Sally Tindall
speaker
491 appearances
5 recordings
3 series
first heard Apr 2022
last heard 30 Jun
Sally Tindall’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 2 in all, peaking in Jun 2026 with 1.
Appearances
paying less on your mortgage as a nice lower starting base or making cuts to your budget on regular expenses so that you can get the benefit of that cut month after month after month or even something as basic but as frightening as asking your boss for a wage increase they're forecasting that wages will grow
in the next six months, particularly with our unemployment rate sitting at 3.9% now.
But, you know, that's meaningless unless you are actually going to see a pay rise.
So it's really, you know, now's a good time to get up the gumption and ask your boss for a pay rise to help you with those higher costs that are coming down the pipeline.
Oh, thanks for having me.
It's lovely to be here.
yeah absolutely and so there's two problems facing first home buyers one is often the deposit stumping up enough to put down even just 5 10 or 20 deposit but the second one is what we call serviceability the bank needs to see factor in how much income you earn before they're going to accept your loan and that's often a stumbling block for people that are buying by themselves but of course
a little bit of thinking differently can get you over that stumbling block.
The issue really we're looking at right now is that interest rates are at record lows.
That's made serviceability a lot easier for a lot of first home buyers, but it is about to change.
I think we're potentially just a couple of months away from the first cash rate hike in 11 years.
and that will dramatically change those serviceability calculations.
The banks will start lending people less, and that's a worry.
Well, it's all about thinking outside of the box.
And so, for starters, the obvious choice is to potentially, well, to buy with a partner.
But if you're not married or if you don't have that special someone in your life, that's not often possible.
And so, looking to a family member can be an option.
Looking even to friends can be an option.
However,
It doesn't matter who you buy with.
Showing 421–440 of 491 · page 22 of 25
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