DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Staying on Course

06 May 2020

Contributed by Lukas

How do you stay on track after reaching your goals? In this week's episode Quint and Daniel discuss various strategies they use to stay focused.  Hos...

How to Diversify on a Budget

03 May 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss diversifying portfolios on a budget and managing trading fees abroad.  Hosted by Simplecast, an AdsWi...

Ways to Save for College

29 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss the different investment strategies available for college. Hosted by Simplecast, an AdsWizz company. S...

Employee Stock Options

26 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss how to managing employee stock purchase plans. Hosted by Simplecast, an AdsWizz company. See pcm.adswi...

Mutual Funds vs ETFs

22 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel go over the differences between Mutual Funds and Exchange-Traded Funds. Hosted by Simplecast, an AdsWizz compa...

Taking CARE of Student Loans

19 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel dive into student loans and the CARES Act. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for i...

Building Wealth

15 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel explore different philosophies for buying assets and what to do after maxing out retirement accounts. Hosted b...

Should You Defer Your Debt?

12 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss if its a good idea to defer debt payments during the coronavirus pandemic. Hosted by Simplecast, an Ad...

Salary vs. Experience

05 Apr 2020

Contributed by Lukas

Is it better to stay with a job you enjoy or switch jobs for a pay raise? In this week's episode Quint and Daniel tackle this question about employmen...

Using Your Stimulus Check

01 Apr 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss the best uses for the stimulus check.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.co...

Adjusting Your Budget in a Crisis

29 Mar 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss the way their altering their budgets in response to the COVID-19 epidemic.  Hosted by Simplecast, an ...

How To Save For College

25 Mar 2020

Contributed by Lukas

In this week's episode, Quint and Daniel the discuss different ways to save for your children's future while paying down debt.  Hosted by Simplecast,...

Home Renovation

22 Mar 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss if you can spend too much on renovating your home.  Hosted by Simplecast, an AdsWizz company. See pcm...

Retiring Outside of America

18 Mar 2020

Contributed by Lukas

In this week's episode Quint and Daniel discuss the pros and cons of investing in retirement accounts for non-US citizens. Hosted by Simplecast, an Ad...

Special - Covid19

15 Mar 2020

Contributed by Lukas

In this week's episode Quint and Daniel take some time to share their thoughts on the coronavirus and the current situation its put the country in.  ...

Early Career Investing

11 Mar 2020

Contributed by Lukas

In this weeks episode Quint and Daniel discuss how to start investing early on in a career and how to handle the taxes.  Hosted by Simplecast, an Ads...

Marriage, Taxes, and Retirement

08 Mar 2020

Contributed by Lukas

In this episode Quint and Daniel discuss how your taxes and retirement savings can change when you get married.  Hosted by Simplecast, an AdsWizz com...

Playing the Credit Card Game

04 Mar 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss the rewards you can earn from credit cards and if there's such a thing as too many credit card.  Hosted by ...

Is it a Good Idea to Consolidate Debt?

01 Mar 2020

Contributed by Lukas

In this episode Quint and Daniel dive into the viability of debt consolidation. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for info...

Backdoor Roth IRA

26 Feb 2020

Contributed by Lukas

Should you invest in a backdoor Roth after maxing out your Roth IRA? In this week's episode Quint and Daniel discuss this and more.  Hosted by Simple...

Choosing a Financial Planner

23 Feb 2020

Contributed by Lukas

In this episode Quint and Daniel discuss the different ways Financial Planners are compensated and what to look for when choosing them.  Hosted by Si...

Moving to a New State

19 Feb 2020

Contributed by Lukas

In this episode Quint and Daniel discuss their do's and don'ts for moving to a new state.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz....

Separating Business and Personal Finances

16 Feb 2020

Contributed by Lukas

In this episode Quint and Daniel draw from their personal experiences to give tips on how to separate business and personal finances. Hosted by Simple...

Tackling Real Estate

12 Feb 2020

Contributed by Lukas

Is it worth your time and money to invest in real estate? In this episode Daniel and Quint debate the pros and cons of investing in the housing market...

Is Whole Life Insurance Worth It?

09 Feb 2020

Contributed by Lukas

Is Whole Life an investment strategy? This is a hot topic among many folks these days which Daniel and Quint take head on.  Hosted by Simplecast, an ...

Using Private Savings Accounts

05 Feb 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss Credit Karma's saving account and private label solutions. Hosted by Simplecast, an AdsWizz company. See pcm...

Balancing Student Loans and Retirement

02 Feb 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss how to balance paying off student loans and investing in a 401(k). Hosted by Simplecast, an AdsWizz company....

Prioritizing Credit Card Debt

29 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel answer another listener's question concerning paying off credit card debt while paying life's expenses at the same t...

Paying Unpredictable Medical Expenses

26 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel talk about how you can prepare for unpredictable medical expenses. Hosted by Simplecast, an AdsWizz company. See pcm...

Money in Marriage

22 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss how you can set up financial goals when newly married. Once you are married, it is no longer your debt, it i...

Boomerang Children and Finances

19 Jan 2020

Contributed by Lukas

This week’s episode is sponsored by Booknotes, get your 7-day free trial here: https://booknotes.page.link/DIYmoney In this episode, Quint and Dani...

All About Financial Advisors

15 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss how you can know when to employ a financial advisor to enhance your personal finances.  Hosted by Simplecas...

Home Renting or Buying?

13 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss the perks and downfalls of home renting/buying. The decision to rent or buy is always situational! Hosted by...

Secured vs. Unsecured Loans

08 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss the differences between secured and unsecured loans and talk about taking out loans for your children. Hoste...

Saving for Your Parents

06 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss the nuances of saving for your parents and the steps you can take to ensure your own financial goals stay in...

How to Allocate Your Budget

01 Jan 2020

Contributed by Lukas

In this episode, Quint and Daniel discuss ways you can allocate your budget. Rules and general guidelines aren't as simple as they seem! Hosted by Sim...

Having Multiple Savings Accounts

25 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss whether or not you should have multiple savings accounts. Whatever works for you, do it, but don't overcompl...

Should You Put No Money Down?

22 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel talk about no money down home buying and discuss strategies you can use to get the most bang for your buck. Hosted b...

Investing Before Paying Down Debt

15 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss whether or not you should invest before paying down bad debt (credit card/student loans). Hosted by Simpleca...

Retirement Funds

12 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss the different retirement funds (Roth IRA/401 K) and explain how to choose which ones you should fund first. ...

Prioritizing Saving Versus Loans

09 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel answer a question about student loans and knowing when to pay them off rather than saving.  Hosted by Simplecast, a...

Commissions and Budgets

05 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss how you can make a budget while working for commissions.  Hosted by Simplecast, an AdsWizz company. See pcm...

Psychology and Providing for Your Kids

01 Dec 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss the concept of EOC (economic outpatient care) and how you can provide for your kids without making them reli...

Building Wealth While Self-Employed

27 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss how you can build wealth while self-employed, specifically in the context of a musical artist.  Hosted by S...

Grocery Budgeting

24 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss how they form their grocery budgets and how financial psychology plays into your budget.  Hosted by Simplec...

Renting vs. Purchasing

20 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss transitioning from renting to purchasing a home and whether it's a good idea in the first place.  Hosted by...

Financially Preparing For Death

17 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel answer a question concerning how you can financially prepare for you or your spouse's death.  Hosted by Simplecast,...

Internationally Diversifying Your Portfolio

14 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel answer another listener's question, this time concerning portfolio allocation with US and International stocks.  Ho...

How to Compare Work Benefits

11 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel answer another listener's questions, this time concerning how to choose between jobs based on its work benefits.  H...

Teaching Your Kids the Basics of Money

06 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss strategies they have used when teaching their kids about money/personal finance. Hosted by Simplecast, an Ad...

Avenues to Building Wealth

03 Nov 2019

Contributed by Lukas

In this episode, Quint and Daniel answer a listener's question concerning ways you can build wealth once you have taken care of debt and retirement. ...

Tracking Credit Card Expenses

30 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss how to track expenses when using credit cards given the expense is not taken immediately.  Hosted by Simple...

Paying Off Loans

27 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss knowing when and how to pay off certain loans.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.c...

How to Maximize Multiple Savings Accounts

23 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel make suggestions towards maximizing multiple savings accounts, whether it is an emergency fund or for investing.  H...

Maximizing Your Margins

20 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel run through the steps of budgeting, tracking expenses, creating goals, and maximizing margin.  Hosted by Simplecast...

Saving for a Rainy Day

16 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss the steps you can take to start creating a "rainy day" fund.  Hosted by Simplecast, an AdsWizz company. See...

How to Handle Student Loans

13 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss the cost-benefits of taking out student loans and answer a question about paying off student debt. Hosted by...

How to Create Passive Income

09 Oct 2019

Contributed by Lukas

In this episode, Daniel and Quint answer another listener's question, this time concerning ways to create passive income.  Hosted by Simplecast, an A...

Day Trading and an Eventual Recession

02 Oct 2019

Contributed by Lukas

In this episode, Quint and Daniel talk about whether or not day trading is a good idea given the chance of a coming recession.  Hosted by Simplecast,...

5 Steps to Improving Your Personal Finances Pt. 2

29 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel pick up where they left off explaining how to improve your personal finances.  Hosted by Simplecast, an AdsWizz com...

5 Steps to Improving Your Personal Finances

25 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel lay out 5 steps that you can take towards creating a better financial life for yourself.  Hosted by Simplecast, an ...

Mobile Investing Apps Guide

22 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel dive into mobile investing apps such as Robinhood, Acorns, and Stash.  Hosted by Simplecast, an AdsWizz company. Se...

Playing the Housing Market

18 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel talk about the current housing market conditions and answer a question concerning kid's schooling and ancillary debt...

How to Handle a Potential Recession

15 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel talk about what you can do to prepare for the next recession.  Hosted by Simplecast, an AdsWizz company. See pcm.ad...

Home Mortgage and Investing

11 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel talk about paying off a mortgage while investing or saving. Hosted by Simplecast, an AdsWizz company. See pcm.adswiz...

Ways to Give Without Breaking Your Budget

08 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel share their personal experiences with giving and discuss ways you can give without breaking your budget. Hosted by S...

How to Handle an Emergency Fund

04 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss how to navigate the online space to find the right place to hold your emergency fund.  Hosted by Simplecast...

Paying Down Debt

01 Sep 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss ways to start paying down credit card and long term debts. Paying down debts can be your first step towards ...

Giving to Charity

29 Aug 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss giving money to charities, churches, or to those in need and go into depth about certain tax deductions that...

Tax Havens and Retirement Savings

25 Aug 2019

Contributed by Lukas

Quint and Daniel answer another listener's question, this time concerning tax havens for small business owners.  Hosted by Simplecast, an AdsWizz com...

How to Maintain Separate Finances

21 Aug 2019

Contributed by Lukas

Quint and Daniel discuss how to maintain separate finances with a significant other - or if you should in the first place.  Hosted by Simplecast, an ...

Knowing When to Save or Invest

18 Aug 2019

Contributed by Lukas

Quint's back, and in this episode, him and Daniel discuss how to save and invest money at the same time.  Hosted by Simplecast, an AdsWizz company. S...

Vacationing on a Budget

14 Aug 2019

Contributed by Lukas

Daniel's in the studio while Quint calls in from vacation to answer another listener's question concerning tips and tricks on how to vacation on a bud...

Own It! Being Cheap

11 Aug 2019

Contributed by Lukas

Quint calls in from vacation to talk with Daniel about friendships and relationships when you're scared about looking cheap. Hosted by Simplecast, an ...

How to Handle Debt

07 Aug 2019

Contributed by Lukas

Daniel's on vacation, so Quint tackles a listener's question concerning debt by himself on this episode.  Hosted by Simplecast, an AdsWizz company. S...

How to Develop a Budget

04 Aug 2019

Contributed by Lukas

Quint and Daniel sit down and discuss ways that you can start and maintain a budget. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for...

Mortgages and Relationships

31 Jul 2019

Contributed by Lukas

Quint and Daniel answer another listener question concerning everything to do with home mortgages. Be sure to submit your question to podcast@diymoney...

Having Fun Frugally

29 Jul 2019

Contributed by Lukas

Quint and Daniel discuss ways to have fun with friends or your significant other while keeping your financial status in mind.  Hosted by Simplecast, ...

The Nuances of Investment Accounts

24 Jul 2019

Contributed by Lukas

Quint and Daniel answer a question regarding Roth and Traditional IRA's, and they discuss the nuances associated with opening an investment account. H...

How Much Insurance Should You Have?

19 Jul 2019

Contributed by Lukas

Quint and Daniel discuss insurance policy decisions and how you should go about "breaking up" with your wealth advisor. Hosted by Simplecast, an AdsWi...

Budgeting Life's Expenses

16 Jul 2019

Contributed by Lukas

Quint and Daniel answer another listener's question. This time, they discuss how they allocate their money and budget for expenses.  Hosted by Simple...

Is Debt Ever "Good"?

06 Jul 2019

Contributed by Lukas

Quint and Daniel sit down and discuss the question of "Is Debt Ever Good?" Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for informati...

Valuing a Business

02 Jul 2019

Contributed by Lukas

In this episode, Quint and Daniel discuss appraising a new business and specifically address the nuances of the process when family is involved.  Hos...

How to Start Investing

28 Jun 2019

Contributed by Lukas

There are many ways to start investing, but the first step involves learning and asking questions.  Hosted by Simplecast, an AdsWizz company. See pcm...

Disciplined Budgeting - It Never Ends

24 Jun 2019

Contributed by Lukas

Daniel and Quint sit down and answer another listener's question regarding budgeting. Make sure to submit your question for a chance to win a $25 Amaz...

Don’t be Dumb with Large Purchases

16 Jun 2019

Contributed by Lukas

This week’s listener question comes from Matt who asks ‘what’s the best way to save for a car or other large purchases’. Hosted by Simplecast,...

Financial Goals for Each Decade of Your Life

14 Jun 2019

Contributed by Lukas

Daniel and Quint walks listeners through a decade by decade playbook regarding various financial goals. How are you doing when it comes to your financ...

$25.00 for your question!!

11 Jun 2019

Contributed by Lukas

We want to engage with you and we're going to give you an incentive to make it happen. Send us your audio question and if we use your clip on air we'l...

Real Estate Purchase for Small Business Owners

08 Jun 2019

Contributed by Lukas

Quint walks listeners through a real estate purchase he recently completed which gives a good look into a strategy that can be used by small business ...

Side Hustle - Part 2 Interview with Amazon Legend Matt Carlett

03 Jun 2019

Contributed by Lukas

A few years ago Matt Carlett needed to make some extra money. The writing was on the wall that his kids were growing up fast and his job did not give ...

Side Hustle - Part 1 Interview with Amazon Legend Matt Carlett

25 May 2019

Contributed by Lukas

A few years ago Matt Carlett needed to make some extra money. The writing was on the wall that his kids were growing up fast and his job did not give ...

Credit Cards Rewards are Enticing Can you Handle it?

22 May 2019

Contributed by Lukas

Whether it's a free flight or the coveted Companion Pass, credit card promotions are all the rage, but are they right for all? Hosted by Simplecast, ...

Saving for Children with Special Needs

17 May 2019

Contributed by Lukas

In this podcast Daniel and Quint discuss the niche market of savings for children with Special Needs. There are some tricky nuances to understand. Hos...

Dave Ramsey's Debt Snowball - Yea or Nay

10 May 2019

Contributed by Lukas

Dave Ramsey has popularized a method of debt repayment called the Debt Snowball. In this podcast Daniel and Quint discuss this in depth and give their...

Mistakes - Making Lemonade Out of the Lemons

08 May 2019

Contributed by Lukas

In this podcast Daniel and Quint revisit some of their past financial mistakes and break down some of the positive lessons learned. Hosted by Simpleca...

Own It! Relationship and Money

06 May 2019

Contributed by Lukas

This week Daniel and Quint take a look at money and relationships. If you're not owning your partner's financial position you're already a step behind...

Money Mistakes

30 Apr 2019

Contributed by Lukas

Despite our best efforts we will make mistakes when it comes to money. Over the years Quint and Daniel have seen them all and in this podcast discuss ...

Like a Roth to a Flame

24 Apr 2019

Contributed by Lukas

Have you ever wondered what exactly a Roth IRA is? Is this a strategy you should be using? In this week's DIY Money, Quint and Daniel discuss all the ...

Cut or Create - You Must Make Margin

20 Apr 2019

Contributed by Lukas

In this hard hitting episode, Quint and Daniel look at the only way to make financial progress. Once you've established the budget and have discipline...

401k BootCamp

17 Apr 2019

Contributed by Lukas

One of the best retirement savings options is your company retirement plan. Whether it's a 401k, 403b, or 457, the best place to start saving is befor...