Rachel Cruze

Dave, we got a lot of calls on this show where life happens.

One day someone's healthy, they're working, providing for their family, and then a curveball hits.

You know, we hear it all the time.

Yeah, and that's why you've always said that having term life insurance from Zander is essential because it protects your family if the worst happens.

Yeah, it's important to understand the difference between them.

Life insurance steps in when you die.

Disability insurance steps in while you're alive but can't work.

So it replaces a large part of your income so the bills still get paid while you get back on your feet.

And that's why Zander is our go-to.

They make it super simple to get the right coverage at the best price, no pressure, no upselling.

So don't wait.

It's fast, it's easy, and it could make all the difference.

Go to zander.com or call 800-356-4282.

Hi, how are you?

So our question is, we're a little bit confused on what my husband and I are a little bit confused on what our next steps are because there are so many moving parts.

We currently have a home that we... So...

We lived in Tennessee, and we ended up moving to South Carolina.

I'm just above the border of Savannah.

And we moved to live with my dad to save some money to buy a house because when we were ready to buy a house, we finally paid back all of our student loans.

And it was 2021, and then everything skyrocketed.