Rach Kroon

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742 appearances 2 recordings 1 series first heard Jun 2026 last heard 24 Jun

Rach Kroon’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 2 in all, peaking in Jun 2026 with 2.

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money money money · 925b buying your first home to live in · 24 Jun 2026 podcast

And it's just really important to note that when you go into an unconditional contract, if something comes up about that property, you can't get out of the contract.

So you need to make sure you've checked all those things before.

Unconditional.

That's right.

Yeah, you'd be looking at this well before if you were getting a stamp duty concession, yeah.

settlement goes from the government to the bank or something like that yeah and that's and the dates of those things are important yeah because if you are relying on you know and there are still first home buyer grants in different states for different things you know the date of exchange can have a lot of impact on that we're working you know with buyers at the moment Queensland for example has a first home buyer grant for new builds and

And that's changing in June from $30,000 to $15,000.

But everything to do with that change is dependent on exchange and when the contract is signed.

So these dates can be really important.

That's why you wrote a book.

Oh, this is important.

So the definition of a pre-settlement inspection, and you do that just before settlement, the closer you can do it to settlement, the better.

But it is to check that the property is in the same condition as when you inspected it.

So, you know, if there was a hole in the wall when you inspected the property and there's a hole in the wall now, that's okay.

But if there wasn't and now there is, that's what you need to understand.

So the pre-settlement inspection is there to protect you as the buyer to see that the property you inspected is still the same as when you're actually going to settle it.

Now, your conveyancer will organise this with you and you'll go out generally with the agent, maybe the day of settlement, and check that the property is in the right order.

Now, there can be some confusion with this.

Mm-hmm.

Yeah, what isn't it?

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