Troy Millings
speaker
140 appearances
1 recordings
1 series
first heard May 2025
last heard May 2025
Troy Millings’s voice in public audio — every appearance, attributed to the second.
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Appearances
Appreciate it. Thank you.
Nah, you got to keep the composure. I think that we've always had a calm Demeter. He's a little bit more outgoing than I am. I'm very chill, laid back, reserved person. But I feel like in a day and age where everybody's trying to be somebody that they're not, and I feel like a lot of times when you get online or get on social media, it's almost like wrestling. You have to adapt to a personality.
So you have to change your name and you got to change the way that you dress and change the way that you talk. So I think it's refreshing for people to just really feel like it's an organic vibe. And that's what we did. We haven't changed our personas. or changed our name or changed too much about ourselves. We're just the same people that we were before.
So even if people don't know us or haven't knew us for 20, 30 years, they can feel like it's an authentic person that they actually grew up with, as opposed to a celebrity or a talking head that they're listening to.
A couple of trinkets.
Well, I'll say this. We're still down from the highs that we were at in February. We haven't recovered fully yet. But we spoke with the head of brokerage at Robinhood, and he says they had a record inflow of money that flew in over the last month and a half. So now I think that people are starting to go away from what they used to do as far as panic and sell.
There's still some panic selling that happens, but now people are really buying the dip. And that's become a term. And urban vernacular is buy the dip, right? So I think that more and more people are looking at these downturns as an opportunity as opposed to being scared.
And that goes to the work that everybody like yourself has been doing and championing as far as financial literacy, teaching people about investing, teaching people about index funds, teaching people about dollar cost averaging. So they used to call retail investors dumb money. because they were not educated.
So they were liquidity, they were opportunities for smart money, which is whales and institutions and hedge funds to make money off of. But now I think they're starting to change. I think more and more regular people that might have $5,000 or $10,000 or $1,000 invested, they're still educated and they're not getting taken advantage of at the same level
that it might've been at previous times in history. So I think that current is starting to change a little bit.
For me, it's just a matter of understanding entrepreneurship at a high level. My dad was an entrepreneur. My mom was a schoolteacher. She's always from a standpoint of, like, security. And he was on a standpoint of making risk. As an entrepreneur, you take risks.
You know, when you're a kid, you're not really privy to a lot of conversations, but if you're an observant person, you can pick up things. You don't have to actually have a conversation with somebody to know. What's actually happening is like a puzzle. You can put pieces together. There's a lot of times where, as an entrepreneur, you might not get paid for a week or a month or whatever, right?
And it's an inflow of cash that's not always stable. So that can cause a lot of issues. When one person has a stable income, the other person doesn't have a stable income. that causes problems, you know what I'm saying? Like that causes problems.
So you see things like that and you understand like, okay, like this is the dynamics of a family that when you're dealing with finances and it could lead to issues and that's something that you pick up early on. So you got to figure out like, is this something that I want for myself? Or do I want to subject somebody else to that? Or you start to think about those types of things because
A lot of issues and relationships come down to finances. I think that's one of the major cause for divorces actually in America. There's a lot of different things that you just pick up on as a child that shapes who you are as an adult. But for me personally, I always wanted to be an entrepreneur.
So you see the ups and downs and you know that it's not easy, but that's giving you some level of foresight of what you need to avoid. and different mistakes that you could potentially stay away from. Keep your overhead low. Don't overexpend yourself when times are good. Make sure you hoard money as opposed to spending money when times are good. Then you don't have money when times are not good.
So these are all things that you pick up if you're around people that actually are in business. And you can learn from their mistakes just by observing. And you can learn from things that they're doing good by observing. Like sometimes you don't always have to actually get mentored to learn. Like I said, if you're an observing person, you can actually learn just by being in close proximity.
Huh? You said I wanted to be married?
Marriage, if it happens, it happens.
For sure. Definitely.
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