Quint (host)

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1,851 appearances 126 recordings 1 series first heard Dec 2024 last heard 5 Aug

Quint (host)’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 58 in all, peaking in Oct 2025 with 13.

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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing · Back to the Basics: Fast Cash and Emergency Fund · 10 Jan 2025 podcast

So wherever you are in this, hopefully you're finding some value.

I want to recap a little bit where we've been.

We talked about how to physically build a budget, the actual process by tracking your expenses, and then taking those expenses and crafting a beta budget, which is the first sort of draft of your budget.

And then you tweak it, and it never really ends.

And you never really stop tweaking the budget.

It's an evolving process over time.

It'll have different categories as time goes on, et cetera.

You'll find new things that you need to start budgeting for, et

The third episode we did was a special one that we've never done before, I think, just specifically on this, and that is the art of saying no.

The ability to say no and really start to impose these sort of delayed gratification measures for you.

So you can accomplish your goals.

There's no difference in that and really anything else you're trying to accomplish.

You're going to have to sacrifice in the short to intermediate term to have your long-term goals.

So very important episode.

After that, we talked about developing margin.

And so once you develop your budget, the whole goal is to actually find a positive difference between the income and the outgo.

And that can be done by...

not only cutting expenses, but also looking to increase income and getting creative with that.

Now I want to move into what are the steps when you have margin.

So now you are positive margin on a monthly basis.

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