Tim Lawless
speaker
584 appearances
2 recordings
2 series
first heard Jun 2026
last heard 8 Jul
Tim Lawless’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 2 in all, peaking in Jul 2026 with 1.
Appearances
But at the moment, if you can't buy into the housing market and offset that cash flow loss through a negative gearing strategy –
It doesn't make as much sense anymore, especially if over the medium term, we're not going to be seeing capital gains in the marketplace.
Or higher.
Absolutely, yeah, yeah.
Yeah, but there's still a huge gap between finding a positive cash flow property and where yields are at the moment.
With interest rates around the mid-sixes for an investor, you'd probably need to see a gross yield up around 7% or 8% for that to be positive cash flow when you account for your mortgage repayments and all your other holding costs.
The only areas that offer that sort of return in Australia tend to be extraordinarily high risk, mining towns, for example.
Yeah.
or some of the inner-city apartment markets around Melbourne.
Carlton's a good example of a very high-yielding market, mostly because unit values in that area are still lower than they were 10 years ago.
The question is, how long does that take?
I think that's a really gradual phenomenon, and it's going to take some time.
Yeah, absolutely.
And I mean, if you look at something really basic, like,
The government incentivized first homebuyers to come to the market in October with a 5% deposit guarantee.
Terrible.
It's just so bad.
Brought a lot of first homebuyers in with a very small buffer.
And then they smashed the market through the budget and are almost orchestrating prices to come down more so than they would have otherwise.
So for a lot of those first homebuyers that came in,
Showing 201–220 of 584 · page 11 of 30
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