Tanya P. Brown

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127 appearances 1 recordings 1 series first heard Jul 2026 last heard 27 Jul

Tanya P. Brown’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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Life Kit · Savings strategies that actually work · 27 Jul 2026 podcast

So that was really conservative back then.

I will still say you are on a conservative side.

It's a decent rule of thumb to stick to.

Some people have lowered that to if you don't need the money for two to three years.

Absolutely.

I had account for I literally called it future me.

That was literally the name.

And I was putting money in there.

I had no idea what it was for.

And when this is quite a while ago, and because I just had that money, I was able to support myself until I was able to make a decent living in financial services.

So I think it's totally okay not to know what it's to use for.

But you want to give future you a future of options.

That is a great question.

And when I work with clients, I would have them set up rules of thumb.

So for emergencies, we would literally set up, here are rules of thumb.

For instance, an emergency is not to be used for an expense that's reoccurring every year.

Again, a car repair is reoccurring every year.

Travel is reoccurring every year.

Medical is reoccurring every year.

This is for over and beyond a

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