$1 Million and Counting: 10 Ways to Save and Invest During Lockdown 6.0

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Australian Finance Podcast 39 min 2 speakers 3 chapters transcribed 3 months ago
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What are the 10 ways to save and invest during lockdown?

Owen Raszkowski 0:00
Property investors often talk about using debt to build wealth. In the share market, that's called gearing. With the BetaShares WealthBuilder range, investors can access moderate gearing into shares, and with the newly launched GG-BL, That means exposure to a diversified portfolio of around 1,300 global companies excluding Australia, all with no loan applications, credit checks, or margin calls. Gearing magnifies both gains and losses, so it's only suitable for investors with a very high tolerance for risk. You can learn more about the WealthBuilder range of ETFs at the BetaShares website. And don't forget to read the PDS and TMD to decide if it's right for you. BetaShares Capital Limited is the issuer.
Owen Raszkowski 0:45
Here's something worth knowing if you've been meaning to make the switch to a better broker. To celebrate their fifth birthday, Perla are offering three free trades a month for five months if you transfer your portfolio across with a minimum of $1,000. For anyone investing regularly, that's meaningful savings on brokerage that can stay invested instead. Perla is chess-sponsored, built specifically for long-term investors, and now has over $3 billion invested on the platform. If you've been with a platform that doesn't quite fit your strategy anymore, it might be time to take a look. You'll find all of the details at perla.com slash LP slash rask. That's perla.com slash LP slash rask. Please read the PDS or product disclosure statement which should be available on the issuer's website.
Owen Raszkowski 1:51
Lastly, please keep in mind that past performance is not indicative of future performance. Kate Campbell, great to see you.
Kate Campbell 2:10
Oh, we're getting there, Owen. What are we into? Third week of lockdown, but we're making it through.
Owen Raszkowski 2:15
We are indeed. We are indeed young, young Miss Campbell. We're recording this during lockdown. Hooray, hooray. And it's kind of a special episode because we're talking about all the different ways that you can do things with your money during lockdown. We know a lot of people are sapped for emotion right now. You know, they just got no energy. Things are pretty tough, let's be honest. In fact, I'm going to say, you know, it's fucking hard, Cade. Excuse my French. It is really hard for a lot of people right now. A lot of people are crying. A lot of people are really emotional. A lot of people just don't have anything to look forward to. So we're going to try and be a bit upbeat. But if that's not right for you right now, you can come back to it, right?
Kate Campbell 3:02
Yeah, yeah, this is I think what's worked for Owen and I during the numerous lockdowns we've had in Melbourne is making sure we sort of take one step forward each day, whether that's just reading a book or it's doing something positive for our finances, just feeling like we're getting on top of things and moving forward in a positive direction. And yeah, as you said, it's probably not the right episode for everyone right now. And that's completely okay. Save it and come back because we are going to try and be quite upbeat today and give you a bit of a pep in your step when it comes to your money and making some positive changes during lockdown. So hopefully if you are here, you enjoy the energy.
Owen Raszkowski 3:43
Yeah, that's it. So I'm going to try and do something. I'm going to make a big, bold promise at the start of this podcast. I want to save you or make you a million dollars by listening to this podcast. And that will only happen if you go and implement some of the things that we're talking about. And you might think, oh, that's just Owen with hyperbole, just his usual crap. But some of this stuff that we're going to share with you, it's going to be quick and you know, it's going to be concise, but we're going to put some notes in there. And at the end, I'm going to surprise Kate with something that she doesn't know about. So stay tuned as we go through these 10 things that we've got to get to on our list.
Kate Campbell 4:19
And this is over your lifetime as well. So a lot of these changes you can make really positive for your finances. Now they will really pay off over the next sort of 50, 60, however long you're going to live years.

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