Tyler Gardner
speaker
5,337 appearances
12 recordings
1 series
first heard Jun 2026
last heard 5d ago
Tyler Gardner’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 12 in all, peaking in Aug 2026 with 5.
Appearances
So go grab a coffee.
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as this episode wanders a little bit by design.
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And as always, familiar ask if you found this show even remotely useful.
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If you've learned something about money or investing or yourself that you didn't know a few months ago, please consider leaving a review on Apple or Spotify.
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It helps others find the show and know what it's about
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And it helps me appreciate that this day-in, day-out endeavor to make financial literacy free, digestible, and accessible to anyone who wants to sit through 45 minutes of talking about expense ratios and index funds is not done entirely in vain.
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Thank you, and let's get into it.
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Part 1.
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Weather is not climate.
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The single most useful frame I've ever encountered for thinking about markets, and one I almost never see applied to retirement planning, comes not from finance but from earth science.
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Weather and climate are different things.
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Weather is what happens on Monday afternoon.
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It's the storm, the heat wave, the sudden cold front, the morning when the windshield is iced over and you have to scrape it.
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Weather is local in time, it's volatile, attention-grabbing, sometimes dramatic, and sometimes even life-threatening, but almost always, in the broad sweep of geological history, irrelevant.
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Climate is what happens over decades.
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It's the slow average of all those weather days, smoothed out, indifferent to any particular Monday.
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Climate is what you build your house for.
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Climate is what you plant your garden around.
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You don't landscape your yard based on the weather forecast.
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You landscape it based on the climate.
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Showing 2701–2720 of 5,337 · page 136 of 267
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