Toby Howell

speaker

33,421 appearances 346 recordings 5 series first heard Oct 2023 last heard yesterday

Toby Howell’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 205 in all, peaking in Jun 2026 with 49.

Appearances

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Morning Brew Daily · Fed Raises Rates for the First Time in 3yrs & What Happened to Ed Sheeran’s Tour · 17 Sep 2026 podcast

So those three headed monster is the thing that is keeping inflation higher than the Fed wants it to be. voice-verified

I actually think this is a good example of how statistics can lie a little bit. voice-verified

Not lie, or just basically portray a picture that a lot of people may not be experiencing themselves. voice-verified

Because for a long time, higher earners have been responsible for bigger and bigger amounts of consumer spending. voice-verified

We see this across lots of industries. voice-verified

The airline industry has focused all its attention on the front of the plane and the more wealthy passengers. voice-verified

So that means we can see these aggregate and median figures go up, but they can also coexist with a lot more financial pressure the further down you go on the income distribution. voice-verified

So if that feels like there's a split-screen economy or a K-shaped economy, whatever you voice-verified

absolutely can be the case, even though you are seeing, you know, the big number go up when it comes to wealth building for a lot of voice-verified

And just zooming out, 2025 is a particularly interesting year because it really is the last baseline number we got before the economic effects of the U.S.-Iran war. voice-verified

war start to seep into the economy. voice-verified

So it also comes before a lot of the federal safety net changes that the Trump administration has put forth came into effect. voice-verified

So we will have a pretty nice A and B test to see how the economy reacts, both to higher oil prices, but also to things like SNAP benefits being cut in voice-verified

the rest of kind of what the administration has stripped away from whatever you want to call it, the welfare state or the federal safety net. voice-verified

This will be a literal, we can see what happened in 2025 with record median household income and see if that changes now that a lot of these things have been stripped away. voice-verified

Moving on, if your iPhone was connected to Wi-Fi as you slept, you likely woke up this week with a brand new set of features thanks to iOS 27, most notably a Siri that is actually helpful. voice-verified

The off-delayed revamp of Siri is finally here with Apple promising it will deliver voice-verified

a lot of the AI-powered features it's been lacking. voice-verified

Amongst them, unlike your date last night, it can actually hold an ongoing conversation. voice-verified

So when you ask it, what's the weather? voice-verified

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