Skyler McKinley
speaker
34 appearances
1 recordings
1 series
first heard Dec 2022
last heard Dec 2022
Skyler McKinley’s voice in public audio — every appearance, attributed to the second.
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Appearances
WSJ Your Money Briefing · How Not Having Student Loans Affects Your Financial Future · 1 Dec 2022
podcast
No, I managed to escape or graduate from college without any debt as a function of a scholarship I received that really made it possible.
And then my father, who passed away when I was very young, was a state judge, and so his state pension paid for the balance.
But I was really grateful to be able to go to college and to be able to graduate without thinking about debt beyond what I just accrued in expenses, which were minimal.
So that was a life-changing experience for me in that regard.
You know, I think that when thinking about my career, I could always focus on work that I wanted to do.
So my job became not just an occupation, but I could always do work I was passionate about.
That changed my perspective on work because I was making choices for me.
When it comes to the economics of it, not having debt allowed me to, when the time was right and my career had progressed,
purchase my first home.
That is generally thought of as a sensitive investment in America, but I can tell you psychologically, it is one of the most important investments you can make in a town like Denver, which has been growing, where rents have been rising for decades, where you're never certain if you're gonna get priced out.
And then sort of having that home base allowed me to, again, continue working, but to make other choices along the way.
So I managed to, by dumb luck, find a bar that was for sale.
And that was a lifelong dream that I was able to really actualize, in part because from day one, I was never starting out owing anybody money.
From day one, I was really only doing things for me.
I was working for me.
I was making choices for me.
And I never had that loss of freedom, which then, you know, by the time I had aged and had worked and was able to make thoughtful risks, I knew what risks were sensible to.
You know, in this country, we sort of think of freedom as a guiding value and one of the values that undergirds the American dream.
But I actually don't know if we've structured our economy to be pro-freedom and to be pro-American dream.
I feel really, really grateful
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