Sarah Rathner

speaker

124 appearances 2 recordings 1 series first heard Dec 2022 last heard Feb 2023

Sarah Rathner’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Medical Debt Under $500 Will Be Removed From Credit Reports · 9 Feb 2023 podcast

And he was charged a copay.

It's not a huge amount of money, but it's the principle of the thing.

Why pay $30 for something that should have cost $0?

And so these things are worth disputing.

Sometimes it takes months to resolve these issues.

But when you're talking about a bill that's wrong to the tune of hundreds of dollars, it is worth spending that time.

Right.

I mean, so often we pay money toward things that are wrong or slightly inconvenient just to get them to go away.

And that's, you know, I absolutely get it because it is a privilege to have the time to fight these fights and to sit on hold and to ask these questions.

And so sometimes it is just easier to just pay the bill and move on with your life.

But your money is important to you and nobody cares more about your money than you do.

And that means that sometimes you have to be your best advocate in situations like this.

It's hard to do, especially if you're not feeling well, if you're dealing with an ongoing health issue.

But as best you can, if there's somebody in your life who can help you make that call, that can be really worthwhile, too.

Yeah, this is an especially important time to think about ways to reduce your debt and lower the cost of your debt because interest rates are so high.

Especially for credit cards, the average interest rate is north of 20%.

That is a lot of money.

So step one is if you have high interest debt, you could start by thinking of ways to lower the interest and therefore lower the cost of that debt.

There are a few ways you can go about that.

One is a balance transfer credit card.

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