Tori Dunlap

And sometimes it's the exact opposite, like we were talking about before of, I see, again, a lot of first-gen or people of color, they saw their parents not grow up with a lot. And so then their thought is, any dollar I get, I have to save. And I have no flexibility with myself at all because I'm not sure when my next paycheck's coming, right?

And sometimes it's the exact opposite, like we were talking about before of, I see, again, a lot of first-gen or people of color, they saw their parents not grow up with a lot. And so then their thought is, any dollar I get, I have to save. And I have no flexibility with myself at all because I'm not sure when my next paycheck's coming, right?

And sometimes it's the exact opposite, like we were talking about before of, I see, again, a lot of first-gen or people of color, they saw their parents not grow up with a lot. And so then their thought is, any dollar I get, I have to save. And I have no flexibility with myself at all because I'm not sure when my next paycheck's coming, right?

And sometimes it's the exact opposite, like we were talking about before of, I see, again, a lot of first-gen or people of color, they saw their parents not grow up with a lot. And so then their thought is, any dollar I get, I have to save. And I have no flexibility with myself at all because I'm not sure when my next paycheck's coming, right?

And sometimes it's the exact opposite, like we were talking about before of, I see, again, a lot of first-gen or people of color, they saw their parents not grow up with a lot. And so then their thought is, any dollar I get, I have to save. And I have no flexibility with myself at all because I'm not sure when my next paycheck's coming, right?

So even money memories that could be deemed positive of, okay, it's encouraging me to save. But at what cost, right? Are you completely depriving yourself of all joy? Well, that's not great either. I had a client that I mentioned in the book who was saving 90% of her income. And she wasn't making a million dollars. It was like 90% of 75K. And I was like, you don't need to save that much.

So even money memories that could be deemed positive of, okay, it's encouraging me to save. But at what cost, right? Are you completely depriving yourself of all joy? Well, that's not great either. I had a client that I mentioned in the book who was saving 90% of her income. And she wasn't making a million dollars. It was like 90% of 75K. And I was like, you don't need to save that much.

So even money memories that could be deemed positive of, okay, it's encouraging me to save. But at what cost, right? Are you completely depriving yourself of all joy? Well, that's not great either. I had a client that I mentioned in the book who was saving 90% of her income. And she wasn't making a million dollars. It was like 90% of 75K. And I was like, you don't need to save that much.

So even money memories that could be deemed positive of, okay, it's encouraging me to save. But at what cost, right? Are you completely depriving yourself of all joy? Well, that's not great either. I had a client that I mentioned in the book who was saving 90% of her income. And she wasn't making a million dollars. It was like 90% of 75K. And I was like, you don't need to save that much.

So even money memories that could be deemed positive of, okay, it's encouraging me to save. But at what cost, right? Are you completely depriving yourself of all joy? Well, that's not great either. I had a client that I mentioned in the book who was saving 90% of her income. And she wasn't making a million dollars. It was like 90% of 75K. And I was like, you don't need to save that much.

Yeah. It was a practice that I started doing when I would coach clients one-on-one. And it was this realization of, you know, I would ask people, okay, what money's coming in? And they could total that up for me usually, right? Like, okay, I'm getting paid this amount during this time. And, you know, maybe I have this side hustle or if you're a business owner, right?

Yeah. It was a practice that I started doing when I would coach clients one-on-one. And it was this realization of, you know, I would ask people, okay, what money's coming in? And they could total that up for me usually, right? Like, okay, I'm getting paid this amount during this time. And, you know, maybe I have this side hustle or if you're a business owner, right?

Yeah. It was a practice that I started doing when I would coach clients one-on-one. And it was this realization of, you know, I would ask people, okay, what money's coming in? And they could total that up for me usually, right? Like, okay, I'm getting paid this amount during this time. And, you know, maybe I have this side hustle or if you're a business owner, right?

Yeah. It was a practice that I started doing when I would coach clients one-on-one. And it was this realization of, you know, I would ask people, okay, what money's coming in? And they could total that up for me usually, right? Like, okay, I'm getting paid this amount during this time. And, you know, maybe I have this side hustle or if you're a business owner, right?

Yeah. It was a practice that I started doing when I would coach clients one-on-one. And it was this realization of, you know, I would ask people, okay, what money's coming in? And they could total that up for me usually, right? Like, okay, I'm getting paid this amount during this time. And, you know, maybe I have this side hustle or if you're a business owner, right?

But when we dug into it, she didn't grow up with a lot. And she was like, I need to save every single penny because I don't know what the future holds for me. And I'm like, you can ease off the gas. It's okay. It's okay to not to save all of this money.

But when we dug into it, she didn't grow up with a lot. And she was like, I need to save every single penny because I don't know what the future holds for me. And I'm like, you can ease off the gas. It's okay. It's okay to not to save all of this money.

But when we dug into it, she didn't grow up with a lot. And she was like, I need to save every single penny because I don't know what the future holds for me. And I'm like, you can ease off the gas. It's okay. It's okay to not to save all of this money.

But when we dug into it, she didn't grow up with a lot. And she was like, I need to save every single penny because I don't know what the future holds for me. And I'm like, you can ease off the gas. It's okay. It's okay to not to save all of this money.

But when we dug into it, she didn't grow up with a lot. And she was like, I need to save every single penny because I don't know what the future holds for me. And I'm like, you can ease off the gas. It's okay. It's okay to not to save all of this money.