Sarah Rathner
speaker
124 appearances
2 recordings
1 series
first heard Dec 2022
last heard Feb 2023
Sarah Rathner’s voice in public audio — every appearance, attributed to the second.
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Appearances
WSJ Your Money Briefing · Medical Debt Under $500 Will Be Removed From Credit Reports · 9 Feb 2023
podcast
To have that issue resolved and taken off of your credit report would absolutely benefit you over the long run.
If you're at the border between fair credit and good credit,
And getting these medical bills off of your credit report can push you into good credit territory.
That opens up so many possibilities in terms of the credit cards you can qualify for, the loan terms you can qualify for.
If you were thinking of buying a house or buying a car in the near future, it can really be helpful to you.
So definitely keep in mind that through the end of 2023, you can get once a week your credit reports from all three of the main credit bureaus from annualcreditreport.com.
It's free.
You should never pay to access your credit report.
You are entitled to that information.
So take advantage of this.
and check your credit reports periodically throughout the year, especially after the middle of this year.
If you happen to see a medical debt that should have been removed, you can dispute this with all three credit bureaus, and you can also talk to your insurance provider or your healthcare provider to find out how they've been reporting this information.
And hopefully, the dispute process would be enough to clear out anything that should have cleared out on its own but didn't.
It's incredibly common for there to be errors made in this process.
You should always double and triple check the explanation of benefits that you get from your insurance company.
That's not a bill, but it does spell out what you've been charged and why.
And any other bill that lists out line items of what you've been charged for any sort of medical procedure or doctor's visit, because you might be charged incorrectly for things, for services you didn't receive.
Sometimes things are incorrectly coded to insurance companies, for example.
My husband went in for an annual physical, which should be free with most major insurance.
It was coded incorrectly as a medical visit and not an annual exam.
Showing 21–40 of 124 · page 2 of 7
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