Tyler Gardner
speaker
5,337 appearances
12 recordings
1 series
first heard Jun 2026
last heard 4d ago
Tyler Gardner’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 12 in all, peaking in Aug 2026 with 5.
Appearances
By that Wednesday in October, the balance read $911,000.
voice-verified
He had lost, on paper, $489,000, a third of his retirement.
voice-verified
Robert is an engineer by training, the kind of person who reads instruction manuals before he assembles furniture, the kind of person who keeps spreadsheets of his utility bills going back to 1994.
voice-verified
He looked at the screen.
voice-verified
He read the news.
voice-verified
He read more news.
voice-verified
He read, in his words, every single article he could find on CNBC.com, which is a sentence that ought to be inscribed on the bedroom wall of every behavioral economist as a warning.
voice-verified
And then, on that Wednesday, in October of 2008, with the market down 40% from its peak and the financial system genuinely teetering,
voice-verified
Robert moved his entire portfolio to cash.
voice-verified
Six months later, as we now know, the S&P 500 hit bottom and turned.
voice-verified
By March 2010, it had recovered most of its losses, and by the end of 2013, it had set new all-time highs.
voice-verified
And Robert, locked in cash, missed every single minute of it.
voice-verified
He has, by his own accounting, spent the last 17 years with significantly less money than he would have had if he had simply done nothing on that Wednesday in October.
voice-verified
The single most expensive decision Robert ever made was the one he made the day the news got just a little too loud.
voice-verified
Welcome to part four of the decumulation series.
voice-verified
Five parts and we are four deep.
voice-verified
Today we're talking about market downturns in retirement and more specifically about how to tell the difference between weather and climate when the screen turns red and your stomach does the thing it always and understandably does.
voice-verified
This is, I want to say up front, the most philosophically loaded episode in the series.
voice-verified
Because what we're actually talking about today is not investing.
voice-verified
It's the relationship between knowledge and panic, between forecast and fact, between the story your brain tells you in the dark and the math that keeps being true, whether you choose to believe it or not.
voice-verified
Showing 2681–2700 of 5,337 · page 135 of 267
← Previous
Next →