Sim
speaker
992 appearances
4 recordings
1 series
first heard Apr 2026
last heard 8 Jun
Sim’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 4 in all, peaking in May 2026 with 2.
Appearances
Like in their case, it would be so much easier for them to just have one bank account, their income comes into that bank account and then it goes from there.
And another relationship that I've seen one partner
is a high income earner, the other partner is like a freelancer and in their case they are married so for the stability of both of them they also have it all together.
On the flip side I've met couples where there's a huge disparity in income or they're just newly dating and they don't really want to like put things together and so there's no right or wrong way but here are some of the ways that you can structure it.
The first is to do a proportional split where you have your bank account, their bank account, and based on your proportionate salaries, you put some money into the joint account for expenses.
Let's say you make $100,000 a year, they're still in grad school, and they make $20,000 a year.
You're probably not going to ask your partner that's in grad school to pay 50-50, and so maybe it's 70-30 or 80-20, and you split it that way.
Another way of doing it is by having all of your money in one joint account, like I shared earlier.
It's a very common way of doing it.
Your income comes in, their income comes in, all your expenses go out of that account.
And it's really good at keeping things clean and simple and you can kind of track everything.
But the feeling of financial independence really goes out the window.
And on top of that, you're also unable to have a separate account with some cash as a
you know just in case and if you're doing it then you become part of the 42% of people that are hiding money from their partners so pros and cons for it and also like you know if you want to buy them a gift or surprise them and then you kind of can't because they see the spending and where the money's going so that makes it a little bit harder as well.
Now, the third option and probably my favorite option that I always recommend for people is to have two separate accounts, your account where your income comes in, your partner's account where their income comes in, and then having a joint account for all the bills that you share.
So food, utilities, water, whatever it is, gifts that you get for each other's families, just putting that all together, figuring out like, hey, it probably costs us, I don't know,
$1,000 to live together.
And so let's just put in 500 each or proportionately split it based on incomes if our incomes are drastically different.
And then by doing it that way, you still maintain the independence.
And right now my husband and I do that, but to still
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