Sam Hunt
speaker
323 appearances
1 recordings
1 series
first heard Aug 2026
last heard 3 Aug
Sam Hunt’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.
Appearances
It doesn't earn any interest, but at least it's offsetting the amount of money you owe the bank and therefore reduces the interest expense you pay.
Yeah.
So look, the number one pro with that is compounding wealth.
You've got that $1,600 a month going in.
That will just start to snowball.
As long as you're getting these average 7% returns over the next 20 or 30 years, that will start to snowball and it will turn into a sizable pot of money.
I hope so.
So once again, it's a comfort factor for everyone, right?
But typically if interest rates are lower and you're going to get, you know, let's go back to post-COVID where interest rates were around about 2%.
So I'm getting a guaranteed risk-free after-tax rate of return of about 2% post-COVID.
If I'm investing and I can get even on a 7% return, okay,
After tax, call it a 4.9% return if you're in about a 30% tax bracket.
Yes, you're taking on some investment risk and, you know, volatility comes into it.
You're not always going to get a positive return.
But over the long term, if you are investing for the long term, which you say you are.
As long as you sit there and try not to tinker too much with the portfolio, you should get those sort of longer term returns, which compared to a 2% mortgage rate.
Yeah.
you're better off getting a 4.9% after-tax rate of return than a 2% after-tax rate of return.
Yes, there's some equity risk and some investment risk, but on a balance, on those sort of numbers, it would probably make sense to keep investing.
Absolutely.
Showing 181–200 of 323 · page 10 of 17
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