Ron Feldman

speaker

3,922 appearances 11 recordings 1 series first heard Jun 2010 last heard Dec 2020

Ron Feldman’s voice in public audio — every appearance, attributed to the second.

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Franchise Today · Franchise Finance 2012 - Version 3.0 - [REPLAY] · 7 Jun 2012 podcast

um is uh is in the matched

uh first unit start up corporate refugee environment uh and in the matched

environment where the brands haven't really done the job that they need to do matched

uh either operationally or from a uh a disclosure matched

perspective to get access to credit for their franchisees. matched

Uh it matched

I I would say it's across the board, not sector by sector. matched

I wouldn't say that QSR is doing better than healthcare or better than retail. matched

Um matched

I think it's a brand by brand decision. matched

Uh matched

whether, you know, a bank is going to uh loan money uh and and a lot of that has to do with what the disclosure the bank has uh relative to matched

uh that particular borrower or that particular system. matched

Um the matched

banking environment is one of fear. matched

Uh it's still there. matched

There they're the fear of the regulator, the fear of the auditor, the fear of the uh inspector general's office as as it relates to SBA. matched

Uh, they want to make sure that they have done diligence at a level matched

that will pass that scrutiny of the regulator, not just the credit officer in the bank. matched

And in doing that the file needs to be properly papered to show that the bank did their diligence not only on the borrower but also on the franchise system. matched

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