Tanya P. Brown
speaker
127 appearances
1 recordings
1 series
first heard Jul 2026
last heard 27 Jul
Tanya P. Brown’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.
Appearances
I agree.
I feel we concentrate too much on the dollars and we forget there's a human being with feelings behind it.
I literally say my job is to help people quit theirs.
So helping people create a financial exit strategy to quit corporate and go solo.
I would actually say prioritize the things that are likely to happen.
Those to me are the priority because those are what bust everybody's budgets and those are the things that are going to happen.
Those are, you have to fly out because the family is ill.
You have an over and above average incident that happens.
And that's where the emergency comes in.
So I oftentimes say emergencies are for the things you pray never happen.
With the short-term savings, let's just say you want to save for Christmas.
Yes, you can just wait till Christmas and spend the money, but then you always are finding yourself in a panic spending the whole thousand, whereas if you just set aside $100,000 every month –
It's smooth.
So think of short-term savings as smoothing what feels like an emergency or a panic moment.
So if you know this comes up regularly, you can simply have a line item in your budget.
A hundred of that thousand dollars may go towards a Christmas budget.
A hundred of that line item may go towards a future repair or future dental if you don't have that already covered inside of a flexible spending account or
health care savings account.
So the goal of short term is to turn the panic into something that is automated and something smooth.
Some people like the separation because mentally they're like, okay, for a known future car repair, it's in short-term savings.
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