
Investing in Leveraged ETFs
04 Apr 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about investing in index funds vs leveraged ETFs. Hosted by Simplecast, an AdsWizz company. See pc...
Why Bond Fund Prices Go Down
31 Mar 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about why bond fund prices go down. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...
Bitcoin as an Investment
28 Mar 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about their thoughts on investing in Bitcoin. Hosted by Simplecast, an AdsWizz company. See pcm....
Psychology Behind Charitable Giving
25 Mar 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the psychology behind charitable giving. Hosted by Simplecast, an AdsWizz company. See pcm.ad...
Short to Mid-Term Saving Allocation
21 Mar 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on how to invest for short to mid-term goals. Hosted by Simplecast, an AdsWizz company. S...
Allocation Based on Account Type
17 Mar 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about deciding an allocation based on account type. Hosted by Simplecast, an AdsWizz company. Se...
Assessing Second Job
14 Mar 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss whether acquiring a second job to pay off debt faster is worth the time and effort. Hosted by...
Becoming a CFP
10 Mar 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on getting into the financial planning field and becoming a CFP. Hosted by Simplecast, an...
Is It Ok To Use a HELOC?
07 Mar 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss when it is appropriate to use a Home Equity Line of Credit. Hosted by Simplecast, an AdsWizz ...
Will I Have Enough to Retire?
03 Mar 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on how to determine how much you should be saving to have enough for your retirement. Hos...
When to Pay Off Debt vs Making Retirement Contributions
01 Mar 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss when to pay off debt versus using that money to make retirement contributions. Hosted by Simple...
Investing vs Pay-Off Debt
24 Feb 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss whether you should invest or pay off debt. Hosted by Simplecast, an AdsWizz company. See pc...
Avoiding Lifestyle Bloat
21 Feb 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about avoiding a lifestyle bloat. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com ...
When to Pay-Off Debt With Cash on Hand
17 Feb 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel advise on when to pay-off a debt when you have the cash on hand. Hosted by Simplecast, an AdsWizz compa...
Staying Motivated to Pay Off Debt
14 Feb 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on how they stay motivated to pay off debt. Hosted by Simplecast, an AdsWizz company. See...
Buying Employer Stock
10 Feb 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about buying employer stock options. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com...
What Do You Invest In? What About Capital Gains?
07 Feb 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss what they have in their portfolios and how they manage them for themselves. They also discuss h...
Renters Insurance
03 Feb 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about renters insurance and how much coverage you should get. Hosted by Simplecast, an AdsWizz com...
Roth Conversion Rules
01 Feb 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss Roth Conversions and how they work. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...
GameStop Stock Frenzy Explained
29 Jan 2021
Contributed by Lukas
On this special episode of DIY Money, Quint and Daniel explain what you need to know about the GameStop stock frenzy. Hosted by Simplecast, an AdsWi...
Roth IRA 5-Year Rule
27 Jan 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the Roth IRA 5-Year rule. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for inf...
How to Get Started as a Writer
26 Jan 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about what it takes to get started as a writer. Hosted by Simplecast, an AdsWizz company. See pc...
Contribute to Accounts Outside 401K
20 Jan 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about contributing to accounts other than your employer's 401K. Hosted by Simplecast, an AdsWizz...
Roth IRA Tax Benefits Explanation
17 Jan 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel go in-depth to explain the tax benefits of a Roth IRA. Hosted by Simplecast, an AdsWizz company. See ...
Cleaning up Porfolio of Random Investments
13 Jan 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel advise on how to clean up a portfolio of random investments. Hosted by Simplecast, an AdsWizz company. ...
Balancing Different Savings Goals
10 Jan 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to balance out different savings goals. Hosted by Simplecast, an AdsWizz company. See pcm...
How to Set-Up a Side Hustle
06 Jan 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about the ins and outs of setting up a side hustle. Hosted by Simplecast, an AdsWizz company. Se...
Working With Parents Advisors
03 Jan 2021
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about working with your parent's financial advisors and how you should engage with them to ensure ...
First Time Home Buying
30 Dec 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice to first home buyers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for i...
Tax Implications of Side Hustles
27 Dec 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss tax implications when starting a new side hustle. Hosted by Simplecast, an AdsWizz company. S...
Investing in a New Business Opportunity
23 Dec 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give their recommendations on what to do when there is excess cash in the budget and whether to invest ...
Downsizing Homes
20 Dec 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss when you should consider downsizing homes. Hosted by Simplecast, an AdsWizz company. See pcm....
Budgeting Surplus
16 Dec 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about what their strategies are when they come across a monthly budgeting surplus. Hosted by Sim...
Should You Save Money or Pay Off Debt?
13 Dec 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss whether you should be saving more for retirement or pay off debt sooner? Hosted by Simplecast...
Saving for Unexpected Family Planning Expenses
09 Dec 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on saving for unexpected family planning expenses. Hosted by Simplecast, an AdsWizz company...
Mutual Fund Fees vs Performance
06 Dec 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to determine the balance between the rate of return and the expense ratio of funds. Hoste...
Roth IRA Saving
02 Dec 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss using a Roth IRA as a savings tool. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz...
Annuity and Retirement
30 Nov 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of an annuity retirement option. Hosted by Simplecast, an Ads...
Planning Around a Pension
25 Nov 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of a pension. Hosted by Simplecast, an AdsWizz company. See p...
How to Avoid Lifestyle Creep
22 Nov 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about the lifestyle creep of expenses and how to avoid it. Hosted by Simplecast, an AdsWizz comp...
How Young Adults Can Set Themselves Up For Success
18 Nov 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give their advice on how young adults can set themselves up for success in the future. Hosted by Simp...
401K Rollovers with Roth and Traditional Funds
15 Nov 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss what you need to know before rolling over a 401K with both Roth and Traditional funds. Hosted...
Cash Value Life Insurance
11 Nov 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss their thoughts on cash value life insurance and whether it is the right fit for you. Hosted b...
How Do You Save for a Wedding and a House?
08 Nov 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk all things from buying a house, paying off debt, and whether you should use your 401K to do so. ...
4% Withdrawl Rule
04 Nov 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to determine how much you should be planning on saving for retirement and whether the 4% wi...
What to Expect From a Financial Planner
01 Nov 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss what you should expect when you are planning to meet with a financial advisor. Hosted by Simp...
How to Legitimize a Business
28 Oct 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on how to legitimize a business. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz....
How to Save for Short-Term Goals
25 Oct 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel share their personal strategies for saving for short-term financial goals. Hosted by Simplecast, an A...
Dollar-Cost Averaging Vs. Lump-Sum Investing
21 Oct 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about the differences between two different investment strategies and what may be best for you dep...
Index Funds vs Total Market
19 Oct 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about the differences between investing in a total stock market index fund and an S&P 500 inde...
Financial Planning for Relatives With Special Needs
14 Oct 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss saving and planning for a family member or a loved one with special needs. Hosted by Simpleca...
Maxing Out a 401K and Early Retirement
11 Oct 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give their advice on what to do if you are looking to retire early and strategies for avoiding a large ...
Should You Pay Off or Close Your Credit Cards Before Applying For a Mortgage?
08 Oct 2020
Contributed by Lukas
On this episode on DIY Money, Quint and Daniel discuss whether you should pay off or close your credit cards before applying for a mortgage. Hosted ...
Refinancing Your Mortgage
05 Oct 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss if it is worth it for you to refinance your mortgage. Hosted by Simplecast, an AdsWizz compan...
Side Hustle Spotlight
30 Sep 2020
Contributed by Lukas
Ashley Struble was let go from her job due to not being able to find child care during the Covid Pandemic. Rather than sit around and stew in frustrat...
Money in Marriage
29 Sep 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give their advice on living a financially happy marriage and why it is important to be on the same page...
Credit Card vs. Cash
23 Sep 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the pros and cons of using a credit card vs. paying with cash when making a purchase. Hosted by...
What to Consider When Purchasing a New Car
20 Sep 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about their personal approaches to purchasing a new car. Hosted by Simplecast, an AdsWizz compan...
How to Make the Most of Extra Income
16 Sep 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to make the most of extra income. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...
Life Insurance for Children
14 Sep 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss ways on how to save money for your children's future. Hosted by Simplecast, an AdsWizz compan...
Diversifying Your Portfolio for a Weak Dollar
09 Sep 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about the importance of a well-diversified portfolio. Hosted by Simplecast, an AdsWizz company. ...
Caring Financially for Parents
06 Sep 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss caring financially for parents. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com f...
How Much to Spend on Housing
02 Sep 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how much of your income you should spend on housing. Hosted by Simplecast, an AdsWizz company. ...
Selling and Re-Entering the Stock Market
30 Aug 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about what to do if you panic sell and how to re-enter the market. Hosted by Simplecast, an AdsW...
Tax-Advantaged Ways to Pay Student Loans
24 Aug 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss some tax-advantaged ways to pay student loans. Hosted by Simplecast, an AdsWizz company. See pc...
How to Repair and Build Credit
19 Aug 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss ways to repair and build your credit score. Hosted by Simplecast, an AdsWizz company. See pcm...
When to Accrue for Expenses
16 Aug 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel talk about their strategies for accruing for future expenses. Hosted by Simplecast, an AdsWizz compan...
Robo Advisors vs Self Investing
12 Aug 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the differences of investing with a Robo Advisor or going a Self Directed route. Hosted by Si...
Should You Leave Your Job to Attend School?
09 Aug 2020
Contributed by Lukas
In this episode of DIY Money, Quint and Daniel discuss whether quitting your job to attend school is a good idea. Hosted by Simplecast, an AdsWizz c...
How to Pay Yourself as a Business Owner
05 Aug 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how to determine your salary as a small business owner and where to set aside for retirement. ...
Where to Hold Cash for Future Home Purchase
03 Aug 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss where to park your cash for the use of a future home purchase. Hosted by Simplecast, an AdsWizz...
What Has The Pandemic Changed For You?
29 Jul 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss what they've learned throughout this recent pandemic and the importance of being prepared for w...
How to Calculate Withholding for Your Paycheck
26 Jul 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the benefits of reducing the tax withholdings on your paychecks and how to calculate your own w...
Avenues to Create More Margin
22 Jul 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss avenues to create more margin and the importance of defining your own financial goals. Hosted...
Using Debt to Bridge Gap with Starting a Business
19 Jul 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss how you can use debt in your favor. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.c...
How to Choose Where to Invest Next
15 Jul 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss ways to use excess cash. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for in...
Robo Advisors vs Index Funds
12 Jul 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel go over the differences of investing with a Robo Advisor or in an Index Fund. Hosted by Simplecast, an ...
Betting on Student Loan Forgiveness
09 Jul 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss the possibility of student loan forgiveness in this upcoming election. Hosted by Simplecast, ...
Is Now a Good Time to Invest?
05 Jul 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss whether now is a good time to invest given the current environment. Hosted by Simplecast, an Ad...
What is Thematic Investing?
01 Jul 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel go in-depth about the rise of thematic investing. Hosted by Simplecast, an AdsWizz company. See pcm.ads...
Using a Roth IRA for Home Buying
28 Jun 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss what to consider before pulling out your Roth IRA into a home down payment. Hosted by Simplec...
Investing for Wealth Development
24 Jun 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel discuss building wealth outside of retirement accounts. Hosted by Simplecast, an AdsWizz company. See...
Where to Begin Your Financial Journey
21 Jun 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give advice on where to begin your financial journey. Hosted by Simplecast, an AdsWizz company. See pcm...
What to Start Investing In
17 Jun 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel give blanketed advice on investments and where to start when you are ready. Hosted by Simplecast, an ...
How Many Investments to Own?
10 Jun 2020
Contributed by Lukas
On this episode of DIY Money, Daniel explores how you can achieve diversification with as little as one mutual fund thanks to the low-cost target-date...
Liquidity and Debt Payoff
07 Jun 2020
Contributed by Lukas
On this episode of DIY Money, Daniel discusses the benefits of liquidity while paying off debt and why it all comes down to math. Hosted by Simpleca...
Using a Health Savings Account (HSA)
04 Jun 2020
Contributed by Lukas
On this episode of DIY Money, Quint and Daniel break down the benefits of using a health savings account (HSA for short!) in your financial plan. Host...
Financial Safety Nets
31 May 2020
Contributed by Lukas
In this week's episode Quint and Daniel discuss what resources and strategies are available to those who have run out of options during these difficul...
Multiple Streams of Income
27 May 2020
Contributed by Lukas
In today's episode Quint and Daniel discuss the difference between active and passive income and the various ways you can use them to diversify your i...
How to Pay Taxes on Gifts
24 May 2020
Contributed by Lukas
In this week's episode Quint and Daniel discuss the tax rules for large gifts of cash and how to use them. Hosted by Simplecast, an AdsWizz company. S...
IRA vs. Roth IRA
20 May 2020
Contributed by Lukas
In this week's episode Quint and Daniel explain the differences between and IRA and a Roth IRA and the rules that come with each. Hosted by Simplecast...
Managing Finances in a Second Marriage
17 May 2020
Contributed by Lukas
In this week's episode Quint and Daniel discuss whether or not to merge finances with a spouse coming from prior marriage with children. Hosted by Sim...
How to Handle Auto Loans
13 May 2020
Contributed by Lukas
In this week's episode Quint and Daniel discuss how to pay off car loans and if its a good idea to borrow from a 401(K). Hosted by Simplecast, an AdsW...
Managing Sporadic Income
10 May 2020
Contributed by Lukas
In this week's episode Quint and Daniel discuss how often they check their budgets and how to manage a budget with sporadic income. Hosted by Simple...