Rachel Cruze

speaker

34,752 appearances 226 recordings 2 series first heard May 2022 last heard 25 Aug

Rachel Cruze’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 55 in all, peaking in Aug 2026 with 8.

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The Ramsey Show · It's Never Too Late To Start Over · 18 Aug 2026 podcast

Paying off some of these debts, it's gonna free up those monthly payments. matched

So it's gonna cause you to have more and more margin as you go down the debt snowball to pay it off. matched

Um matched

But yeah, as you I mean, as you're looking at it, it's gonna it's gonna be a bit. matched

And there's a good chance matched

A thousand of that is in the car payments, right? matched

So if you get rid of that, that's gonna free up cash immediately. matched

And then yeah, looking at your lifestyle. matched

But um, but that's it. matched

And and and Sam and what's wild is that this is so doable. matched

And what's crazy too when we see people do this, especially as they are working their way out of debt. matched

And when it's over a 24 month period, some people do it, you know, 18 to 24 months. matched

But when you're looking at a three-year journey here, it's amazing the matched

amount of people that get raises in this time. matched

They find some side hustles. matched

They start working harder. matched

They matched

It's crazy. matched

So your income's hopefully gonna be increasing throughout this process too, which is gonna help. matched

bring extra margin, but it's gonna take it's gonna feel like whiplash of how you guys have been functioning with money. matched

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