Vivian Tu

How are you going to learn it?

Because sure, if you are a young person growing up low income and you want to make smart money decisions, work very hard in school, get good grades, do the American dream thing, and you go, you get to Harvard, okay?

You get to Harvard, the rich kids still don't wanna be friends with you.

Why not?

Because you can't afford to split the table at the club on Friday night.

Wow.

You can't afford to pay for the dues for your finals club or whatever they call it.

you don't have that money to get you there.

So I think the process of becoming wealthy and becoming rich and having money

It's available to anyone, but the trajectory and the timeline is very, very different.

Where you start.

So I'm saying that proximity makes it easier.

Yes.

So if you grow up rich...

And your parents are, you know, very, very tough.

And they're like, we're not leaving a penny to you guys.

You still grew up around all those rich people.

Exactly.

And you still got all those soft skills.

Whereas someone whose parents are like, I will leave you every dollar I have.