Tyler Gardner
speaker
4,362 appearances
10 recordings
1 series
first heard Jun 2026
last heard 7 Sep
Tyler Gardner’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 10 in all, peaking in Aug 2026 with 5.
Appearances
Weather is what comes for you in the year, and there will be one, when the market drops 25% in a six-month stretch for reasons that seem entirely valid at the time, and that nobody's talking about 10 years later.
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The art of being a retiree is the art of remembering, in real time, that weather is not climate.
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And bluntly, it is the hardest thing you will ever be asked to do.
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It is also the most important.
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There's a passage in Marilynne Robinson's Housekeeping, and I apologize in advance for getting literary five minutes into this podcast, but for those who have followed this show or the newsletter, you know I just can't help myself.
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where the narrator describes her grandmother's habit of watching storms come across the lake.
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The grandmother, who lived through the Depression and lost a husband to a train and a daughter to suicide, watches the weather not with fear, but with a kind of patient regard.
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The storms come, the storms pass, and the lake remains the lake.
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That, I think, is the posture.
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The lake remains the lake.
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The market remains the market.
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Your portfolio, structured properly, remains your portfolio.
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The weather is doing what weather does.
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Your job is to not confuse it with the climate and choose not to retire to Florida because you heard there are some bad storms every now and then.
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Part 2.
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The Sequence of Returns Risk Window Properly Understood
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Okay, aside from the literature, we'll get back to the math because I respect your time and this math actually matters.
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I touched on this in part two of this series, but I want to go deeper today because it's the technical spine of everything else we're going to cover.
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The concept is called sequence of returns risk, and it is one of the most consequential, least understood mathematical features of retirement.
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Here's the basic idea.
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Showing 1761–1780 of 4,362 · page 89 of 219
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