Stephen Knight

It'll be 18 million soon.

And had her own regular radio segment at Radio New Zealand for quite some time.

I mean, that's very kind.

This is where the mentor exceeds the master.

But here she is in 2026 at 29 and she has now retired.

She's hit her number and I want to talk all about it.

So, Sim, what made you want to retire at 29?

And so how did you know that you were ready to retire?

Because just before we came down, Andrew and I were talking to one of our financial advisors and there is a situation where there is a nurse who's in her mid-70s and she's got boatloads of money, right?

But she's scared to retire.

And we kind of see that quite often with investors.

What gave you the confidence or how did you know that you could do this at 29?

That gets you quite a few drinks at the Outback Bar on a Saturday night.

I mean, that truly would be the definition of finding love in a hopeless place.

I think I can say that.

I went there when I was a student.

Now, one question I've got to ask you, Sam, is that there are a lot of people who would start businesses, be successful in them, but then...

they have lifestyle inflation.

They start spending more because they're earning more, right?

So there are not many people who, even if they have a successful business, would be able to retire relatively quickly because they start spending more or they think, oh, I'm just going to invest even more in the business where I want to grow a bigger business.