Tahli Cavagnino

speaker
599 appearances 2 recordings 1 series first heard May 2026 last heard 6d ago

Tahli Cavagnino’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
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Recordings per month over the last 12 months — 2 in all, peaking in Sep 2026 with 1.

Appearances

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Um it's kind of like
Yeah.
Absolving money.
Yeah.
Okay.
The first point uh on this is what you highlighted as well, in that if they are moving into
a new job, they're ceasing an employment arrangement.
So although they're sixty, um
They can technically start to create an income stream out of their super if they wish.
Um, I would say if they're moving to part time work, it would make sense to do so in most cases.
Um, and they could either take, you know, a lump sum amount or they could take that as a gradual income stream.
So moving that aside, um, the consideration of like
pay off the mortgage or keep chipping away at it slowly.
The main reasons that I would say you
would pay down the mortgage.
is first and foremost, whatever you put into the offset or whatever you pay into the mortgage and actually reduce the balance is essentially giving you like a guaranteed tax free rate of return equal to the rate of your mortgage interest.
So that's a big one.
Um earlier on in life, like that trade off is
is a little bit different because we're we might be taking a higher risk approach with our investments inside super.
So we might say at that point in time that we're expecting to earn more from our investments than what we're paying on the mortgage.
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