Ruth McNamee

speaker

58 appearances 1 recordings 1 series first heard Nov 2025 last heard 24 Nov

Ruth McNamee’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Nov 2025 with 1.

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Breakfast Business with Joe Lynam · Consumer spending over the upcoming Black Friday sales · 24 Nov 2025 podcast

No, we are getting that sense.

So particularly when we look into what consumers are spending on.

So we have quite a lot of consumers who are going to do like 86% will do their Christmas gifting purchases over this weekend.

And a lot of them are using it as an opportunity to take advantage of the deals.

So they are seeing that there is value for money out there.

But I also think it's important to advertise that.

properly to the consumers and make sure we have a more informed consumer.

So they are tracking spend across the year.

They do know the prices of goods in stores.

Absolutely.

So when it comes to buy now, pay later, we are seeing that Ireland is definitely behind its European counterparts where 29% of consumers are using that.

But that stat is increasing.

It does point to the preference for Irish consumers to continue to pay on purchase.

However, it is a rising stat showing a sign of the times and the potential need for the Irish customer to pay at a later date.

But we're still behind our European counterparts at 39%.

Absolutely.

But again, the one thing we are seeing in that regard is these are very intentional purchases by the Irish consumers.

So they know what they're going in to buy and they're very much not shopping on impulse.

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