Suzanne Kapner
speaker
353 appearances
8 recordings
1 series
first heard Apr 2020
last heard Feb 2024
Suzanne Kapner’s voice in public audio — every appearance, attributed to the second.
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Appearances
WSJ Your Money Briefing · Gift Cards Are a Hot Item This Year. Watch Out for the Fees. · 24 Dec 2020
podcast
Well, most retailers, you know, who file for bankruptcy and even ones who liquidate, they do have the opportunity to ask the court to allow them to accept gift cards.
And, you know, the best advice is to use those cards as soon as possible.
You know, sometimes there's a window of like a month or so where the cards are still valid.
So they still can be redeemed.
Thanks for having me.
You know, it's been a tough year.
Maybe your friends or your kids or your family, you know, have struggled this year.
You want to do something nice for them and you want to do something nice for yourself.
Thanks for having me.
Well, people are spending less on traveling, entertainment, dining out.
And, you know, even those, from the data I've seen, even those, you know, have lower incomes or maybe have had some, you know, impact to their income and their employment, you know, overall, they are still spending less.
So there is more disposable income to be spent on other things.
Well, it seems like it's really taken off during the pandemic.
What they're talking about are these aspirational customers.
These are people who love and crave luxury items, but they can't afford them on a regular basis.
So now when they feel like they have a little more money in their pocket, they might treat themselves to the designer handbag, the expensive watch, the diamond jewelry.
And even, you know, it goes down to sort of everyday products like olive oil and spaghetti sauce.
You know, a big market research firm that looks at $1.1 trillion in consumer spending across grocery stores and consumer products, they found this across all income segments people are trading up to the premium bottled water, the premium detergent.
You know, even if you're making sort of at the lower end of the income spectrum, this is happening.
You know, the trend pre-pandemic had been toward experiences, and this was especially true for younger people.
Showing 261–280 of 353 · page 14 of 18
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