Stephanie Roth

speaker

365 appearances 1 recordings 1 series first heard Jul 2026 last heard 15 Jul

Stephanie Roth’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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My friend's point, not my point.

Yeah, and I think we're also a different generation than the baby boomers, for example, where owning a home meant that you kind of made it.

And the younger generations, they don't view goods in the same way that some of their parents did.

or their grandparents did.

So the idea that they need to have a white picket fence, that might have faded.

And therefore, they're more into experiences.

In the last couple of years, travel and service demand has been incredibly strong, more so than goods demand.

And that might be the trend just going forward.

It might just be a bit of a shift in terms of the consumer mindset and where they want to spend their money.

And

You know, paying as much as it would cost to afford the monthly mortgage payment is maybe just not their preference at the moment.

That said, there is a cohort of people where it is unaffordable to live where they are working in a sort of reasonable distance in terms of commute.

And that's sort of what the holdup is.

I think what will happen eventually, mortgage rates will probably come down modestly and then consumers will grow into a level of prices.

And what that means is prices may stay steady for some time and incomes continue to grow.

And then eventually it becomes a lot more affordable than it is today when you look at various affordability metrics.

Yeah, it seems to be this evolving sentiment where you're right.

People want to get paid a lot, but perhaps work less than otherwise would be.

Totally.

And like, I mean, if you're going to actually be more productive with that, then so be it.

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