Sally French

speaker

290 appearances 1 recordings 1 series first heard Jul 2026 last heard 27 Jul

Sally French’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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Then maybe you switch it to home improvement and furnishings because it's a lot of money.

If you are planning your big summer vacation, maybe you switch it to travel then.

And then you also earn an automatic 2% cash back at grocery stores and wholesale clubs.

So the 3% and the 2% categories do have a combined quarterly cap of $2,500.

After that, you will earn 1%.

But here's where I find this card to be very compelling is that this card is part of what's called B of A rewards.

So if you bank with B of A,

you can participate in this rewards program.

And that's either having money in a checking account, maybe having money with Merrill, if you have your IRA with them or something like that.

And so the more money you have with them, the more rewards you can actually earn.

So if you have a minimum balance of at least $30,000, you get a 25% rewards bonus.

So that makes 1% on general spending into 1.25%.

If you're doing 3% in your bonus category, let's say that's travel, then that makes it all of a sudden a 3.75% earnings.

Now, let's say Lacey has a fuller IRA and maybe has at least 100K with Merrill.

That becomes a 50% rewards bonus.

So that means 3% on your bonus category becomes 4.5%.

And then it gets really wild.

If you have at least $1 million with Bank of America, one, be my best friend and

And two, you can get a 75% rewards bonus.

So with that, 3% on your bonus category becomes 5.25% back.

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