Rachel Cruze

So we couldn't get ahead of it.

So my dad was very nice and said, okay, you move in with us.

But before we moved in, we had signed on a new built home.

So before we moved to where we live now, we signed on a new built home and then moved in with dad and saved some money.

But we didn't realize that the area was a little bit expensive, definitely more expensive than Tennessee.

But, you know, we were great.

We could save the money.

And during that time, my dad had a mini stroke.

So we needed to stay and we have to,

to him because he's not married or anything like that.

And he's the only person we have for the kids.

My husband's family's in a different country, things like that.

So we then moved into our house now, which was $453,000 at the time.

And we ended up putting $67,000 down.

That's the only thing we could save.

But when we signed, it took about a year to build.

And when we closed, it ended up closing at 8% interest, which was the highest interest rate.

So we had to buy it down a little bit, but we've been struggling ever since.

Since then, we have four kids, four and under.

All of them are developmentally delayed, and they all have so many services.