Thomas Gregory

speaker

390 appearances 1 recordings 1 series first heard Aug 2026 last heard 4 Aug

Thomas Gregory’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Aug 2026 with 1.

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Talking Tokens: Crypto, Onchain Finance, Investing · Why Binance Wants to Replace Banks for Everyday Payments | Thomas Gregory, Binance · 4 Aug 2026 podcast

You can send me money.

I can pay my friends, my family.

I can pay for my shopping.

When I go on holiday, I can use my QR code in countries around the world to pay for stuff.

So it becomes a one stop integrated shop for everything I need.

The end point of that is why do I need a bank at that point in time?

It depends.

For everyday payment services, eventually no.

There are more complex banking products, which, I mean, banks are our friend as well, right?

Because you need banks to do your everyday payment life.

So I don't really see this as a huge...

bank disruptive program, but I actually see it as it complements.

There's some things banks are very good at.

Banks are better than we are traditionally.

The crypto industry is at lending, for example, at credit risk, at credit card, revolving credit.

But in the future with crypto-backed loans, then there are some use cases heading that way as well.

So I don't know where the end point of this is.

But the starting point is if I'm a day-to-day retail user or if I'm a small business or corporate user, then maybe there's a better world out there where I can do everything through my one-stop-shop super app, as it's called.

And why can't that be Binance?

Yeah, no, 100%.

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